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    Healthcare

  3. •

    Medical - Healthcare Plans
Clover Health Investments, Corp.

Clover Health Investments, Corp.

CLOV
Clover Health Investments, Corp.US flagNASDAQ Global Select
5.06
USD
-0.20
- -
2.62BMarket Cap

Income Statement (USD)

APIChatGPT
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
As of date
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
12/31/2024
12/31/2025
Sales/Revenue/Turnover
462
673
1,472
1,097
1,261
1,371
1,924
+ Sales & Services Revenue
462
673
1,472
1,097
1,261
1,371
1,924
- Cost of Revenue
450
590
1,551
993
1,005
1,006
1,568
+ Cost of Goods & Services
450
590
1,551
993
1,005
1,006
1,568
Gross Profit
13
83
-79
103
256
365
356
+ Other Operating Income
- -
- -
- -
- -
- -
- -
- -
- Operating Expenses
196
176
558
390
436
410
441
+ Selling, General & Admin
187
192
446
482
440
409
440
+ Research & Development
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Expense
8
-17
112
-92
-5
1
2
Operating Income (Loss)
-183
-93
-637
-287
-180
-45
-86
- Non-Operating (Income) Loss
181
44
-49
-32
31
1
- -
+ Interest Expense, Net
39
57
17
1
- -
- -
- -
+ Interest Expense
39
57
17
1
- -
- -
- -
- Interest Income
- -
- -
- -
- -
- -
- -
- -
+ Other Non-Op (Income) Loss
141
-13
-66
-33
31
1
- -
Pretax Income
-364
-136
-588
-255
-210
-46
-86
- Income Tax Expense (Benefit)
- -
- -
- -
- -
- -
- -
- -
- (Income) Loss from Affiliates
- -
- -
- -
- -
- -
- -
- -
Income (Loss) from Cont Ops
-364
-136
-588
-255
-210
-46
-86
- Net Extraordinary Losses (Gains)
- -
- -
- -
85
3
-3
- -
+ Discontinued Operations
- -
- -
- -
-85
-3
3
- -
+ Extraord. & Accounting Changes
- -
- -
- -
170
6
-7
- -
Income (Loss) Incl. MI
-364
-136
-588
-340
-213
-43
-86
- Minority Interest
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
-364
-136
-588
-340
-213
-43
-86
- Preferred Dividends
- -
- -
- -
- -
- -
- -
- -
- Other Adjustments
- -
- -
- -
- -
- -
- -
- -
Net Income Avail to Common, GAAP
-364
-136
-588
-340
-213
-43
-86
EBIT
-183
-93
-637
-287
-180
-45
-86
EBITDA
-183
-92
-636
-285
-177
-44
-84
EBITDA Margin (%)
-39.51
-13.69
-43.19
-26.03
-14.05
-3.22
-4.36
EBITA
-183
-93
-637
-287
-180
-45
-86
Gross Margin (%)
2.72
12.31
-5.38
9.44
20.3
26.61
18.5
Operating Margin (%)
-39.63
-13.78
-43.27
-26.14
-14.24
-3.32
-4.44
Profit Margin (%)
-78.69
-20.27
-39.93
-30.97
-16.93
-3.14
-4.45
Sales per Employee
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
1
1
1
3
1
2
Basic Weighted Avg Shares
404
404
471
476
482
490
512
Basic EPS, GAAP
-0.9
-0.34
-1.25
-0.71
-0.44
-0.09
-0.17
Basic EPS from Cont Ops
-0.9
-0.34
-1.25
-0.53
-0.44
-0.09
-0.17
Diluted Weighted Avg Shares
404
404
471
476
482
490
512
Diluted EPS, GAAP
-0.9
-0.34
-1.25
-0.71
-0.44
-0.09
-0.17
Diluted EPS from Cont Ops
-0.9
-0.34
-1.25
-0.53
-0.44
-0.09
-0.17

Balance Sheet (USD)

APIChatGPT
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
As of date
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
12/31/2024
12/31/2025
Total Current Assets
- -
190
753
625
428
343
308
+ Cash, Cash Equivalents & STI
- -
97
615
335
236
222
120
+ Cash & Cash Equivalents
- -
92
300
104
116
195
78
+ ST Investments
- -
4
315
231
120
27
42
+ Accounts & Notes Receiv
- -
85
109
168
86
93
159
+ Accounts Receivable, Net
- -
- -
- -
- -
- -
- -
- -
+ Notes Receivable, Net
- -
- -
- -
- -
- -
- -
- -
+ Loans Receivable, Net
- -
- -
- -
- -
- -
- -
- -
+ Other Receivable, Net
- -
85
109
168
86
93
159
+ Inventories
- -
- -
- -
- -
- -
- -
- -
+ Raw Materials
- -
- -
- -
- -
- -
- -
- -
+ Work In Process
- -
- -
- -
- -
- -
- -
- -
+ Finished Goods
- -
- -
- -
- -
- -
- -
- -
+ Inventory Adjustments
- -
- -
- -
- -
- -
- -
- -
+ Other Inventory
- -
- -
- -
- -
- -
- -
- -
+ Other ST Assets
- -
8
28
123
106
29
29
+ Misc ST Assets
- -
- -
- -
- -
- -
- -
- -
+ Prepaid Expenses
- -
- -
- -
- -
- -
- -
- -
+ ST Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
+ ST Assets Held-for-Sale
- -
- -
- -
- -
- -
- -
- -
+ ST Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
Total Noncurrent Assets
- -
77
198
184
143
238
233
+ Property, Plant & Equip, Net
- -
10
8
10
5
5
6
+ Property, Plant & Equip
- -
12
10
12
10
11
14
- Accumulated Depreciation
- -
2
2
2
5
6
8
+ LT Investments & Receivables
- -
54
176
138
121
216
200
+ LT Investments
- -
54
176
138
121
216
200
+ LT Receivables
- -
- -
- -
- -
- -
- -
- -
+ Other LT Assets
- -
13
15
36
17
16
27
+ Total Intangible Assets
- -
4
4
20
3
3
3
+ Goodwill
- -
- -
- -
12
- -
- -
- -
+ Other Intangible Assets
- -
4
4
8
3
3
3
+ LT Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
+ LT Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Assets
- -
9
10
16
14
13
24
Total Assets
- -
267
951
809
571
581
541
+ Payables & Accruals
- -
139
222
348
195
210
205
+ Accounts Payable
- -
31
28
32
37
35
36
+ Accrued Taxes
- -
- -
- -
- -
- -
- -
- -
+ Interest & Dividends Payable
- -
- -
- -
- -
- -
- -
- -
+ Other Payables & Accruals
- -
108
194
316
158
175
169
+ ST Debt
- -
26
3
2
2
- -
- -
+ ST Borrowings
- -
21
- -
- -
- -
- -
- -
+ ST Finance Leases
- -
5
3
2
2
- -
- -
+ Other ST Liabilities
- -
- -
148
82
64
3
3
+ Deferred Revenue
- -
102
139
- -
3
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
+ Misc ST Liabilities
- -
-102
9
82
61
3
3
Total Current Liabilities
- -
164
373
432
261
214
209
+ LT Debt
- -
113
25
4
3
- -
- -
+ LT Borrowings
- -
106
20
- -
- -
- -
- -
+ LT Finance Leases
- -
6
5
4
3
- -
- -
+ Other LT Liabilities
- -
603
14
16
20
26
23
+ Accrued Liabilities
- -
- -
- -
- -
- -
- -
- -
+ Pension Liabilities
- -
- -
- -
- -
- -
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Liabilities
- -
603
14
16
20
26
23
Total Noncurrent Liabilities
- -
716
39
20
23
26
23
Total Liabilities
- -
880
411
452
284
240
232
+ Preferred Equity and Hybrid Capital
- -
- -
- -
- -
- -
- -
- -
+ Share Capital & APIC
- -
412
2,154
2,319
2,461
2,577
2,683
+ Common Stock
- -
- -
- -
- -
- -
- -
- -
+ Additional Paid in Capital
- -
412
2,154
2,319
2,461
2,576
2,683
- Treasury Stock
- -
- -
- -
7
13
31
86
+ Retained Earnings
- -
-1,029
-1,617
-1,946
-2,160
-2,203
-2,288
+ Other Equity
- -
- -
-2
-9
-2
-2
1
Equity Before Minority Interest
- -
-617
535
357
286
341
309
+ Minority/Non Controlling Interest
- -
4
4
- -
- -
- -
- -
Total Equity
- -
-613
539
357
286
341
309
Total Liabilities & Equity
- -
267
951
809
571
581
541
Shares Outstanding
404
404
471
478
489
504
519
Number of Employees
- -
- -
- -
- -
- -
- -
- -
Capital Leases - Total
- -
11
8
6
5
- -
- -
Net Debt
- -
35
-280
-104
-116
-195
-78
Net Debt to Equity
- -
-5.69
-51.92
-29.08
-40.65
-57.03
-25.36
Tangible Common Equity Ratio
-17.57
-234.75
56.53
42.72
49.92
58.53
56.82
Current Ratio
- -
1.16
2.02
1.45
1.64
1.61
1.47
Cash Conversion Cycle
- -
-9.49
-6.92
-11.13
-12.65
-13.01
-8.24

Cash Flow Statement (USD)

APIChatGPT
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
As of date
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
12/31/2024
12/31/2025
+ Net Income
-364
-136
-588
-340
-213
-43
-86
+ Depreciation & Amortization
1
1
1
1
3
1
2
+ Non-Cash Items
171
25
222
36
150
111
101
+ Stock-Based Compensation
3
7
164
164
141
114
104
+ Deferred Income Taxes
- -
- -
- -
- -
- -
- -
- -
+ Asset Impairment Charge
2
- -
- -
- -
16
- -
- -
+ Other Non-Cash Adj
166
18
58
-128
-6
-3
-3
+ Chg in Non-Cash Work Cap
32
-7
82
-2
25
13
-84
+ (Inc) Dec in Accts Receiv
61
-40
-25
-8
5
-7
-66
+ (Inc) Dec in Inventories
- -
- -
- -
- -
- -
- -
- -
+ (Inc) Dec in Prepaid Assets
1
-6
-7
-3
4
1
-5
+ Inc (Dec) in Accts Payable
-60
11
54
16
2
-5
-1
+ Inc (Dec) in Other
31
28
59
-7
15
23
-12
+ Net Cash From Disc Ops
- -
- -
- -
101
-110
-48
- -
Cash from Operating Activities
-160
-118
-282
-204
-145
35
-67
+ Change in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
+ Disp in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
+ Disp of Fixed Prod Assets
- -
- -
- -
- -
- -
- -
- -
+ Disp of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
+ Acq of Fixed & Intang
- -
-1
-1
-4
-1
-2
-2
+ Acq of Fixed Prod Assets
- -
-1
-1
-4
-1
-2
-2
+ Acq of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
+ Cash (Repurchase) of Equity
1
1
290
-5
-5
-17
-53
+ Increase in Capital Stock
1
2
290
1
1
1
2
+ Decrease in Capital Stock
- -
-1
- -
-6
-6
-18
-55
+ Net Change in LT Investment
-181
138
-435
116
141
2
6
+ Dec in LT Investment
325
312
442
485
316
203
211
+ Inc in LT Investment
-506
-174
-876
-370
-176
-201
-205
+ Net Cash From Acq & Div
-1
- -
- -
-16
- -
- -
- -
+ Cash from Divestitures
- -
- -
- -
- -
- -
- -
- -
+ Cash for Acq of Subs
-1
- -
- -
-16
- -
- -
- -
+ Cash for JVs
- -
- -
- -
- -
- -
- -
- -
+ Other Investing Activities
- -
- -
- -
- -
- -
- -
- -
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
Cash from Investing Activities
-182
137
-435
95
140
1
4
+ Dividends Paid
- -
- -
- -
- -
- -
- -
- -
+ Net Cash From Debt
334
2
-31
- -
- -
- -
- -
+ Cash From Debt
343
21
- -
- -
- -
- -
- -
+ Repayments of Debt
-10
-19
-31
- -
- -
- -
- -
+ Other Financing Activities
- -
3
667
- -
- -
- -
- -
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
Cash from Financing Activities
334
6
925
-5
-5
-17
-53
Effect of Foreign Exchange Rates
- -
- -
- -
- -
- -
- -
- -
Net Changes in Cash
-8
25
208
-114
-10
18
-116
EBITDA
-183
-92
-636
-285
-177
-44
-84
EBITDA Margin (%)
-39.51
-13.69
-43.19
-26.03
-14.05
-3.22
-4.36
Free Cash Flow
-160
-119
-283
-208
-145
33
-69
Net Cash Paid for Acquisitions
1
- -
- -
16
- -
- -
- -
Free Cash Flow to Firm
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow to Equity
- -
-117
-314
-208
-145
33
-69
Free Cash Flow per Basic Share
-0.4
-0.29
-0.6
-0.44
-0.3
0.07
-0.13
Price/Free Cash Flow
- -
-57.57
-6.22
-2.22
-3.19
42.4
-18.54
Cash Flow to Net Income
0.44
0.87
0.48
0.6
0.68
-0.81
0.78
Capital Expenditures
- -
-1
-1
-4
-1
-2
-2