1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Citizens Financial Group, Inc.

Citizens Financial Group, Inc.

CFG-PE
Citizens Financial Group, Inc.US flagNew York Stock Exchange
18.42
USD
-0.06
- -
7.92BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Sales/Revenue/Turnover
4,690
4,691
4,824
5,255
5,707
6,128
6,491
6,905
6,647
8,021
8,224
7,809
8,247
8,480
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
404
386
471
515
487
489
633
578
625
565
478
498
478
468
Net Income, GAAP
-3,426
865
840
1,045
1,652
1,721
1,791
1,057
2,319
2,073
1,608
1,509
1,831
1,975
Effective Tax Rate (%)
- -
31.78
33.49
31.88
13.6
21.16
20.44
18.57
22.1
21.92
20.79
20.07
21.35
21.31
Profit Margin (%)
-73.05
18.44
17.41
19.89
28.95
28.08
27.59
15.31
34.89
25.84
19.55
19.32
22.2
23.29
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
1,405
4,642
9,886
12,790
11,765
14,433
14,047
8,346
6,932
15,887
13,467
10,413
9,234
10,270
Total Equity
19,196
19,268
19,646
19,747
20,270
20,817
22,201
22,673
23,420
23,690
24,342
24,254
26,317
26,172
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
-96.6
68.08
51.76
44.55
47.62
35.39
28.89
14.67
30.56
22.86
15.71
13.56
15.55
16.54

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
2,204
2,048
2,044
LT Borrowings
8,451
9,234
10,270
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
2,111
2,111
2,111
Shares Outstanding
431
429
426
Market Capitalization
- -
- -
- -

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
47,648
49,277
49,402
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
2,204
2,048
2,044
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3%
3.07%
8.51%
Free Cash Flow
193.08%
396.11%
10.49%
Net Income, GAAP
15.13%
20.31%
21.34%
Sales/Revenue/Turnover
5.72%
4%
5.61%
Total Cash Common Dividend
14.41%
2.76%
-2.09%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,959
1,959
1,901
1,976
7,809
2025
1,935
2,037
2,118
2,157
8,247
2026
2,168
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Bruce Winfield Van Saun
Full Time Employees
17,315
Sector
Financial Services
Industry
Banks - Regional
Address
One Citizens Plaza Providence RI United States of America 02903
IPO Date
Oct 22, 2019
CIK
0000759944
Website
citizensbank.com
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Business
Citizens Financial Group, Inc. Citizens Financial Group, Inc. operates as a bank holding company providing retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions. Headquartered in Providence, Rhode Island, and founded in 1824, the company conducts operations across 14 U.S. states including Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC, through approximately 1,000 branches and 3,000 ATMs. In Consumer Banking, Citizens Financial Group, Inc. offers a full range of banking products including deposits and savings accounts; mortgage and home equity lending; credit cards; small business loans; education loans; point-of-sale finance loans; wealth management and investment services; and digital solutions via mobile and online banking platforms. Commercial Banking provides lending and leasing; deposit and treasury management services; foreign exchange; interest rate and commodity risk management solutions; loan syndication; corporate finance; merger and acquisition services; and debt and equity capital markets capabilities. With $218.3 billion in assets as of June 30, 2025, the company emphasizes tailored financial solutions through its subsidiary Citizens Bank, N.A. Recent developments include an expansion of the common share repurchase authorization to $1.5 billion in June 2025, reflecting confidence in capital strength and long-term strategy; a partnership with Cognizant to establish a Global Capability Center in Hyderabad as a next-generation innovation hub; and ongoing inorganic growth through prior acquisitions such as Investors Bancorp, HSBC's East Coast branches, and College Raptor Inc., enhancing geographic footprint in New York City and Philadelphia metro areas. The company projects loans and deposits to grow at compound annual rates of 4.4% and 2.5%, respectively, through 2027, supported by a relationship-driven lending model.