NASB Financial, Inc.

NASB Financial, Inc.

NASB
NASB Financial, Inc.US flagOther OTC
41.15
USD
+0.15
- -
295.32MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
11.64
8.79
10.96
12.72
14.53
13.58
16.2
30.09
25.17
13.54
12.37
11.57
12.32
12.85
Basic EPS, GAAP
3.51
2.13
2.9
3.02
3.98
3.94
5.85
14.02
9.96
4.33
2.92
3.83
3.97
4.52
Free Cash Flow per Basic Share
15.45
-0.55
-11.06
-6.31
12.98
10.21
-36.06
-0.62
-1.13
61.16
19.57
2.63
3.3
- -
Dividend per Share
- -
0.8
2.8
0.98
1.22
3.82
2
2.15
4.05
3.3
1.6
1
1.35
- -
Book Value per Share
27.79
29.18
30.92
33.03
35.87
36.01
39.86
51.72
57.59
58.58
59.9
62.69
66.63
68.39
Tangible Book Value per Share
24.85
25.42
25.3
26.55
29.08
29.11
33.47
44.87
49.83
46.07
47.21
51.79
55.69
57.14
Basic Weighted Avg Shares
8
8
7
7
7
7
7
7
7
7
7
7
7
7
Sales/Revenue/Turnover
92
69
81
94
107
100
120
222
186
100
92
85
89
93
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
1
2
2
2
1
1
1
1
1
1
1
1
- -
Net Income, GAAP
28
17
22
22
29
29
43
104
74
32
22
28
29
33
Effective Tax Rate (%)
38.5
34.99
34.93
36.85
38.16
31.64
25
25.69
21.93
22.89
24.6
20.53
24.6
24.6
Profit Margin (%)
30.18
24.19
26.48
23.75
27.36
29.06
36.09
46.58
39.56
32
23.61
33.1
32.25
35.2
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
181
176
326
428
509
266
477
384
569
724
601
685
644
810
Total Equity
196
200
198
214
233
232
262
350
393
379
386
413
431
440
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
13.49
7.45
9.4
9.44
11.53
10.97
15.41
30.61
18.24
7.46
4.93
6.24
6.09
6.76

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'26
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
644
630
810
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
7
7
7
Market Capitalization
253
271
282

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'26
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
713
573
705
Accounts Receivable, Net
12
13
12
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
2
5
3
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.52%
4.36%
4.29%
Free Cash Flow
-646.41%
-1,108.59%
22.62%
Net Income, GAAP
13.66%
-17.12%
1.65%
Sales/Revenue/Turnover
5.47%
-14.69%
4.34%
Total Cash Common Dividend
14.52%
2.69%
32.56%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
20
22
22
21
85
2025
23
20
22
23
89
2026
23
24
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.03
1.04
0.92
- -
3.83
2025
1.1
0.8
0.96
- -
3.97
2026
1.15
1.3
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1
2025
- -
- -
- -
- -
1.35
2026
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Enrique Venegas
Full Time Employees
409
Sector
Financial Services
Industry
Banks - Regional
Address
12498 South 71 Highway Grandview MO United States of America 64030
IPO Date
Aug 6, 1999
Website
nasb.com
Business
NASB Financial, Inc. (Nasdaq: NASB) serves as the unitary thrift holding company for North American Savings Bank, F.S.B., a federally chartered savings bank headquartered in Grandview, Missouri, with primary operations centered in the Kansas City metropolitan area and nationwide mortgage lending capabilities. Founded in 1927 as the City Building and Loan Association in St. Louis, Missouri, and relocated to Kansas City that year under the name North American Savings Association, the institution converted to a federally chartered stock savings bank in 1992 and officially adopted its current banking name in 1990. The bank provides a comprehensive suite of deposit products, including demand deposit, savings, money market, and certificate of deposit accounts as well as brokered deposits; residential mortgage loans encompassing conventional, VA, FHA, jumbo, bank statement, DSCR, 1099, investment property, non-QM, and non-recourse IRA options; commercial real estate loans; construction and development loans; commercial business loans; and personal installment loans secured by personal assets or including lines of credit and overdraft protection. NASB Financial operates through key segments including residential lending, commercial real estate, construction and development, commercial business, and installment lending, targeting retail customers, businesses, self-employed borrowers, and real estate investors across the United States while maintaining a network of branches primarily in Missouri communities such as Grandview, Lee's Summit, Independence, Harrisonville, Excelsior Springs, Lexington, Platte City, St. Joseph, and Kansas City locations. Among its latest major developments, NASB Financial announced a $25 million stock repurchase program in June 2024 to return value to shareholders; reported robust financial results for Q4 2024 with net income of $8.0 million, total assets reaching $2.92 billion, and deposits at $1.80 billion; declared cash dividends on common stock in December 2025; and sustained strong capital position as "well capitalized" per FDIC classification as of June 30, 2025, with assets exceeding $2 billion following the 2019 consolidation of corporate offices to a Kansas City operations center.

Company News

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