Endeavor Bancorp

Endeavor Bancorp

EDVR
Endeavor BancorpUS flagOther OTC
17.75
USD
- -
- -
64.81MMarket Cap
2018 Y
2019 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
- -
1.34
4.8
4.79
5.72
6.85
- -
7.43
Basic EPS, GAAP
- -
-1.18
1.4
1.56
1.07
0.9
- -
1.14
Free Cash Flow per Basic Share
- -
-0.62
1.99
0.87
1.31
1.66
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
5.71
8.49
10.02
11.13
12.5
- -
14
Tangible Book Value per Share
- -
6.2
9.18
10.66
11.88
13.32
- -
14.7
Basic Weighted Avg Shares
- -
3
4
4
4
3
- -
4
Sales/Revenue/Turnover
- -
4
17
17
20
24
31
33
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
1
1
- -
Net Income, GAAP
- -
-3
5
6
4
3
6
5
Effective Tax Rate (%)
- -
- -
28.93
- -
30.28
30.4
29.77
29.62
Profit Margin (%)
- -
-87.79
29.27
32.5
18.79
13.13
17.86
15.32
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
1
2
2
16
16
28
28
27
Total Equity
21
18
33
38
43
46
53
65
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
-18.73
21.57
16.85
10.16
7.48
12.08
9.42

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
27
27
LT Finance Leases
- -
1
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
4
4
4
Market Capitalization
55
62
71

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
115
107
Accounts Receivable, Net
- -
3
2
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
27.59%
15.45%
Free Cash Flow
- -
-80.12%
84.97%
Net Income, GAAP
- -
-41.62%
80.77%
Sales/Revenue/Turnover
- -
83.56%
32.85%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
5
6
-5
18
24
2025
7
- -
- -
23
31
2026
9
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.11
- -
- -
- -
0.9
2025
0.37
- -
- -
- -
- -
2026
0.32
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Danny C. Yates
Sector
Financial Services
Industry
Banks - Regional
Address
750 B Street San Diego CA United States of America 92101
IPO Date
Jun 13, 2018
Business
Endeavor Bancorp (EDVR) operates as the bank holding company for Endeavor Bank, a community-focused institution providing commercial banking products and services to small- and medium-sized businesses primarily in California; core offerings include checking and money market accounts, certificates of deposit, lines of credit, term loans, commercial real estate loans, conventional property loans, SBA 504 and SBA 7(a) loans, equipment financing, and business credit and debit cards, complemented by ancillary services such as cash vault services, merchant services, lockbox services, sweep and zero-balance accounts, treasury and cash management solutions featuring remote deposit capture, ACH origination, information reporting, e-statements, QuickBooks integration, and business bill pay. Founded in 2018 and headquartered in San Diego at Symphony Towers, the company maintains full-service branches in San Diego and La Mesa, a loan production and administrative office in Carlsbad, and has expanded operations into the Greater Los Angeles and Inland Empire markets; it serves diverse industries through a consultative banking model that pairs clients with senior management for strategic advisory support. Recent developments include a private placement of $12.5 million in subordinated debt in 2024 to bolster growth initiatives, sustained loan portfolio expansion to $632.6 million and deposit growth to approximately $667 million as of September 2025 with net income reaching a record $1.73 million for the third quarter, workforce growth exceeding 30% in 2024 to nearly 80 professionals, recognition as a Premier Performing Bank by The Findley Report in 2025, and ongoing investments in staff and efficiency yielding a net interest margin of 4.21% alongside strong asset quality with non-performing loans at 0.32% of the portfolio.

Company News

APIChat
  • Endeavor Bancorp Reports Net Income of $1.4 Million for the First Quarter of 2026; Highlighted by Strong Loan and Deposit Growth and NIM Expansion

  • Endeavor Bancorp to Present at the Banking Virtual Investor Conference March 26th

  • Endeavor Bancorp Announces Completion of $10.0 Million Private Placement of Common Shares

  • Endeavor Bancorp Reports Net Income of $1.7 Million for the Fourth Quarter of 2025; Highlighted by NIM Expansion

  • Endeavor Bancorp Reports Record Net Income of $1.7 Million, for the Third Quarter of 2025; Results Highlighted by Steady Loan and Deposit Growth

  • Endeavor Bancorp to Present at the Financial Services Virtual Investor Conference on September 25, 2025

  • Endeavor Bancorp Declares 2% Stock Dividend

  • Endeavor Bancorp Reports Net Income of $1.4 Million for the First Quarter of 2025; Highlighted by Loan and Deposit Growth and Net Interest Margin Expansion

  • Endeavor Bancorp Reports Pretax Income of $1.3 million for the Third Quarter of 2024; Results Highlighted by Record Loan Growth and Net Interest Margin Expansion

  • Endeavor Bancorp Reports Pretax Income of $1.1 million for the Second Quarter of 2024; Results Highlighted by Substantial Loan Growth and Net Interest Margin Expansion

  • Endeavor Bancorp Declares 2% Stock Dividend

  • Endeavor Bancorp Reports Net Income of $407,000 for the First Quarter of 2024; Results Highlighted by Net Interest Margin Expansion

  • Endeavor Bancorp Completes Private Placement of $12.5 Million of Subordinated Debt and Announces Greater Los Angeles and Inland Empire Market Expansion

  • Endeavor Bancorp Reports Net Income of $852,000 for the Fourth Quarter of 2023; Results Highlighted by Strong Loan Growth and Increasing Asset Yields

  • Endeavor Bancorp Reports Net Income of $1.22 Million for the Third Quarter of 2023; Results Highlighted by Double Digit Loan and Deposit Growth Year Over Year

  • Endeavor Bank Reports Net Income of $900,000 for the Second Quarter of 2023; Results Highlighted by Strong Interest Income and Net Interest Margin Expansion

  • Endeavor Bank Announces 2021 Second Quarter Financial Results

  • Endeavor Bank Announces Changes to Bylaws

  • Endeavor Bank Announces 2021 First Quarter Financial Results

  • Endeavor Bank Announces 2020 Year End Financial Results