1. United States of America Stocks

  2. •

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    Banks - Regional
Consumers Bancorp, Inc.

Consumers Bancorp, Inc.

CBKM
Consumers Bancorp, Inc.US flagOther OTC
27.50
USD
-0.20
- -
86.48MMarket Cap
Consumers Bancorp, Inc.
CBKM
(Other OTC)

Recent

price

27.50

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
6
6.3
6.68
6.88
5.48
5.82
5.9
6.22
6.73
7.62
8.78
9.93
11.93
12
11.4
12.13
13.65
Revenue per Share
1
1.1
1.35
1.29
1.05
1.09
0.79
1.1
1.31
2.04
1.92
2.98
3.68
3.45
2.76
2.77
3.34
Basic EPS, GAAP
1.17
1.27
1.61
2.43
0.9
0.05
0.45
1.76
1.89
1.73
1.77
4.26
4.43
3.72
2.7
1.55
2.65
Free Cash Flow per Basic Share
0.4
0.41
0.44
0.48
0.49
0.48
0.48
0.48
0.49
0.52
0.54
0.59
0.64
0.68
0.72
0.76
0.82
Dividend per Share
9.58
10.22
13.62
14.41
15.02
15.56
15.84
16.44
17.18
18.74
20.99
22.44
25.38
27.88
29.82
31.77
33.69
Book Value per Share
11.54
12.35
13.6
13.6
14.88
15.28
16.11
15.99
16.01
18.75
21.59
22.82
16.78
17.01
19.58
23.5
26.77
Tangible Book Value per Share
2
2
2
2
3
3
3
3
3
3
3
3
3
3
3
3
3
Basic Weighted Avg Shares
12
13
14
14
15
16
16
17
18
21
25
30
36
37
35
38
43
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
- -
1
1
1
1
1
1
1
1
1
1
1
1
1
- -
Depreciation Expense
2
2
3
3
3
3
2
3
4
6
6
9
11
11
9
9
10
Net Income, GAAP
21.76
21.65
22.42
19.19
18.73
19.53
11.5
17.63
24.29
15.4
14.16
17.07
17.29
17.4
17.7
16.05
15.4
Effective Tax Rate (%)
16.72
17.45
20.16
18.74
19.17
18.73
13.39
17.7
19.46
26.77
21.86
30
30.85
28.75
24.21
22.84
24.47
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
8
8
6
6
6
6
17
12
12
23
31
18
8
9
14
23
7
LT Debt
24
25
28
28
40
41
44
44
44
51
63
70
54
55
64
76
87
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
10.81
11.14
11.32
9.24
8.06
7.15
5.04
6.82
7.81
11.35
9.91
14.03
15.45
13.06
9.59
9.02
10.31
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'26
Dec'26
Mar'26
ST Debt
- -
3
- -
LT Borrowings
4
4
7
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3
3
3
Market Capitalization
75
82
81

Working Capital

FRC

•

in mil. unless spec.
Sep'26
Dec'26
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
177
173
167
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
3
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.12%
5.02%
19.76%
Free Cash Flow
114.92%
14.68%
-42.06%
Net Income, GAAP
15.03%
12.78%
1.01%
Sales/Revenue/Turnover
9.48%
8.89%
7.05%
Total Cash Common Dividend
6.25%
8.97%
6.1%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
9
9
9
9
35
2025
9
9
9
10
38
2026
11
11
11
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.78
0.65
0.66
0.67
2.76
2025
0.72
0.73
0.59
0.73
2.77
2026
0.84
0.87
0.9
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.18
0.18
0.18
0.18
0.72
2025
0.19
0.19
0.19
0.19
0.76
2026
0.21
0.21
0.21
- -
- -
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Business
Consumers Bancorp, Inc. operates as a bank holding company primarily engaged in providing retail and commercial banking services through its subsidiary, Consumers National Bank. The company offers a comprehensive range of financial products and services including deposit accounts; commercial, consumer, and mortgage loans; treasury management; online and mobile banking services; and investment products. Its core products include checking and savings accounts, certificates of deposit, personal and business loans, residential mortgage loans, and cash management solutions designed to serve both individual consumers and small to mid-sized businesses. Consumers Bancorp operates primarily in the United States, with a strong presence in Ohio where it is headquartered. Founded in 1918, Consumers Bancorp is headquartered in Willoughby, Ohio. The company targets retail customers, commercial clients, and real estate borrowers, positioning itself within the financial services industry with a focus on community banking. Recent company developments indicate ongoing efforts toward digital banking enhancements to improve customer experience and operational efficiency. The company has also emphasized strengthening its lending portfolio and expanding its service offerings through technology upgrades and customer-centric digital solutions. In the last 1-2 years, while there have been no major acquisitions or name changes, Consumers Bancorp has continued to solidify strategic initiatives aimed at comprehensive financial service delivery across its geographic footprint. Consumers Bancorp's business model integrates traditional banking with modern financial technology to serve a diverse client base across retail and commercial segments. It emphasizes credit products, deposit services, and digital banking platforms as key drivers for sustainable growth and competitive positioning in the regional market. The company maintains a strong community focus while leveraging technology to expand its reach and improve operational efficiency. This strategic balance enables Consumers Bancorp to compete effectively in the evolving banking landscape while maintaining its legacy as a stable, trustworthy regional financial institution.

Company News

APIChat

  • defenseworld.net

    Consumers Bancorp (OTCMKTS:CBKM) Stock Price Crosses Below 50 Day Moving Average – Time to Sell?

  • fool.com

    Consumers Q4 Profit Up 9 Percent