CF Bankshares Inc.

CF Bankshares Inc.

CFBK
CF Bankshares Inc.US flagNASDAQ Capital Market
33.01
USD
-0.14
- -
212.39MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
2.11
3.52
3.79
4.24
4.37
4.81
7.24
14.51
8.19
8.02
7.95
8.04
9.54
9.67
Basic EPS, GAAP
-0.32
0.02
1.26
0.26
0.21
1.02
2.14
4.91
2.84
2.84
2.64
2.13
2.79
2.88
Free Cash Flow per Basic Share
-1.56
0.21
1.75
0.6
1.12
-2.92
-22.7
-20.54
38.47
6.07
2.71
2.22
2.89
3.29
Dividend per Share
- -
0.08
0.26
0.26
0.23
- -
- -
0.03
0.13
0.18
0.23
0.26
0.31
0.33
Book Value per Share
-7.67
-7.65
-6.37
-6.04
-5.23
-2.98
-0.63
4.4
6.78
9.56
11.93
14.08
16.53
17.23
Tangible Book Value per Share
7.95
11.99
13.29
13.49
12.35
10.69
17.61
18.28
19.26
21.77
24.2
26.84
29.32
30.04
Basic Weighted Avg Shares
3
3
3
3
3
4
5
6
7
6
6
6
6
6
Sales/Revenue/Turnover
6
10
11
12
14
20
33
87
53
51
51
50
60
61
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
1
- -
- -
- -
Net Income, GAAP
-1
- -
4
2
1
4
10
30
18
18
17
13
18
18
Effective Tax Rate (%)
- -
- -
- -
33.24
61.11
19.83
20.26
18.4
19.13
19.6
19.29
17.08
18.52
16.96
Profit Margin (%)
-15.11
4.73
40.93
13.18
9.45
20.86
28.93
33.84
34.6
35.4
33.18
26.55
29.22
29.8
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
22
20
20
19
19
34
46
231
107
126
130
114
122
122
Total Equity
23
35
38
39
40
46
81
110
125
139
155
168
184
189
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
- -
- -
- -
- -
- -
- -
52.2
34.49
24.59
16.23
18.24
18.07

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
116
116
116
LT Finance Leases
6
6
6
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
6
6
6
Market Capitalization
151
157
176

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
273
277
276
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
18.62%
10.86%
9.49%
Free Cash Flow
-7.32%
-86.21%
30.73%
Net Income, GAAP
43.37%
-7.19%
31.03%
Sales/Revenue/Turnover
27.22%
-5.1%
19.07%
Total Cash Common Dividend
- -
85.78%
20.69%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
12
12
13
14
50
2025
14
15
15
16
60
2026
15
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.48
0.27
0.67
0.71
2.13
2025
0.7
0.8
0.37
0.91
2.79
2026
0.8
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.06
0.06
0.06
0.07
0.26
2025
0.07
0.07
0.08
0.08
0.31
2026
0.09
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Timothy T. O'Dell
Full Time Employees
98
Sector
Financial Services
Industry
Banks - Regional
Address
4960 East Dublin Granville Road Columbus OH United States of America 43085
IPO Date
Dec 30, 1998
Website
cf.bank
Business
CF Bankshares Inc. (NasdaqCM: CFBK) operates as the holding company for Citizens Financial Bank, National Association, which provides a range of commercial and retail banking products and services primarily to businesses and the general public in Ohio and Kentucky. The bank offers deposit products including checking, savings, and time deposit accounts; and lending products such as commercial real estate loans, business loans, consumer installment loans secured by automobiles and other vehicles, and residential mortgage loans. Additional services encompass wealth management, cash management, online banking, mobile banking, and remote deposit capture. Founded in 1998 and headquartered in Cincinnati, Ohio, the company focuses on the banking sector with operations concentrated in the Midwestern United States. In recent developments, CF Bankshares Inc. reported strong financial performance in 2025, including asset growth and strategic enhancements to its digital banking platforms to support expanding commercial client relationships.

Company News

APIChatGPT
  • Dividend Champion, Contender, And Challenger Highlights: Week Of July 19

  • CF BANKSHARES INC., PARENT OF CFBANK, NA, ANNOUNCES QUARTERLY CASH DIVIDEND

  • CF BANKSHARES INC., PARENT OF CFBANK, NA, ANNOUNCES THE HIRING OF GREGORY PERELKA.

  • CF Bankshares Inc. (CFBK) Q1 Earnings and Revenues Lag Estimates

  • CF BANKSHARES INC., PARENT OF CFBANK NA, REPORTS RESULTS FOR THE 1st QUARTER 2026

  • CF Bankshares Inc. (CFBK) Earnings Expected to Grow: Should You Buy?

  • First Commonwealth Financial (FCF) Misses Q1 Earnings and Revenue Estimates

  • CF BANKSHARES INC., PARENT OF CFBANK, NA, ANNOUNCES QUARTERLY CASH DIVIDEND.

  • Recent Run Removed Some Of The Opportunity For Investing In CF Bankshares

  • Horizon Bancorp (IN) (NASDAQ:HBNC) and CF Bankshares (NASDAQ:CFBK) Head to Head Survey

  • CF Bankshares Inc. (CFBK) Q4 Earnings Surpass Estimates

  • CF BANKSHARES INC., PARENT OF CFBANK NA, REPORTS RESULTS FOR THE 4th QUARTER AND FULL YEAR 2025.

  • CF BANKSHARES INC., PARENT OF CFBANK, NA, ANNOUNCES ADDITION OF JOHN WILGUS AS SENIOR VICE PRESIDENT

  • CF BANKSHARES INC., PARENT OF CFBANK, NA, ANNOUNCES 13% INCREASE IN ITS QUARTERLY CASH DIVIDEND

  • Head to Head Analysis: CF Bankshares (NASDAQ:CFBK) vs. Peoples Financial Services (NASDAQ:PFIS)

  • CF BANKSHARES INC. ANNOUNCES EXTENSION OF STOCK REPURCHASE PROGRAM

  • Financial Comparison: Capital Bancorp (NASDAQ:CBNK) & CF Bankshares (NASDAQ:CFBK)

  • CF Bankshares Inc. (CFBK) Q3 Earnings and Revenues Lag Estimates

  • CF BANKSHARES INC., PARENT OF CFBANK NA, REPORTS RESULTS FOR THE 3rd QUARTER 2025.

  • CF BANKSHARES INC., PARENT OF CFBANK, NA, ANNOUNCES QUARTERLY CASH DIVIDEND