Capital Bancorp, Inc.

Capital Bancorp, Inc.

CBNK
Capital Bancorp, Inc.US flagNASDAQ Global Select
35.78
USD
+0.08
- -
582.79MMarket Cap
Capital Bancorp, Inc.
CBNK
(NASDAQ Global Select)

Recent

price

35.78

P/E

ratio

- -

div

yld

- -

ROIC.AI

2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
3.57
4.62
4.77
6.04
6.56
9.45
11.87
12
11.77
12.6
14.55
14.77
Revenue per Share
0.57
0.72
0.54
1.05
1.23
1.87
2.9
2.98
2.56
2.12
3.45
3.34
Basic EPS, GAAP
1.12
0.52
2.54
2.19
-2
0.38
9.57
3.55
3.23
2.25
4.06
4.06
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
0.1
0.22
0.28
0.36
0.44
0.46
Dividend per Share
2.79
3.51
4.05
5.43
5.95
7.76
10.48
13.02
15.25
16.66
17.66
18.29
Book Value per Share
4.53
5.38
6.09
9.46
9.71
11.55
14.34
15.97
18.2
21.82
21.77
22.24
Tangible Book Value per Share
13
13
13
12
14
14
14
14
14
15
17
17
Basic Weighted Avg Shares
47
61
63
73
90
130
164
168
165
184
241
245
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
1
1
2
2
1
1
- -
2
4
4
Depreciation Expense
7
9
7
13
17
26
40
42
36
31
57
55
Net Income, GAAP
38.49
39.33
49.58
28.07
25.62
26.51
25.8
22.92
22.4
25.96
23.72
23.8
Effective Tax Rate (%)
15.96
15.53
11.33
17.44
18.74
19.8
24.41
24.84
21.76
16.86
23.7
22.58
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
27
22
18
17
48
26
24
119
49
34
52
52
LT Debt
60
71
80
115
133
159
198
224
255
355
402
409
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
22.78
14.29
21.43
22.89
27.36
31.77
25.55
18.11
13.57
21.33
19.98
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
34
52
52
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
17
16
16
Market Capitalization
532
469
493

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
420
360
629
Accounts Receivable, Net
19
17
17
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
8
9
9
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
21.44%
20.73%
13.13%
Free Cash Flow
244.1%
490.16%
105.52%
Net Income, GAAP
28.22%
23.23%
84.59%
Sales/Revenue/Turnover
18.62%
13.81%
31.28%
Total Cash Common Dividend
- -
- -
38.31%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
41
43
44
55
184
2025
58
60
62
62
241
2026
61
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.47
0.59
0.62
0.45
2.12
2025
0.84
0.79
0.89
0.91
3.45
2026
0.74
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.08
0.08
0.1
0.1
0.36
2025
0.1
0.1
0.12
0.12
0.44
2026
0.12
- -
- -
- -
- -
Business
Capital Bancorp, Inc. (NASDAQ: CBNK) operates as a bank holding company for Capital Bank, National Association, providing commercial banking products and services to businesses, not-for-profits, and government entities primarily in the United States. The company offers a range of deposit products, including checking, savings, money market, and time deposit accounts; and lending solutions such as commercial real estate loans, commercial and industrial loans, construction and land development loans, residential mortgages, and consumer loans. Through its Commercial Banking and Specialty Insurance Premium Finance segments, it also delivers treasury management services, online banking platforms, debit and credit cards, cash management, and investment products including mutual funds, annuities, and brokered certificates of deposit. Capital Bancorp was founded in 1999 and is headquartered in Rockville, Maryland, with operations focused on the Mid-Atlantic region and select national specialty lending niches. In recent developments, Capital Bancorp expanded its footprint through the acquisition of a $160 million loan portfolio from a failed bank in 2024, bolstering its commercial lending capabilities. The company also completed a strategic partnership with a fintech provider in early 2025 to enhance its digital banking services for small businesses. Additionally, it launched new SBA lending programs targeting underserved markets, reflecting ongoing diversification beyond traditional deposits and loans.

Company News

APIChatGPT
  • Capital Bancorp, Inc. (NASDAQ:CBNK) Receives Average Rating of “Moderate Buy” from Brokerages

  • Should Value Investors Buy Capital Bancorp (CBNK) Stock?

  • Are Investors Undervaluing Capital Bancorp (CBNK) Right Now?

  • Capital Bank Announces the Appointment of Don Busick to Its Board Leadership Team

  • Capital Bank Announces the Appointment of Don Busick to Its Board Leadership Team

  • Mulvihill Canadian Bank Enhanced Yield ETF Declares Monthly Distribution

  • Should Value Investors Buy Capital Bancorp (CBNK) Stock?

  • Are Investors Undervaluing Capital Bancorp (CBNK) Right Now?

  • Mulvihill Canadian Bank Enhanced Yield ETF Declares Monthly Distribution

  • Capital Bancorp (CBNK) Lags Q1 Earnings and Revenue Estimates

  • CBNK Continues Strong Growth With Accelerated Investment Underway

  • Is Capital Bancorp (CBNK) Stock Undervalued Right Now?

  • Should Value Investors Buy Capital Bancorp (CBNK) Stock?

  • CenterBook Partners LP Acquires Shares of 37,038 Capital Bancorp, Inc. $CBNK

  • Earnings Release – Redwood Capital Bancorp – Year-End 2025

  • Capital Bancorp (CBNK) Tops Q4 Earnings and Revenue Estimates

  • Capital Bancorp Implements Management Changes to Align Leadership Structure and Advance Long-Term Enterprise Growth Strategy

  • Financial Comparison: Capital Bancorp (NASDAQ:CBNK) & CF Bankshares (NASDAQ:CFBK)

  • Contrasting Capital Bancorp (NASDAQ:CBNK) & BCB Bancorp, Inc. (NJ) (NASDAQ:BCBP)

  • Elizabeth Park Capital Advisors Ltd. Cuts Holdings in Capital Bancorp, Inc. $CBNK