Cashmere Valley Bank

Cashmere Valley Bank

CSHX
Cashmere Valley BankUS flagOther OTC
78.98
USD
- -
- -
293.31MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
10.54
11.39
11.76
11.5
12.58
13.85
15.17
17.06
18.56
18.94
20.58
21.53
23.16
22.33
Basic EPS, GAAP
3.52
3.9
4.12
4.29
4.49
5.29
5.7
6.43
7.42
6.7
7.2
7.24
7.49
7.35
Free Cash Flow per Basic Share
7.69
6.35
6.07
6.12
5.78
7.28
7.14
7.56
9.4
11.51
9.18
9.6
9.07
- -
Dividend per Share
0.76
0.79
0.9
0.98
1.08
2.7
1.31
3.4
1.55
1.7
1.7
1.7
1.85
- -
Book Value per Share
30.46
33.42
36.48
39.61
42.76
45.54
50.92
55.7
62.5
66.91
72.12
77.56
82.97
80.23
Tangible Book Value per Share
28.96
32.95
36.06
38.48
41.19
42.92
47.34
57.17
57.34
37.17
48.72
56.42
66.73
60.83
Basic Weighted Avg Shares
4
4
4
4
4
4
4
4
4
4
4
4
4
4
Sales/Revenue/Turnover
43
46
48
47
52
57
62
68
73
74
80
84
90
87
Operating Margin (%)
42.22
43.77
43.77
46.94
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2
2
2
2
2
3
3
3
3
3
3
3
3
- -
Net Income, GAAP
14
16
17
18
18
22
23
26
29
26
28
28
29
29
Effective Tax Rate (%)
20.89
21.76
19.94
20.62
19.72
11.02
14.27
13.61
14.56
12.8
18.15
17.11
18.99
17.59
Profit Margin (%)
33.4
34.25
35.04
37.26
35.66
38.21
37.59
37.67
39.96
35.36
35
33.63
32.35
32.93
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
3
3
3
2
2
- -
- -
- -
- -
- -
- -
- -
- -
84
Total Equity
126
142
155
166
180
188
205
239
239
158
203
232
272
249
Return on Invested Capital (%)
10.79
10.67
10.62
10.74
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
12.11
12.22
11.82
11.29
10.91
12.01
11.81
11.87
12.46
10.31
10.37
9.68
9.35
9.5

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
36
- -
- -
LT Borrowings
- -
35
84
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
4
4
4
Market Capitalization
224
247
263

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
933
935
1,000
Accounts Receivable, Net
9
9
9
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
3
3
3
ST Debt
36
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.15%
5.26%
17.36%
Free Cash Flow
4.6%
4.66%
-5.25%
Net Income, GAAP
5.97%
3.07%
3.79%
Sales/Revenue/Turnover
6.63%
5.96%
7.88%
Total Cash Common Dividend
23.39%
-7.44%
9.08%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
20
21
22
21
84
2025
22
22
23
- -
90
2026
22
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.87
1.71
1.84
- -
7.24
2025
1.65
2.05
- -
- -
7.49
2026
1.55
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.7
2025
- -
- -
- -
- -
1.85
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Greg Oakes
Full Time Employees
308
Sector
Financial Services
Industry
Banks - Regional
Address
117 Aplets Way Cashmere WA United States of America 98815
IPO Date
Jul 12, 2013
Business
Cashmere Valley Bank (OTCQX: CSHX) operates as a community-focused commercial bank providing a range of retail and commercial banking products and services to individuals, businesses, and agricultural customers primarily in Washington state. The bank offers deposit products including checking accounts, savings accounts, money market deposit accounts, certificates of deposit, and individual retirement accounts; loan products such as commercial real estate loans, agricultural loans, residential mortgages, consumer loans, and commercial and industrial loans; and additional services encompassing online banking, mobile banking, debit and credit cards, cash management, merchant services, and wealth management through its trust and investment division. Founded in 1961 and headquartered in Cashmere, Washington, the bank maintains a network of branches across central Washington, with key operations in communities like Wenatchee, East Wenatchee, Leavenworth, and Quincy, serving local markets in the Columbia River Valley region. In recent developments, the bank has continued its commitment to community lending without notable acquisitions, partnerships, funding rounds, or structural changes reported in the last two years, maintaining steady operations amid regional economic growth in agriculture and tourism.

Company News

APIChat
  • Cashmere Valley Bank Reports Quarterly Earnings of $5.8 Million

  • Cashmere Valley Bank Announces Final Results of Tender Offer

  • Cashmere Valley Bank Announces Preliminary Results of Tender Offer

  • Cashmere Valley Bank Commences Self Tender Offer to Repurchase up to 200,000 Shares of its Common Stock

  • Cashmere Valley Bank Reports Record Earnings of $29.2 Million and Increases Semi-Annual Dividend

  • Cashmere Valley Bank Announces Final Results of Tender Offer

  • Cashmere Valley Bank Announces Preliminary Results of Tender Offer

  • Cashmere Valley Bank Commences Self Tender Offer to Repurchase up to 200,000 Shares of its Common Stock

  • Cashmere Valley Bank Reports Continued Earnings Strength of $7.7 Million for the Third Quarter and $22.1 Million Year to Date

  • Cashmere Valley Bank Reports Strong Quarterly Earnings of $8.0 Million, Increases Semi-Annual Dividend to $0.95 Per Share

  • Cashmere Valley Bank Reports Quarterly Earnings of $6.4 Million

  • Cashmere Valley Bank Reports Annual Earnings of $28.2 Million and Increases Semi-Annual Dividend

  • Cashmere Valley Bank Reports Another Strong Quarter of Earnings at $7.2 Million, Year to Date Earnings of $21.1 Million

  • Cashmere Valley Bank Reports Robust Year-to-Date Earnings of $13.9 Million

  • Cashmere Valley Bank Reports Quarterly Earnings of $7.3 Million

  • Cashmere Valley Bank Reports Annual Earnings of $28.0 Million

  • Cashmere Valley Bank Reports Quarterly Earnings of $7.2 Million, Opening of Union Gap Branch

  • Cashmere Valley Bank Reports Year-to-Date Earnings of $13.1 Million, Gross Loans at All Time High

  • Cashmere Valley Bank Earnings Increase 18.4% From Prior Year

  • Cashmere Valley Bank Announces Preliminary Results of Tender Offer