Community Investors Bancorp, Inc.

Community Investors Bancorp, Inc.

CIBN
Community Investors Bancorp, Inc.US flagOther OTC
28.20
USD
+0.90
- -
22.39MMarket Cap
Community Investors Bancorp, Inc.
CIBN
(Other OTC)

Recent

price

28.20

P/E

ratio

- -

div

yld

- -

ROIC.AI

1995
1996
1997
1998
1999
2000
2001
2002
2003
2004
2020
2021
2022
2023
2024
2025
TTM
FRC
1.01
2.15
2.42
2.8
3.29
2.93
3.53
3.81
3.98
4.11
14.83
19.45
16.83
13.04
12.67
14.22
17.03
Revenue per Share
0.28
0.59
0.44
0.7
0.81
0.59
0.98
1.12
1.05
0.81
1.92
2.94
2.08
0.9
1.44
2.29
3.97
Basic EPS, GAAP
0.31
0.72
0.59
0.93
1.17
1.65
1.05
1.18
0.79
0.56
0.37
0.39
0.47
1.45
0.73
- -
- -
Free Cash Flow per Basic Share
- -
0.07
0.15
0.23
0.27
0.27
0.28
0.31
0.33
0.35
0.39
0.4
0.4
0.4
0.38
- -
- -
Dividend per Share
2.1
4.43
5.21
5.99
7.56
7.72
8.58
9.65
10.5
10.94
21.96
24.5
26.18
26.7
27.21
29.03
31.84
Book Value per Share
4.3
7.5
8.14
8.01
9.36
9.51
10.51
11.45
12.1
12.43
18.56
20.84
19.21
19.49
20.72
23.52
26.5
Tangible Book Value per Share
3
2
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
Basic Weighted Avg Shares
3
3
3
4
4
3
4
4
4
4
12
15
13
10
10
11
13
Sales/Revenue/Turnover
41.38
39.39
27.27
- -
- -
- -
41.89
44.42
- -
29.73
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
1
1
1
1
1
1
1
1
1
2
2
2
1
1
2
3
Net Income, GAAP
33.33
35.71
33.33
30.77
35.71
33.27
33.64
33.81
33.87
33.74
20.22
20.92
18.06
13.21
22.66
18.79
19.24
Effective Tax Rate (%)
27.59
27.27
18.18
25
24.58
20.12
27.8
29.4
26.36
19.7
12.95
15.1
12.35
6.91
11.37
16.1
23.31
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
8
16
25
- -
22
- -
21
21
31
22
20
39
55
45
46
LT Debt
12
12
11
10
10
11
12
12
13
13
16
18
17
17
18
20
22
Total Equity
- -
4.73
2.97
- -
- -
- -
4.87
3.57
- -
2.52
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
14.06
8.63
12.16
11.18
7.79
11.9
12.12
10.35
7.56
10.49
12.65
8.2
3.41
5.33
8.16
12.86
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'26
Dec'26
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1
1
1
Market Capitalization
16
17
19

Working Capital

FRC

in mil. unless spec.
Sep'26
Dec'26
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
15
18
17
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.49%
4.99%
12.08%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
20.64%
17.16%
59.56%
Sales/Revenue/Turnover
20.33%
0.9%
12.66%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2
2
2
3
10
2025
3
3
3
3
11
2026
4
4
3
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.36
0.39
0.18
0.5
1.44
2025
0.42
0.51
0.44
0.93
2.29
2026
0.92
1.35
0.77
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.38
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Community Investors Bancorp, Inc. (CIBN) operates as a thrift holding company for First Federal Community Bank of Bucyrus, providing retail banking and financial services to individual and corporate customers primarily in northern Ohio. The company offers deposit products including checking accounts, savings accounts, money market accounts, Christmas club accounts, health savings accounts, certificates of deposit, individual retirement accounts, and the Ohio Homebuyer Plus program; lending products such as personal consumer loans, home equity loans and lines of credit, auto and RV loans, mortgages, construction loans, business lines of credit, term loans, agriculture loans, secured loans, commercial investment real estate loans, equipment finance, and credit cards. First Federal Community Bank, founded in 1887 and headquartered in Bucyrus, Ohio, maintains a network of branches serving local communities with a focus on personal, business, loan, and retirement planning services. In fiscal year 2024, the company reported significant growth with total assets increasing 14.6% to $312 million, gross loans up 18.7% to $255.7 million, and deposits rising 10.4% to $236.4 million, alongside net income of $1.14 million; it continues cost-saving initiatives and operational enhancements without noted acquisitions, partnerships, or major strategic shifts in the past two years.

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