Clover Health Investments, Corp.

Clover Health Investments, Corp.

CLOV
Clover Health Investments, Corp.US flagNASDAQ Global Select
5.06
USD
-0.20
- -
2.62BMarket Cap
Clover Health Investments, Corp.
CLOV
(NASDAQ Global Select)

Recent

price

5.06

P/E

ratio

- -

div

yld

- -

ROIC.AI

2019
2020
2021
2022
2023
2024
2025
TTM
FRC
1.14
1.66
3.13
2.3
2.61
2.8
3.76
4.29
Revenue per Share
-0.9
-0.34
-1.25
-0.71
-0.44
-0.09
-0.17
-0.11
Basic EPS, GAAP
-0.4
-0.29
-0.6
-0.44
-0.3
0.07
-0.13
0.11
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
-2.54
-3.43
-4.09
-4.48
-4.5
-4.47
-4.39
Book Value per Share
- -
-1.53
1.14
0.71
0.59
0.69
0.6
0.65
Tangible Book Value per Share
404
404
471
476
482
490
512
515
Basic Weighted Avg Shares
462
673
1,472
1,097
1,261
1,371
1,924
2,211
Sales/Revenue/Turnover
-39.63
-13.78
-43.27
-26.14
-14.24
-3.32
-4.44
-2.57
Operating Margin (%)
1
1
1
1
3
1
2
2
Depreciation Expense
-364
-136
-588
-340
-213
-43
-86
-57
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
Effective Tax Rate (%)
-78.69
-20.27
-39.93
-30.97
-16.93
-3.14
-4.45
-2.58
Profit Margin (%)
- -
26
380
193
167
130
99
111
Working Capital
- -
113
25
4
3
- -
- -
- -
LT Debt
- -
-613
539
357
286
341
309
339
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
2.55
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
514
519
525
Market Capitalization
1,538
1,196
907

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
331
308
448
Cash, Cash Equivalents & STI
203
120
204
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
193
209
337
Payables & Accruals
191
205
331
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
-46.38%
-9.51%
Free Cash Flow
- -
-69.87%
-307.21%
Net Income, GAAP
- -
54.12%
98.91%
Sales/Revenue/Turnover
- -
31.46%
40.34%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
347
356
331
337
1,371
2025
462
478
497
488
1,924
2026
749
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.04
0.02
-0.02
-0.04
-0.09
2025
- -
-0.02
-0.05
-0.1
-0.17
2026
0.05
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Clover Health Investments, Corp. is a healthcare technology company primarily focused on providing Medicare Advantage insurance plans combined with a proprietary software platform designed to improve clinical outcomes and reduce healthcare costs. The company offers a comprehensive suite of insurance products including Preferred Provider Organization (PPO) and Health Maintenance Organization (HMO) plans targeting Medicare-eligible seniors, with a differentiated focus on wide-network, high-choice PPO plans. Clover Health’s flagship software, Clover Assistant, integrates patient data from over 100 sources using artificial intelligence, natural language processing, and machine learning to empower physicians in proactive chronic disease management and enhance quality of care. The company also extends its technology through its subsidiary Counterpart Health, which licenses its AI-driven platform to third-party healthcare providers. Founded in 2014 and headquartered in Wilmington, Delaware, Clover Health operates Medicare Advantage plans in five states, serving over 100,000 members with coverage spanning 203 counties, including plans with $0 to low monthly premiums and additional benefits such as dental, vision, hearing, and over-the-counter drug coverage. The company’s insurance segment generates revenues through Medicare contracts, while its technology platform aims to improve physician efficiency and patient health outcomes. Clover Health stands out with its AI-powered HEDIS flywheel, which has driven it to become the top-performing PPO plan by clinical quality measures. Recent major developments include the launch of the 2026 Medicare Advantage portfolio with a stable or improved plan lineup accessible to 5.2 million Medicare beneficiaries, emphasizing broader PPO coverage and AI-supported care through Clover Assistant. The company reported significant growth in 2025, with Medicare Advantage membership up 35% year-over-year, total revenues increasing 50%, and a move toward profitability with adjusted EBITDA improving notably. Clover Health also raised its full-year 2025 guidance, highlighting expectations for continued membership growth, expanded adjusted EBITDA profitability through 2027, and a favorable regulatory environment in Medicare Advantage. Additionally, the company made its AI platform available to third-party partners on October 14, 2025, advancing its strategic shift toward scaling technology beyond insurance offerings. Clover Health went public in early 2021 through a merger with Social Capital Hedosophia Holdings Corp. III and continues to focus on healthcare equity for seniors, extending access to affordable, comprehensive Medicare plans. It combines health insurance with advanced data-driven technology solutions to enhance care quality and reduce medical costs, positioning itself as both a health insurer and a healthcare technology innovator within the Medicare Advantage market. The company is committed to expanding its technology-enabled healthcare services and participating in the evolving value-based care landscape. This profile reflects Clover Health Investments Corp.'s current operations, product offerings, and strategic developments as of late 2025.

Company News

APIChatGPT
  • A Clover Health Director Sold Over 67,000 Company Shares. Here's a Closer Look at the Transaction.

  • Clover Health Stock Extends Gains After Court Forces CMS to Upgrade Medicare Star Rating

  • A Clover Health Insider Sold Over 220,000 Company Shares. What Does That Mean for Investors?

  • Clover Health Investments, Corp. (CLOV) Q1 2026 Earnings Call Transcript

  • Clover Health Q1 Earnings Meet Estimates, Sales Beat, Membership Rises

  • Clover Health Investments, Corp. (CLOV) Meets Q1 Earnings Estimates

  • Clover Health Reports First Quarter 2026 Results

  • Butterfly Network, Inc. (BFLY) Reports Q1 Loss, Beats Revenue Estimates

  • Here's Why You Should Retain Clover Stock in Your Portfolio for Now

  • Clover Health to Report First Quarter 2026 Financial Results on May 6, 2026

  • Clover Health Empowers Members to Take Charge of Their Health Data Through HealthEx Partnership

  • Clover Health Investments Target of Unusually Large Options Trading (NASDAQ:CLOV)

  • Clover Health Announces Departure of Chief Financial Officer and Appointment of Interim Chief Financial Officer; Reiterates Most Recently Issued Financial Guidance for Full Fiscal Year 2026

  • Clover Health Investments, Corp. (NASDAQ:CLOV) Receives $2.90 Consensus PT from Analysts

  • Primary Care Physician Use of Counterpart Assistant Associated with 18%–22% Fewer Flu-Related Acute Care Events Among COPD and CHF Patients

  • Clover Health: Strong Growth, Improving Margins, And A Mispriced Stock

  • UPDATED – Moving from Pledge to Production, Clover Health is Now Live on Kno2, Participating in Recently Announced Federal Interoperability Initiatives

  • Clover Health Enters Collaboration to Be Part of CMS Aligned Network

  • Here's Why You Should Retain Clover Stock in Your Portfolio for Now

  • Clover Health Moves from Pledge to Production, Becomes The First Payer Live on a CMS Aligned Network