Capital Bancorp, Inc.

CBNK

CBNKCapital Bancorp, Inc. US flag

NASDAQ Global Select

35.78

USD

+0.08

- -

582.79MMarket Cap

Income Statement (USD)

API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	47	61	63	73	90	130	164	168	165	184	241
+ Sales & Services Revenue	47	61	63	73	90	130	164	168	165	184	241
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	26	33	35	41	50	63	43	49	55	62	78
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-26	-33	-35	-41	-50	-63	-43	-49	-55	-62	-78
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-12	-16	-14	-18	-23	-35	-54	-54	-46	-42	-75
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-12	-16	-14	-18	-23	-35	-54	-54	-46	-42	-75
Pretax Income	12	16	14	18	23	35	54	54	46	42	75
- Income Tax Expense (Benefit)	5	6	7	5	6	9	14	12	10	11	18
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	7	9	7	13	17	26	40	42	36	31	57
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	7	9	7	13	17	26	40	42	36	31	57
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	7	9	7	13	17	26	40	42	36	31	57
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	7	9	7	13	17	26	40	42	36	31	57
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	1	1	1	1	2	2	1	1	- -	2	4
EBITDA Margin (%)	1.98	1.59	1.57	1.48	2.61	1.45	0.74	0.85	0.29	1.21	1.61
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	15.96	15.53	11.33	17.44	18.74	19.8	24.41	24.84	21.76	16.86	23.7
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	- -	- -	- -	0.1	0.22	0.28	0.36	0.44
Depreciation Expense	1	1	1	1	2	2	1	1	- -	2	4
Basic Weighted Avg Shares	13	13	13	12	14	14	14	14	14	15	17
Basic EPS, GAAP	0.57	0.72	0.54	1.05	1.23	1.87	2.9	2.98	2.56	2.12	3.45
Basic EPS from Cont Ops	0.57	0.72	0.54	1.05	1.23	1.87	2.9	2.98	2.56	2.12	3.45
Diluted Weighted Avg Shares	13	13	13	12	14	14	14	14	14	15	17
Diluted EPS, GAAP	0.57	0.72	0.54	1.02	1.21	1.87	2.84	2.91	2.55	2.11	3.41
Diluted EPS from Cont Ops	0.57	0.72	0.54	1.02	1.21	1.87	2.84	2.91	2.55	2.11	3.41

Balance Sheet (USD)

API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	59	82	103	79	174	244	364	312	138	428	360
+ Cash & Cash Equivalents	20	34	49	32	113	145	180	60	54	205	256
+ ST Investments	39	48	54	47	61	100	184	252	85	223	105
+ Accounts & Notes Receiv	3	3	4	4	5	8	8	9	11	17	17
+ Accounts Receivable, Net	3	3	4	4	5	8	8	9	11	17	17
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-62	-85	-106	-84	-179	-252	-372	-322	-150	-445	-377
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	3	2	3	3	6	4	3	3	5	16	15
+ Property, Plant & Equip	6	7	8	9	13	12	11	15	17	26	29
- Accumulated Depreciation	3	4	5	6	7	8	8	12	12	11	14
+ LT Investments & Receivables	39	48	54	47	61	100	185	252	208	223	229
+ LT Investments	39	48	54	47	61	100	185	252	208	223	229
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-42	-50	-57	-50	-67	-104	-188	-256	-213	-238	-244
+ Total Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	37	41
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	- -	- -	21	26
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	16	15
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-42	-50	-57	-50	-67	-104	-188	-256	-213	-275	-285
Total Assets	743	906	1,026	1,105	1,428	1,877	2,055	2,124	2,226	3,207	3,606
+ Payables & Accruals	1	1	1	2	2	1	- -	1	6	9	9
+ Accounts Payable	1	1	1	2	2	1	- -	1	6	9	9
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	8	2	2	- -	- -	10	10	10	- -	- -	- -
+ ST Borrowings	8	2	2	- -	- -	10	10	10	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-9	-3	-3	-1	-2	-11	-10	-11	-6	-9	-9
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-9	-3	-3	-1	-2	-11	-10	-11	-6	-9	-9
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	27	22	18	17	48	26	24	119	49	34	52
+ LT Borrowings	27	22	18	17	48	26	24	119	49	34	52
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-27	-22	-18	-17	-48	-26	-24	-119	-49	-34	-52
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-27	-22	-18	-17	-48	-26	-24	-119	-49	-34	-52
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	684	835	946	990	1,294	1,717	1,857	1,900	1,971	2,852	3,204
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	23	25	27	49	52	51	54	58	55	124	115
+ Common Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	23	25	27	49	52	51	54	58	54	124	115
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	37	46	53	66	82	107	145	182	213	243	293
+ Other Equity	- -	- -	- -	-1	- -	2	-1	-17	-13	-11	-6
Equity Before Minority Interest	60	71	80	115	133	159	198	224	255	355	402
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	60	71	80	115	133	159	198	224	255	355	402
Total Liabilities & Equity	743	906	1,026	1,105	1,428	1,877	2,055	2,124	2,226	3,207	3,606
Shares Outstanding	13	13	13	14	14	14	14	14	14	17	16
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	15	-11	-29	-15	-65	-109	-146	69	-4	-171	-203
Net Debt to Equity	24.67	-15.05	-36.43	-13.28	-49	-68.12	-73.61	30.95	-1.76	-48.21	-50.64
Tangible Common Equity Ratio	8.02	7.81	7.81	10.37	9.34	8.49	9.63	10.55	11.45	10.04	10.13
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	7	9	7	13	17	26	40	42	36	31	57
+ Depreciation & Amortization	1	1	1	1	2	2	1	1	- -	2	4
+ Non-Cash Items	3	5	27	12	-49	-25	96	18	11	- -	11
+ Stock-Based Compensation	- -	1	1	1	1	1	1	2	2	2	2
+ Deferred Income Taxes	- -	-1	- -	- -	-1	-3	-2	1	- -	-2	1
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	2	5	27	11	-49	-23	96	15	9	- -	8
+ Chg in Non-Cash Work Cap	5	-8	-1	3	2	3	-5	-10	- -	2	-3
+ (Inc) Dec in Accts Receiv	-1	- -	-1	-1	- -	-3	- -	-2	-2	-1	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	2	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	-1	-1	- -	5	6	-4
+ Inc (Dec) in Other	6	-7	- -	1	2	7	-4	-9	-3	-4	1
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	17	8	35	28	-27	5	132	51	47	35	70
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-2	-1	-1	-2	- -	- -	- -	-2	-2	-2	-2
+ Acq of Fixed Prod Assets	-2	-1	-1	-2	- -	- -	- -	-2	-2	-2	-2
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	-1	-3	-1	20	- -	-4	- -	- -	-9	-1	-12
+ Increase in Capital Stock	- -	- -	- -	20	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	-1	-3	-1	- -	- -	-4	- -	- -	-9	-1	-12
+ Net Change in LT Investment	- -	-9	-7	6	-13	-37	-89	-89	49	-12	1
+ Dec in LT Investment	9	13	6	6	25	17	80	24	56	53	56
+ Inc in LT Investment	-9	-23	-13	- -	-39	-54	-170	-113	-7	-65	-55
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -	65	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	65	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-130	-127	-125	-114	-174	-348	-149	-108	-178	-321	-350
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-132	-137	-133	-109	-188	-386	-238	-198	-131	-270	-351
+ Dividends Paid	- -	- -	- -	- -	- -	- -	-1	-3	-4	-5	-7
+ Net Cash From Debt	- -	- -	- -	- -	- -	- -	- -	- -	-70	-15	18
+ Cash From Debt	- -	- -	- -	- -	- -	- -	- -	- -	15	- -	28
+ Repayments of Debt	- -	- -	- -	- -	- -	- -	- -	- -	-85	-15	-10
+ Other Financing Activities	117	151	113	43	296	416	144	47	140	408	332
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	116	148	113	63	295	412	143	44	57	386	331
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	1	18	14	-18	80	32	36	-103	-26	151	50
EBITDA	1	1	1	1	2	2	1	1	- -	2	4
EBITDA Margin (%)	1.98	1.59	1.57	1.48	2.61	1.45	0.74	0.85	0.29	1.21	1.61
Free Cash Flow	15	7	33	27	-28	5	132	50	45	33	67
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -	-65	- -
Free Cash Flow to Firm	15	7	33	27	-28	5	132	50	45	33	67
Free Cash Flow to Equity	- -	7	33	27	-28	5	132	50	-25	18	85
Free Cash Flow per Basic Share	1.12	0.52	2.54	2.19	-2	0.38	9.57	3.55	3.23	2.25	4.06
Price/Free Cash Flow	- -	- -	- -	4.73	-7.73	33.58	2.79	6.39	6.87	11.27	6.55
Cash Flow to Net Income	2.22	0.8	4.9	2.22	-1.61	0.21	3.3	1.23	1.32	1.13	1.22
Capital Expenditures	-2	-1	-1	-2	- -	- -	- -	-2	-2	-2	-2