- Business
- Chester Bancorp, Inc. functions as the parent organization for Chester National Bank, delivering a broad spectrum of financial products and services to individuals and businesses. The bank provides diverse checking accounts, including regular, student, golden, and club options, alongside various savings programs such as statement savings, Christmas club, and money market accounts, as well as certificates of deposit and individual retirement accounts. Additionally, it extends a suite of lending solutions, encompassing mortgage, construction, home equity, consumer, and business loans, with residential real estate being a primary focus. Customers can also access services like reordering checks. The institution operates its main office in Chester, Illinois, supplemented by two full-service branches located in Sparta, Illinois, and Perryville, Missouri. Formed in March 1996, Chester Bancorp, Inc. oversees a banking entity originally established in 1919. Notably, effective July 1, 2025, the bank is updating its Funds Availability Policy, increasing specific withdrawal thresholds. Its mission emphasizes maximizing sustainable earnings while offering superior service to meet customer financial needs through the efforts of its employees.