California First Leasing Corporation

CFNB

CFNBCalifornia First Leasing Corporation US flag

Other OTC

32.50

USD

+0.01

- -

291.83MMarket Cap

Income Statement (USD)

API Chat

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Sales/Revenue/Turnover	27	24	21	19	23	23	25	18	14	2	46	-16	23	49	26
+ Sales & Services Revenue	27	24	21	19	23	23	25	18	14	2	46	-16	23	49	26
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	11	11	10	10	10	9	9	7	6	5	4	3	3	3	3
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-11	-11	-10	-10	-10	-9	-9	-7	-6	-5	-4	-3	-3	-3	-3
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-17	-14	-12	-11	-15	-14	-19	-16	-9	- -	-47	19	-22	-47	-27
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-17	-14	-12	-11	-15	-14	-19	-16	-9	- -	-47	19	-22	-47	-27
Pretax Income	17	14	12	11	15	14	19	16	9	- -	47	-19	22	47	27
- Income Tax Expense (Benefit)	6	5	4	4	6	5	8	4	2	2	11	-6	5	13	7
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	11	9	7	7	9	9	11	13	7	-2	36	-13	17	34	20
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	11	9	7	7	9	9	11	13	7	-2	36	-13	17	34	20
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	11	9	7	7	9	9	11	13	7	-2	36	-13	17	34	20
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	11	9	7	7	9	9	11	13	7	-2	36	-13	17	34	20
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	-2	-1	-1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	-8.48	-3.14	-3.19	0.39	-2.16	-0.56	-0.7	-1.72	2.81	32.47	0.24	-0.45	0.21	0.19	0.38
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	39.97	36.94	34.54	36.56	39.41	37.8	44.28	68.66	54.32	-156.91	78.3	77.83	73.14	68.3	76.7
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	1	1.1	2.2	0.4	0.42	0.44	0.46	0.48	0.5	0.52	0.54	0.56	- -	0.39	- -
Depreciation Expense	-2	-1	-1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic Weighted Avg Shares	10	10	10	10	10	10	10	10	10	10	10	10	10	9	9
Basic EPS, GAAP	1.06	0.85	0.7	0.67	0.87	0.83	1.08	1.22	0.71	-0.23	3.52	-1.23	1.69	3.54	2.18
Basic EPS from Cont Ops	1.06	0.85	0.7	0.67	0.87	0.83	1.08	1.22	0.71	-0.23	3.52	-1.23	1.69	3.54	2.18
Diluted Weighted Avg Shares	10	10	10	10	10	10	10	10	10	10	10	10	10	9	9
Diluted EPS, GAAP	1.05	0.85	0.7	0.67	0.87	0.83	1.08	1.22	0.71	-0.23	3.52	-1.23	1.69	3.54	2.18
Diluted EPS from Cont Ops	1.05	0.85	0.7	0.67	0.87	0.83	1.08	1.22	0.71	-0.23	3.52	-1.23	1.69	3.54	2.18

Balance Sheet (USD)

API Chat

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	160	121	121	67	141	201	192	139	169	204	37	54	43	25	33
+ Cash & Cash Equivalents	97	57	75	40	60	105	96	63	69	153	37	54	43	25	33
+ ST Investments	63	64	46	27	81	96	96	76	100	51	- -	- -	- -	- -	- -
+ Accounts & Notes Receiv	230	259	350	332	303	241	195	128	92	50	39	24	17	9	6
+ Accounts Receivable, Net	1	1	1	1	1	1	1	- -	- -	- -	- -	- -	- -	- -	- -
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	229	258	350	332	302	240	194	128	92	50	39	24	17	9	6
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-390	-380	-471	-399	-445	-442	-386	-267	-261	-254	-76	-78	-60	-34	-39
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	30	19	12	43	32	34	19	11	5	5	2	3	1	1	- -
+ Property, Plant & Equip	31	20	12	43	33	34	19	11	7	7	2	3	1	1	- -
- Accumulated Depreciation	1	1	- -	- -	1	- -	1	- -	2	3	- -	- -	- -	- -	- -
+ LT Investments & Receivables	63	64	46	27	81	96	96	76	100	51	160	132	164	224	241
+ LT Investments	63	64	46	27	81	96	96	76	100	51	160	132	164	224	241
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-93	-83	-58	-69	-113	-130	-114	-87	-105	-56	-162	-135	-165	-225	-241
+ Total Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-93	-83	-58	-69	-113	-130	-114	-87	-105	-56	-162	-135	-165	-225	-241
Total Assets	524	486	559	580	731	888	716	389	305	268	243	217	227	261	282
+ Payables & Accruals	4	7	11	7	5	5	4	5	3	5	2	2	2	- -	1
+ Accounts Payable	1	4	9	5	3	2	1	3	2	3	1	1	2	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	3	3	2	3	2	4	3	2	1	2	1	1	1	- -	1
+ ST Debt	10	- -	- -	7	42	40	40	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	10	- -	- -	7	42	40	40	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-14	-7	-11	-14	-47	-45	-44	-5	-3	-5	-2	-2	-2	- -	-1
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-14	-7	-11	-14	-47	-45	-44	-5	-3	-5	-2	-2	-2	- -	-1
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	8	3	1	9	10	4	- -	3	3	2	1	1	- -	- -	- -
+ LT Borrowings	8	3	1	9	10	4	- -	3	3	2	1	1	- -	- -	- -
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-8	-3	-1	-9	-10	-4	- -	-3	-3	-2	-1	-1	- -	- -	- -
+ Accrued Liabilities	24	24	19	15	12	13	6	6	4	3	9	2	6	18	24
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-33	-27	-19	-24	-22	-17	-6	-9	-6	-5	-11	-3	-6	-18	-24
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	325	290	378	396	543	697	519	184	98	68	13	5	8	18	25
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	3	3	3	3	3	2	2	2	2	2	2	2	2	2	2
+ Common Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	3	3	3	3	3	2	2	2	2	2	2	2	2	2	2
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	195	193	177	180	185	187	194	201	205	197	228	209	218	241	255
+ Other Equity	2	1	1	- -	- -	1	- -	1	- -	- -	- -	- -	- -	- -	- -
Equity Before Minority Interest	200	196	181	184	188	191	196	205	207	200	230	212	219	243	257
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	200	196	181	184	188	191	196	205	207	200	230	212	219	243	257
Total Liabilities & Equity	524	486	559	580	731	888	716	389	305	268	243	217	227	261	282
Shares Outstanding	10	10	10	10	10	10	10	10	10	10	10	10	10	9	9
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	-79	-54	-75	-25	-8	-61	-56	-60	-66	-151	-36	-53	-43	-25	-33
Net Debt to Equity	-39.5	-27.31	-41.3	-13.4	-4.28	-31.75	-28.44	-29.24	-31.93	-75.71	-15.55	-25.15	-19.63	-10.17	-13.02
Tangible Common Equity Ratio	38.07	40.41	32.36	31.7	25.75	21.51	27.41	52.66	67.98	74.55	94.81	97.86	96.46	92.96	91.2
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API Chat

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
+ Net Income	11	9	7	7	9	9	11	13	7	-2	36	-13	17	34	20
+ Depreciation & Amortization	-2	-1	-1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Non-Cash Items	4	-2	-6	-3	-5	- -	35	116	47	24	-37	16	-29	-48	-14
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Income Taxes	8	- -	-5	-3	-3	- -	-6	-1	-2	-1	6	-7	4	12	6
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	-4	-2	-1	- -	-1	-1	42	117	49	24	-44	23	-33	-60	-20
+ Chg in Non-Cash Work Cap	3	- -	-3	2	1	1	-2	-2	2	1	-3	- -	13	17	-8
+ (Inc) Dec in Accts Receiv	2	- -	-2	2	1	- -	-1	-2	2	- -	-2	1	2	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	1	- -	-1	- -	- -	1	-1	-1	- -	1	-1	- -	- -	- -	1
+ Inc (Dec) in Other	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	11	18	-9
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	16	7	-3	6	5	10	44	126	56	22	-4	3	- -	3	-2
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	5	6	7	6	4	5	8	3	2	1	3	1	2	- -	4
+ Disp of Fixed Prod Assets	5	6	7	6	4	5	8	3	2	1	3	1	2	- -	4
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-255	-183	-299	-284	-382	-349	-220	-58	-50	-70	-31	-7	-11	-7	-6
+ Acq of Fixed Prod Assets	-255	-183	-299	-284	-382	-349	-220	-58	-50	-70	-31	-7	-11	-7	-6
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	- -	- -	-2	- -	- -	- -	- -	- -	- -	-9	-7	-6
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	-2	- -	- -	- -	- -	- -	- -	-9	-7	-6
+ Net Change in LT Investment	6	-2	18	18	-55	-14	-2	22	-24	39	-70	5	-18	-19	- -
+ Dec in LT Investment	30	20	18	26	13	9	6	53	14	61	46	73	11	13	- -
+ Inc in LT Investment	-24	-22	- -	-8	-68	-23	-8	-31	-38	-21	-115	-68	-29	-32	- -
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	192	174	226	206	301	240	330	218	107	128	44	20	37	31	10
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-53	-5	-49	-54	-132	-117	116	186	36	98	-49	19	10	7	8
+ Dividends Paid	-10	-11	-23	-4	-4	-5	-5	-5	-5	-5	-6	-6	- -	-4	- -
+ Net Cash From Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash From Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Repayments of Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Financing Activities	70	-31	93	17	151	159	-164	-339	-82	-31	-57	- -	- -	- -	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	60	-43	70	13	147	152	-169	-344	-87	-36	-62	-6	-9	-10	-6
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	23	-40	19	-35	20	45	-9	-33	6	84	-116	17	- -	-1	- -
EBITDA	-2	-1	-1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	-8.48	-3.14	-3.19	0.39	-2.16	-0.56	-0.7	-1.72	2.81	32.47	0.24	-0.45	0.21	0.19	0.38
Free Cash Flow	-239	-176	-302	-277	-377	-340	-176	68	7	-48	-35	-4	-11	-4	-7
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-5	- -	- -	- -	- -
Free Cash Flow to Firm	-239	-176	-302	-277	-377	-340	-176	68	7	- -	-35	- -	-11	-4	-7
Free Cash Flow to Equity	-234	-169	-295	-272	-372	-334	-168	71	9	-47	-33	-3	-9	-3	-4
Free Cash Flow per Basic Share	-23.24	-16.86	-28.88	-26.55	-36	-32.65	-17.1	6.62	0.65	-4.67	-3.44	-0.37	-1.1	-0.4	-0.79
Price/Free Cash Flow	0.36	0.57	0.43	0.4	0.29	0.35	0.61	0.76	1.36	1.55	6.76	16.88	12.52	19.48	40.64
Cash Flow to Net Income	1.43	0.77	-0.37	0.92	0.57	1.12	3.99	10.05	7.7	-9.51	-0.12	-0.26	0.01	0.09	-0.07
Capital Expenditures	-255	-183	-299	-284	-382	-349	-220	-58	-50	-70	-31	-7	-11	-7	-6