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    Banks - Regional
CF Bankshares Inc.

CF Bankshares Inc.

CFBK
CF Bankshares Inc.US flagNASDAQ Capital Market
33.01
USD
-0.14
- -
212.39MMarket Cap
CF Bankshares Inc.
CFBK
(NASDAQ Capital Market)

Recent

price

33.01

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
68.13
48.39
4.79
2.11
3.52
3.79
4.24
4.37
4.81
7.24
14.51
8.19
8.02
7.95
8.04
9.54
9.67
Revenue per Share
-48.89
-39.21
-3.57
-0.32
0.02
1.26
0.26
0.21
1.02
2.14
4.91
2.84
2.84
2.64
2.13
2.79
2.88
Basic EPS, GAAP
20.09
2.76
-0.86
-1.56
0.21
1.75
0.6
1.12
-2.92
-22.7
-20.54
38.47
6.07
2.71
2.22
2.89
3.29
Free Cash Flow per Basic Share
1.82
- -
- -
- -
0.08
0.26
0.26
0.23
- -
- -
0.03
0.13
0.18
0.23
0.26
0.31
0.33
Dividend per Share
-109.24
-148.49
-18.41
-7.67
-7.65
-6.37
-6.04
-5.23
-2.98
-0.63
4.4
6.78
9.56
11.93
14.08
16.53
17.23
Book Value per Share
58.66
18.33
20.55
7.95
11.99
13.29
13.49
12.35
10.69
17.61
18.28
19.26
21.77
24.2
26.84
29.32
30.04
Tangible Book Value per Share
- -
- -
1
3
3
3
3
3
4
5
6
7
6
6
6
6
6
Basic Weighted Avg Shares
10
7
6
6
10
11
12
14
20
33
87
53
51
51
50
60
61
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
1
- -
- -
- -
Depreciation Expense
-7
-5
-4
-1
- -
4
2
1
4
10
30
18
18
17
13
18
18
Net Income, GAAP
- -
- -
- -
- -
- -
- -
33.24
61.11
19.83
20.26
18.4
19.13
19.6
19.29
17.08
18.52
16.96
Effective Tax Rate (%)
-67.72
-75.14
-68.44
-15.11
4.73
40.93
13.18
9.45
20.86
28.93
33.84
34.6
35.4
33.18
26.55
29.22
29.8
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
29
21
15
22
20
20
19
19
34
46
231
107
126
130
114
122
122
LT Debt
16
10
24
23
35
38
39
40
46
81
110
125
139
155
168
184
189
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
52.2
34.49
24.59
16.23
18.24
18.07
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
116
116
116
LT Finance Leases
6
6
6
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
6
6
6
Market Capitalization
151
157
176

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
273
277
276
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
18.62%
10.86%
9.49%
Free Cash Flow
-7.32%
-86.21%
30.73%
Net Income, GAAP
43.37%
-7.19%
31.03%
Sales/Revenue/Turnover
27.22%
-5.1%
19.07%
Total Cash Common Dividend
- -
85.78%
20.69%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
12
12
13
14
50
2025
14
15
15
16
60
2026
15
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.48
0.27
0.67
0.71
2.13
2025
0.7
0.8
0.37
0.91
2.79
2026
0.8
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.06
0.06
0.06
0.07
0.26
2025
0.07
0.07
0.08
0.08
0.31
2026
0.09
- -
- -
- -
- -
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Business
CF Bankshares Inc. (NasdaqCM: CFBK) operates as the holding company for Citizens Financial Bank, National Association, which provides a range of commercial and retail banking products and services primarily to businesses and the general public in Ohio and Kentucky. The bank offers deposit products including checking, savings, and time deposit accounts; and lending products such as commercial real estate loans, business loans, consumer installment loans secured by automobiles and other vehicles, and residential mortgage loans. Additional services encompass wealth management, cash management, online banking, mobile banking, and remote deposit capture. Founded in 1998 and headquartered in Cincinnati, Ohio, the company focuses on the banking sector with operations concentrated in the Midwestern United States. In recent developments, CF Bankshares Inc. reported strong financial performance in 2025, including asset growth and strategic enhancements to its digital banking platforms to support expanding commercial client relationships.

Company News

APIChatGPT

  • seekingalpha.com

    Dividend Champion, Contender, And Challenger Highlights: Week Of July 19

  • prnewswire.com

    CF BANKSHARES INC., PARENT OF CFBANK, NA, ANNOUNCES QUARTERLY CASH DIVIDEND

  • prnewswire.com

    CF BANKSHARES INC., PARENT OF CFBANK, NA, ANNOUNCES THE HIRING OF GREGORY PERELKA.

  • zacks.com

    CF Bankshares Inc. (CFBK) Q1 Earnings and Revenues Lag Estimates

  • prnewswire.com

    CF BANKSHARES INC., PARENT OF CFBANK NA, REPORTS RESULTS FOR THE 1st QUARTER 2026

  • zacks.com

    CF Bankshares Inc. (CFBK) Earnings Expected to Grow: Should You Buy?

  • zacks.com

    First Commonwealth Financial (FCF) Misses Q1 Earnings and Revenue Estimates

  • prnewswire.com

    CF BANKSHARES INC., PARENT OF CFBANK, NA, ANNOUNCES QUARTERLY CASH DIVIDEND.

  • seekingalpha.com

    Recent Run Removed Some Of The Opportunity For Investing In CF Bankshares

  • defenseworld.net

    Horizon Bancorp (IN) (NASDAQ:HBNC) and CF Bankshares (NASDAQ:CFBK) Head to Head Survey

  • zacks.com

    CF Bankshares Inc. (CFBK) Q4 Earnings Surpass Estimates

  • prnewswire.com

    CF BANKSHARES INC., PARENT OF CFBANK NA, REPORTS RESULTS FOR THE 4th QUARTER AND FULL YEAR 2025.

  • prnewswire.com

    CF BANKSHARES INC., PARENT OF CFBANK, NA, ANNOUNCES ADDITION OF JOHN WILGUS AS SENIOR VICE PRESIDENT

  • prnewswire.com

    CF BANKSHARES INC., PARENT OF CFBANK, NA, ANNOUNCES 13% INCREASE IN ITS QUARTERLY CASH DIVIDEND

  • defenseworld.net

    Head to Head Analysis: CF Bankshares (NASDAQ:CFBK) vs. Peoples Financial Services (NASDAQ:PFIS)

  • prnewswire.com

    CF BANKSHARES INC. ANNOUNCES EXTENSION OF STOCK REPURCHASE PROGRAM

  • defenseworld.net

    Financial Comparison: Capital Bancorp (NASDAQ:CBNK) & CF Bankshares (NASDAQ:CFBK)

  • zacks.com

    CF Bankshares Inc. (CFBK) Q3 Earnings and Revenues Lag Estimates

  • prnewswire.com

    CF BANKSHARES INC., PARENT OF CFBANK NA, REPORTS RESULTS FOR THE 3rd QUARTER 2025.

  • prnewswire.com

    CF BANKSHARES INC., PARENT OF CFBANK, NA, ANNOUNCES QUARTERLY CASH DIVIDEND