First Busey Corporation

First Busey Corporation

BUSE
First Busey CorporationUS flagNASDAQ Global Select
26.85
USD
-0.58
- -
2.27BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
5.64
5.56
6.09
6.57
6.75
6.77
7.36
7.35
7.29
8.13
7.95
8.15
8.57
8.74
Basic EPS, GAAP
0.87
1.11
1.32
1.42
1.47
2.02
1.88
1.84
2.23
2.32
2.21
2.01
1.61
2.33
Free Cash Flow per Basic Share
3.31
2.23
1.98
-0.85
5.59
3.9
1.37
2.91
2.83
2.9
2.96
3.04
2.06
2.38
Dividend per Share
0.49
0.6
0.64
0.65
0.72
0.8
0.82
0.88
0.92
0.92
0.96
0.96
1.08
1.15
Book Value per Share
-7.82
-7.29
-6.56
-4.68
-3.1
-1.47
-0.27
0.38
1.67
3.05
4.28
5.2
4.01
3.97
Tangible Book Value per Share
10.83
11.55
11.72
13.52
14.69
14.18
15.45
16.61
17.03
14.11
16.56
17.97
23.67
21.41
Basic Weighted Avg Shares
29
29
29
35
43
49
55
55
55
55
55
57
84
90
Sales/Revenue/Turnover
163
161
177
230
288
331
404
401
404
450
441
461
720
791
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
9
8
9
12
15
17
24
28
28
26
23
21
30
32
Net Income, GAAP
29
33
39
50
63
99
103
100
123
128
123
114
135
215
Effective Tax Rate (%)
32.94
34.85
34.67
34.97
41.98
26.13
23.42
21.73
21.28
20.67
20.36
25.84
27.53
23.94
Profit Margin (%)
17.66
20.42
22.09
21.62
21.79
29.85
25.51
25.01
30.59
28.51
27.81
24.64
18.8
27.21
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
55
105
135
151
225
220
263
306
351
688
336
314
323
336
Total Equity
415
434
373
594
935
995
1,220
1,270
1,319
1,146
1,272
1,383
2,469
2,413
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
- -
- -
- -
- -
- -
- -
217.71
98.19
60.36
42.79
42.88
69.2

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
170
LT Borrowings
267
284
294
LT Finance Leases
38
39
42
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
89
88
86
Market Capitalization
1,761
2,044
2,286

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
430
2,477
2,527
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
170
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
23.87%
17.79%
78.49%
Free Cash Flow
-101%
1.72%
0.65%
Net Income, GAAP
14.71%
6.84%
18.97%
Sales/Revenue/Turnover
16.24%
14.14%
55.94%
Total Cash Common Dividend
19.14%
16.06%
67.97%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
111
116
118
116
461
2025
125
198
196
200
720
2026
196
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.47
0.48
0.56
0.49
2.01
2025
-0.44
0.53
0.64
0.63
1.61
2026
0.52
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.24
0.24
0.24
0.24
0.96
2025
0.21
0.25
0.31
0.28
1.08
2026
0.31
- -
- -
- -
- -

Company Description

APIChat
CEO
Van A. Dukeman
Full Time Employees
1,965
Sector
Financial Services
Industry
Banks - Regional
Address
100 West University Avenue Champaign IL United States of America 61820
IPO Date
Oct 6, 1998
Website
busey.com
Business
First Busey Corporation serves as the financial holding entity for Busey Bank, delivering a broad array of retail and commercial banking solutions to individual, corporate, institutional, and governmental clientele across the United States. The organization operates through its distinct divisions: Banking, Wealth Management, and FirsTech. The Banking segment provides customary checking and savings accounts, alongside various lending products such as residential real estate, home equity lines, consumer, commercial, agricultural, and real estate construction loans, complemented by cash management services. These offerings are accessible through its network of banking centers, ATMs, and digital platforms. The Wealth Management division offers comprehensive investment management, trust and estate advisory, financial planning, philanthropic guidance, and tax preparation services. It also assists with business succession and employee retirement planning, alongside offering investment strategy consulting and securities brokerage. Through its FirsTech segment, the company supplies advanced payment technology solutions, including walk-in payment processing at retail agent locations, online and mobile bill payment, customer service phone payments, direct debit services, electronic payment consolidation via the ACH network, and lockbox remittance processing. FirsTech also provides tools for billing, reconciliation, and treasury management. Building upon its regional foundation, First Busey has significantly broadened its reach through strategic growth. Most recently, the acquisition of CrossFirst Bankshares Inc., completed in March 2025 with the bank merger into Busey Bank projected for June 2025, substantially expanded its footprint. This transformative partnership extends its market presence into key metropolitan areas including Kansas City, Wichita, Dallas/Fort Worth, Denver, and Phoenix. The combined entity is poised to serve clients from 77 locations across 10 states, boasting approximately $20 billion in total assets, $17 billion in deposits, and $14 billion in wealth assets under care. Additionally, the company enhanced its Chicagoland presence with the acquisition of Merchants & Manufacturers Bank in April 2024. First Busey Corporation was established in 1868 and maintains its headquarters in Champaign, Illinois.

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