Community Investors Bancorp, Inc. Financial Ratios — CIBN

Profitability (USD)

	1996 Y	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2003 Y	2004 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/1996	06/30/1997	06/30/1998	06/30/1999	06/30/2000	06/30/2001	06/30/2002	06/30/2003	06/30/2004	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Return on Common Equity (%)	7.56	5.31	8.41	8.7	6.31	9.7	10.06	8.86	6.61	10.55	14.04	9.64	4.27	6.6	9.69
Return on Assets (%)	1.02	0.65	0.92	0.82	0.57	0.93	1.03	0.92	0.71	0.93	1.09	0.72	0.28	0.39	0.56
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	4.73	2.97	- -	- -	- -	4.87	3.57	- -	2.52	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	36.36	30.3	2.78	2.73	7.77	48.03	47.46	3.5	34.73	- -	- -	- -	- -	- -	- -
Operating Margin (%)	39.39	27.27	- -	- -	- -	41.89	44.42	- -	29.73	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	25	- -	-300	- -	- -	277.63	95.83	-1,423.44	891.1	-17.53	- -	- -	- -	- -	- -
Pretax Margin (%)	42.42	27.27	36.11	38.24	30.15	41.89	44.42	39.86	29.73	16.23	19.1	15.07	7.96	14.7	19.83
Profit Margin (%)	27.27	18.18	25	24.58	20.12	27.8	29.4	26.36	19.7	12.95	15.1	12.35	6.91	11.37	16.1
Net Income to Common Margin (%)	27.27	18.18	25	24.58	20.12	27.8	29.4	26.36	19.7	12.95	15.1	12.35	6.91	11.37	16.1
Effective Tax Rate (%)	35.71	33.33	30.77	35.71	33.27	33.64	33.81	33.87	33.74	20.22	20.92	18.06	13.21	22.66	18.79
Dvd Payout Ratio (%)	11.11	33.33	33.33	33.33	46.41	28.61	28.11	31.39	42.69	20.3	13.61	19.25	44.13	26.58	- -
Sustainable Growth Rate (%)	6.72	3.54	5.61	5.8	3.38	6.92	7.23	6.08	3.79	8.41	12.13	7.78	2.39	4.85	9.69

Credit (USD)

Credit Ratios API ChatGPT

	1996 Y	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2003 Y	2004 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/1996	06/30/1997	06/30/1998	06/30/1999	06/30/2000	06/30/2001	06/30/2002	06/30/2003	06/30/2004	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Total Debt	10	8	16	25	- -	22	21	21	21	31	22	20	39	55	45
ST Debt	10	- -	- -	- -	- -	- -	21	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	- -	8	16	25	- -	22	- -	21	21	31	22	20	39	55	45
Total Debt/EBITDA	8.25	7.8	156	253	- -	11.82	10.96	143.54	13.86	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	6.67	5.4	128	226	-7.76	10.01	7.08	46.41	9.44	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	7.62	8.67	- -	- -	- -	13.55	11.71	- -	16.19	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	6.15	6	- -	- -	- -	11.48	7.56	- -	11.02	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	12.53	12.03	10.05	8.95	9.04	10.2	10.29	10.47	10.86	7.59	7.9	7.15	6.19	5.68	5.9
Long-Term Debt/Equity (%)	- -	70.27	151.46	243.27	- -	190.42	- -	165.4	159.17	200.29	126.69	121.73	230.61	312.38	227.05
Long-Term Debt/Capital (%)	- -	41.27	60.23	70.87	- -	65.57	- -	62.32	61.42	66.7	55.89	54.9	69.75	75.75	69.42
Long-Term Debt/Total Assets (%)	- -	8.45	15.22	21.77	- -	19.42	- -	17.32	17.28	15.21	10	8.7	14.27	17.74	13.39
Total Debt/Equity (%)	86.09	70.27	151.46	243.27	- -	190.42	173.11	165.4	159.17	200.29	126.69	121.73	230.61	312.38	227.05
Total Debt/Capital (%)	46.26	41.27	60.23	70.87	- -	65.57	63.38	62.32	61.42	66.7	55.89	54.9	69.75	75.75	69.42
Total Debt/Total Assets (%)	10.78	8.45	15.22	21.77	- -	19.42	17.81	17.32	17.28	15.21	10	8.7	14.27	17.74	13.39
Net Debt to Equity	69.57	48.65	124.27	217.31	-18.61	161.31	111.84	53.48	108.39	-129.31	-109.01	-59.31	-38.99	-44.84	-74.91
Net Debt/Capital (%)	41.03	32.73	55.41	68.48	-22.87	61.73	52.79	34.85	52.01	-75.63	-92.63	-36.51	-13.37	-12.2	-29.71
EBITDA	1	1	- -	- -	- -	2	2	- -	2	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	1	1	- -	- -	- -	2	2	- -	2	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	1	1	- -	- -	- -	2	2	- -	1	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	1996 Y	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2003 Y	2004 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/1996	06/30/1997	06/30/1998	06/30/1999	06/30/2000	06/30/2001	06/30/2002	06/30/2003	06/30/2004	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	12.53	12.03	10.05	8.95	9.04	10.2	10.29	10.47	10.86	7.59	7.9	7.15	6.19	5.68	5.9
Long-Term Debt/Equity (%)	- -	70.27	151.46	243.27	- -	190.42	- -	165.4	159.17	200.29	126.69	121.73	230.61	312.38	227.05
Long-Term Debt/Capital (%)	- -	41.27	60.23	70.87	- -	65.57	- -	62.32	61.42	66.7	55.89	54.9	69.75	75.75	69.42
Long-Term Debt/Total Assets (%)	- -	8.45	15.22	21.77	- -	19.42	- -	17.32	17.28	15.21	10	8.7	14.27	17.74	13.39
Total Debt/Equity (%)	86.09	70.27	151.46	243.27	- -	190.42	173.11	165.4	159.17	200.29	126.69	121.73	230.61	312.38	227.05
Total Debt/Capital (%)	46.26	41.27	60.23	70.87	- -	65.57	63.38	62.32	61.42	66.7	55.89	54.9	69.75	75.75	69.42
Total Debt/Total Assets (%)	10.78	8.45	15.22	21.77	- -	19.42	17.81	17.32	17.28	15.21	10	8.7	14.27	17.74	13.39
CFO/Total Liabilities	1.37	0.99	1.3	1.23	1.72	1.14	1.18	0.76	0.55	0.16	0.15	0.17	0.53	0.24	- -
CFO/CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.18	5.67	- -
Altman's Z-Score	0.26	0.23	0.26	0.2	0.18	0.26	0.27	0.24	0.29	0.18	0.19	0.22	0.18	0.15	0.16

Working Capital (USD)

Working Capital Ratios API ChatGPT

	1996 Y	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2003 Y	2004 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/1996	06/30/1997	06/30/1998	06/30/1999	06/30/2000	06/30/2001	06/30/2002	06/30/2003	06/30/2004	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Accounts Receivable Turnover	8.25	11	12	12.2	14.56	16.89	15.99	11	9.17	48.05	- -	- -	- -	- -	- -
Days Sales Outstanding	44.24	33.18	30.42	29.91	25.07	21.61	22.82	33.18	39.79	7.6	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	1996 Y	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2003 Y	2004 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/1996	06/30/1997	06/30/1998	06/30/1999	06/30/2000	06/30/2001	06/30/2002	06/30/2003	06/30/2004	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Market Capitalization	10	8	19	11	10	11	12	14	16	- -	- -	14	14	10	14
- Cash & Cash Equivalents	2	2	3	3	2	3	8	14	7	20	19	10	7	8	15
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	10	8	16	25	- -	22	21	21	21	31	22	20	39	55	45
Enterprise Value	18	13	31	34	8	30	26	21	30	11	3	24	46	58	45
Total Capital	21	19	26	36	11	34	34	34	34	47	40	37	56	73	65
Total Debt/Capital (%)	46.26	41.27	60.23	70.87	- -	65.57	63.38	62.32	61.42	66.7	55.89	54.9	69.75	75.75	69.42
Total Debt / EV	0.55	0.59	0.5	0.75	- -	0.75	0.83	1	0.7	2.82	7.17	0.85	0.85	0.96	1.01
EV/Sales	5.48	4	8.73	9.25	2.26	7.57	6.3	5.01	6.88	0.94	0.2	1.79	4.41	5.75	3.95
EV/EBITDA	15.06	13.19	314.43	338.73	29.11	15.77	13.27	143.23	19.82	- -	- -	- -	- -	- -	- -
EV/EBIT	13.9	14.66	- -	- -	- -	18.08	14.18	- -	23.16	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	16.43	16.49	26.2	26.06	4.02	25.31	20.39	25.27	50.21	37.41	9.89	63.83	34.05	82.05	- -
EV/Free Cash Flow to Firm	16.43	16.49	26.2	26.06	4.02	25.31	20.39	25.27	50.21	37.41	9.89	63.83	29.89	69.75	- -
Diluted Market Cap	10	8	20	11	9	10	12	14	16	12	15	14	14	10	14
Diluted Enterprise Value	18	14	32	33	7	29	25	21	31	23	18	24	46	58	45
EV per Share	12.06	9.6	25.1	27.79	6.36	25.08	22.51	19.22	28.06	- -	- -	30.14	57.59	72.64	56.21
TTM Sales	3	3	4	4	3	4	4	4	4	12	15	13	10	10	11
TTM EBITDA	1	1	- -	- -	- -	2	2	- -	2	- -	- -	- -	- -	- -	- -
TTM Operating Income	1	1	- -	- -	- -	2	2	- -	1	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	1	1	1	1	2	1	1	1	1	- -	- -	- -	1	1	- -
TTM Free Cash Flow to Firm	1	1	1	1	2	1	1	1	1	- -	- -	- -	2	1	- -

Multiples (USD)

Valuation Multiples API ChatGPT

	1996 Y	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2003 Y	2004 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/1996	06/30/1997	06/30/1998	06/30/1999	06/30/2000	06/30/2001	06/30/2002	06/30/2003	06/30/2004	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Price/Free Cash Flow	9.37	10.5	16.41	8.21	4.97	8.86	9.17	17.09	27.08	41.36	48.12	36.05	8.83	12.44	- -
EV/EBIT	13.9	14.66	- -	- -	- -	18.08	14.18	- -	23.16	- -	- -	- -	- -	- -	- -
Enterprise Value	18	13	31	34	8	30	26	21	30	11	3	24	46	58	45
Low Price	2.52	2.96	5.67	8.63	7.28	7.88	9.15	9.8	12.44	13.06	14.81	15	14.95	12.6	12.75
EV/Sales	5.48	4	8.73	9.25	2.26	7.57	6.3	5.01	6.88	0.94	0.2	1.79	4.41	5.75	3.95
EV/EBITDA	15.06	13.19	314.43	338.73	29.11	15.77	13.27	143.23	19.82	- -	- -	- -	- -	- -	- -
Price/Earnings	11.45	12.89	21.26	11.42	13.66	9.34	9.38	12.37	18.15	8.07	6.47	8.18	18.87	9.03	7.95
Price/Earnings Average	7.53	11.55	13.31	14.37	14.72	8.61	8.95	11.22	17.98	8.91	5.85	8.67	18.22	10.05	7.18
Price/Earnings High	12.49	20.45	21.43	18.52	16.95	9.95	11.58	12.95	20.99	9.69	6.89	9.15	19.98	11.81	10.91
Price/Earnings Low	4.3	6.73	8.1	10.65	12.34	8.04	8.17	9.33	15.36	6.8	5.04	7.22	16.59	8.75	5.57
Price/Book Value	0.88	0.7	1.81	1.08	0.88	0.93	0.98	1.12	1.19	- -	- -	0.81	0.8	0.58	0.73
Price/Book Value Average	0.58	0.63	1.13	1.36	0.95	0.85	0.93	1.01	1.18	- -	- -	0.86	0.78	0.65	0.66
Price/Book Value High	0.96	1.11	1.82	1.76	1.1	0.99	1.21	1.17	1.38	- -	- -	0.9	0.85	0.76	1
Price/Book Value Low	0.33	0.37	0.69	1.01	0.8	0.8	0.85	0.84	1.01	- -	- -	0.71	0.71	0.57	0.51
Price/Tangible Book Value	0.88	0.7	1.81	1.08	0.88	0.93	0.98	1.12	1.19	- -	- -	0.88	0.87	0.63	0.77
Price/Tangible Book Value Average	0.58	0.63	1.13	1.36	0.95	0.85	0.93	1.01	1.18	- -	- -	0.94	0.84	0.7	0.7
Price/Tangible Book Value High	0.96	1.11	1.82	1.76	1.1	0.99	1.21	1.17	1.38	- -	- -	0.99	0.92	0.82	1.06
Price/Tangible Book Value Low	0.33	0.37	0.69	1.01	0.8	0.8	0.85	0.84	1.01	- -	- -	0.78	0.77	0.61	0.54
Price/Sales	3.12	2.34	5.31	2.81	2.75	2.6	2.76	3.26	3.57	1.04	0.98	1.01	1.3	1.03	1.28
Price/Sales Average	2.05	2.1	3.33	3.53	2.96	2.39	2.63	2.96	3.54	1.15	0.88	1.07	1.26	1.14	1.16
Price/Sales High	3.41	3.72	5.36	4.55	3.41	2.77	3.4	3.41	4.13	1.25	1.04	1.13	1.38	1.34	1.76
Price/Sales Low	1.17	1.22	2.02	2.62	2.48	2.24	2.4	2.46	3.03	0.88	0.76	0.89	1.15	0.99	0.9
Price/Cash Flow	9.37	9.66	15.94	7.91	4.89	8.67	8.92	16.44	26.07	41.36	48.12	36.05	10.06	14.64	- -
Price/Cash Flow Average	6.16	8.66	9.99	9.95	5.26	8	8.52	14.91	25.84	45.68	43.49	38.17	9.71	16.3	- -
Price/Cash Flow High	10.22	15.34	16.07	12.82	6.06	9.24	11.02	17.21	30.15	49.63	51.26	40.29	10.65	19.14	- -
Price/Cash Flow Low	3.51	5.05	6.07	7.38	4.41	7.47	7.78	12.4	22.06	34.85	37.51	31.81	8.85	14.19	- -
Price/Free Cash Flow Average	6.16	9.41	10.28	10.33	5.36	8.17	8.75	15.51	26.83	45.68	43.49	38.17	8.53	13.86	- -
Price/Free Cash Flow High	10.22	16.67	16.54	13.31	6.17	9.44	11.33	17.89	31.31	49.63	51.26	40.29	9.35	16.27	- -
Price/Free Cash Flow Low	3.51	5.48	6.25	7.66	4.49	7.63	7.99	12.89	22.91	34.85	37.51	31.81	7.76	12.06	- -
EV/Sales Average	4.43	3.75	6.8	10.05	2.48	7.36	6.16	4.7	6.85	0.94	0.2	1.85	4.37	5.87	3.83
EV/Sales High	5.75	5.39	8.78	11.17	2.95	7.75	6.99	5.17	7.45	0.94	0.2	1.91	4.49	6.07	4.43
EV/Sales Low	3.57	2.87	5.53	9.05	1.99	7.19	5.92	4.18	6.33	0.94	0.2	1.67	4.26	5.72	3.57
EV/EBITDA Average	12.18	12.38	244.77	367.87	31.96	15.32	12.99	134.24	19.73	- -	- -	- -	- -	- -	- -
EV/EBITDA High	15.82	17.77	315.93	408.8	37.99	16.14	14.72	147.77	21.44	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	9.81	9.47	199.04	331.17	25.54	14.97	12.47	119.45	18.22	- -	- -	- -	- -	- -	- -
EV/EBIT Average	11.25	13.76	- -	- -	- -	17.56	13.88	- -	23.05	- -	- -	- -	- -	- -	- -
EV/EBIT High	14.61	19.75	- -	- -	- -	18.51	15.73	- -	25.05	- -	- -	- -	- -	- -	- -
EV/EBIT Low	9.06	10.52	- -	- -	- -	17.16	13.33	- -	21.29	- -	- -	- -	- -	- -	- -
Last Price	6.72	5.67	14.88	9.25	8.06	9.15	10.5	12.99	14.7	15.5	19	17	17	13	18.2
High Price	7.33	9	15	15	10	9.75	12.97	13.6	17	18.6	20.24	19	18	17	25
Enterprise Value Average	15	12	24	37	8	29	25	20	30	11	3	25	45	59	43
Enterprise Value High	19	18	32	41	10	30	29	22	33	11	3	26	47	61	50
Enterprise Value Low	12	9	20	33	7	28	24	18	28	11	3	22	44	57	40

Shares Outstanding	1	1	1	1	1	1	1	1	1	- -	- -	1	1	1	1
Diluted Weighted Avg Shares	2	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Basic Weighted Avg Shares	2	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Revenue per Share	2.15	2.42	2.8	3.29	2.93	3.53	3.81	3.98	4.11	14.83	19.45	16.83	13.04	12.67	14.22
EBITDA per Share	0.78	0.73	0.08	0.09	0.23	1.69	1.81	0.14	1.43	- -	- -	- -	- -	- -	- -
Operating Income per Share	0.85	0.66	- -	- -	- -	1.48	1.69	- -	1.22	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.59	0.44	0.7	0.81	0.59	0.98	1.12	1.05	0.81	1.92	2.94	2.08	0.9	1.44	2.29
Basic EPS from Cont Ops	0.59	0.44	0.7	0.81	0.59	0.98	1.12	1.05	0.81	1.92	2.94	2.08	0.9	1.44	2.29
Diluted EPS, GAAP	0.59	0.41	0.68	0.78	0.58	0.96	1.09	1.01	0.78	1.92	2.94	2.08	0.9	1.44	2.29
Diluted EPS from Cont Ops	0.59	0.41	0.68	0.78	0.58	0.96	1.09	1.01	0.78	1.92	2.94	2.08	0.9	1.44	2.29
Dividend per Share	0.07	0.15	0.23	0.27	0.27	0.28	0.31	0.33	0.35	0.39	0.4	0.4	0.4	0.38	- -
Cash Flow per Share	0.72	0.59	0.93	1.17	1.65	1.05	1.18	0.79	0.56	0.37	0.39	0.47	1.69	0.89	- -
Free Cash Flow per Basic Share	0.72	0.59	0.93	1.17	1.65	1.05	1.18	0.79	0.56	0.37	0.39	0.47	1.45	0.73	- -
Cash & Equivalents per Share	1.27	1.75	2.23	2.22	1.7	2.87	6.58	13.03	6.26	- -	- -	12.48	8.26	10	18.72
Book Value per Share	7.67	8.08	8.22	8.53	9.12	9.88	10.74	11.64	12.32	- -	- -	21.05	21.18	22.29	24.98
Tangible Book Value per Share	7.67	8.08	8.22	8.53	9.12	9.88	10.74	11.64	12.32	- -	- -	19.24	19.5	20.66	23.52

Community Investors Bancorp, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)