FB Financial Corporation

FB Financial Corporation

FBK
FB Financial CorporationUS flagNew York Stock Exchange
52.15
USD
-0.87
- -
2.69BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
4.87
5.59
7.65
13.34
10.67
10.91
11.71
15.08
12.14
11.19
10.21
9.75
11.28
11.83
Basic EPS, GAAP
1.12
1.35
2
2.12
1.9
2.62
2.72
1.69
4.01
2.64
2.57
2.48
2.47
2.76
Free Cash Flow per Basic Share
2.3
-4.63
-2.16
-13.04
1.2
6.59
1.85
-7.33
1.03
16.75
4.08
2.83
2.96
3.81
Dividend per Share
0.47
0.62
1.06
3.62
- -
0.2
0.33
0.38
0.44
0.52
0.6
0.68
0.76
0.78
Book Value per Share
4.15
4.81
5.82
6.15
6.44
8.21
10.51
9.7
11.26
13.44
15.5
17.31
18.06
18.53
Tangible Book Value per Share
5.74
6.62
6.39
12.77
13.27
14.11
16.14
25.13
22.29
19.15
22.21
24.73
28.48
28.38
Basic Weighted Avg Shares
24
24
24
19
28
31
31
38
47
47
47
47
50
51
Sales/Revenue/Turnover
117
134
183
256
295
335
361
568
576
527
478
456
561
603
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
5
5
8
14
6
8
10
13
14
13
15
15
17
19
Net Income, GAAP
27
32
48
41
52
80
84
64
190
125
120
116
123
141
Effective Tax Rate (%)
6.58
6.53
5.84
34.87
28.7
24.2
23.48
22.84
21.7
21.94
20
20.88
11.46
14.06
Profit Margin (%)
23.02
24.19
26.09
15.88
17.77
23.97
23.19
11.21
33.06
23.63
25.16
25.47
21.85
23.34
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
68
65
57
45
348
230
346
300
227
495
360
233
183
272
Total Equity
190
215
237
330
597
672
762
1,291
1,433
1,326
1,455
1,568
1,948
1,974
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
30.2
37.52
31.52
35.42
37.33
29.08
18.46
42.33
21.34
17.7
15.13
14.36
15.79

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
106
123
213
LT Finance Leases
63
61
59
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
53
52
51
Market Capitalization
2,688
2,774
2,648

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,605
1,556
1,596
Accounts Receivable, Net
61
59
60
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
50
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
26.09%
9.05%
24.28%
Free Cash Flow
143.06%
260.84%
11.16%
Net Income, GAAP
21.07%
32.65%
5.68%
Sales/Revenue/Turnover
13.54%
0.43%
23.18%
Total Cash Common Dividend
- -
22.32%
19.22%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
107
128
90
130
456
2025
131
77
174
180
561
2026
173
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.6
0.85
0.22
0.81
2.48
2025
0.84
0.06
0.44
1.08
2.47
2026
1.11
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.17
0.17
0.17
0.17
0.68
2025
0.19
0.19
0.19
0.19
0.76
2026
0.21
- -
- -
- -
- -

Company Description

APIChat
CEO
Christopher T. Holmes
Full Time Employees
1,490
Sector
Financial Services
Industry
Banks - Regional
Address
211 Commerce Street Nashville TN United States of America 37201
IPO Date
Sep 16, 2016
Business
FB Financial Corporation functions as a bank holding entity for FirstBank, delivering an extensive array of commercial and individual banking services to businesses, professionals, and private clients. The organization manages its operations through distinct Banking and Mortgage divisions. It provides a comprehensive suite of deposit options, including checking, demand, money market, and savings accounts, alongside certificate of deposit and time deposit offerings. The company extends various lending products and services to its corporate, commercial, and consumer clientele. These include commercial real estate loans for both owner-occupied and non-owner-occupied properties, residential real estate mortgages for single-family and multi-family dwellings, commercial and industrial loans, construction financing, land acquisition and development loans, as well as residential lines of credit. Consumer loan offerings encompass financing for automobiles, boats, recreational vehicles, manufactured homes not tied to real estate, and personal lines of credit. Furthermore, the corporation is deeply involved in mortgage origination, offering these services through its network of bank branches and dedicated mortgage offices strategically situated across the southeastern United States, complemented by an internet delivery channel. This segment also handles the servicing of residential mortgage loans and their securitization to external parties. Beyond core banking, FB Financial Corporation provides wealth management, investment, trust, and insurance services, along with modern online and mobile banking platforms. As of recent reports, the company operates approximately 93 full-service bank branches situated across Tennessee, Kentucky, Alabama, and Georgia. Notably, in July 2025, the company completed its merger with Southern States Bancshares, Inc., a significant event that contributed to increased loan and deposit volumes, with total assets reaching around $16.0 billion. FB Financial Corporation consistently returns value to shareholders, evidenced by its authorization of a $150 million common stock repurchase program in September 2025 and its declaration of a regular quarterly cash dividend of $0.19 per share in October 2025, marking its 30th consecutive payout. The firm traces its origins to 1906, initially chartered as Farmers Bank, and officially adopted the name FB Financial Corporation in 2016. Its headquarters remain in Nashville, Tennessee.

Company News

APIChat
  • FB Financial Corporation Announces $175 Million Common Stock Repurchase Authorization

  • Contrasting FB Financial (NYSE:FBK) and AmeriServ Financial (NASDAQ:ASRV)

  • FB Financial Corporation Declares Regular Quarterly Dividend

  • FB Financial Q1 Earnings Call Highlights

  • FB Financial (NYSE:FBK) Shares Gap Down Following Weak Earnings

  • FB Financial Corporation (FBK) Q1 2026 Earnings Call Transcript

  • We Still Like FB Financial For The Dividend Growth

  • FB Financial: A Solid Southern Bank At A Fair Valuation

  • FB Financial (FBK) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

  • FB Financial (FBK) Q1 Earnings and Revenues Lag Estimates

  • FB Financial Corporation Reports First Quarter 2026 Financial Results

  • Exploring Analyst Estimates for FB Financial (FBK) Q1 Earnings, Beyond Revenue and EPS

  • Top Wall Street Forecasters Revamp FB Financial Expectations Ahead Of Q1 Earnings

  • FB Financial Corporation Announces 2026 First Quarter Earnings Call

  • FB Financial Corporation (NYSE:FBK) Receives Consensus Rating of “Moderate Buy” from Analysts

  • FB Financial Corporation (NYSE:FBK) Receives $61.20 Average PT from Brokerages

  • Are You Looking for a Top Momentum Pick? Why FB Financial (FBK) is a Great Choice

  • FB Financial Corporation (NYSE:FBK) Receives Average Rating of “Moderate Buy” from Brokerages

  • FB Financial Corporation (FBK) Q4 2025 Earnings Call Transcript

  • FB Financial Corporation Increases Regular Quarterly Dividend by 11%