Community Bankers' Corporation

Community Bankers' Corporation

CTYP
Community Bankers' CorporationUS flagOther OTC
10.00
USD
- -
- -
22.60MMarket Cap
2004 Y
2005 Y
2006 Y
2007 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
3.15
3.09
2.98
2.95
5.2
5.29
5.8
6
5.18
5.41
- -
2.95
Basic EPS, GAAP
0.59
0.73
0.68
0.72
0.94
0.81
1.06
1.14
0.53
0.73
- -
0.72
Free Cash Flow per Basic Share
0.93
- -
- -
- -
1.17
1.16
1.47
1.46
0.31
0.63
- -
- -
Dividend per Share
0.39
- -
- -
- -
0.36
0.36
0.36
0.36
0.25
- -
- -
- -
Book Value per Share
7.68
6.59
6.84
7.07
12.44
12.88
13.63
14.4
14.63
15.34
- -
7.07
Tangible Book Value per Share
6.55
6.59
6.95
7.54
9.81
10.57
10.6
6.01
6.93
7.88
- -
7.54
Basic Weighted Avg Shares
2
2
2
2
2
2
2
2
2
2
- -
2
Sales/Revenue/Turnover
8
7
7
7
12
12
13
14
12
12
14
7
Operating Margin (%)
25.41
32.42
29.05
- -
- -
- -
- -
- -
- -
- -
- -
24.12
Depreciation Expense
- -
- -
- -
- -
1
1
1
1
- -
- -
- -
- -
Net Income, GAAP
1
2
2
2
2
2
2
3
1
2
3
2
Effective Tax Rate (%)
26.3
27.24
21.02
19.69
17.03
16.48
16.08
15.67
7.18
12.13
15.18
19.69
Profit Margin (%)
18.73
23.59
22.95
24.61
18.09
15.35
18.21
19.04
10.32
13.47
18.05
24.61
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
2
- -
- -
- -
9
9
2
11
18
20
2
- -
Total Equity
17
16
17
19
23
24
24
14
16
18
24
19
Return on Invested Capital (%)
- -
7.22
6.12
- -
- -
- -
- -
- -
- -
- -
- -
4.18
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
10.22
10.2
10.42
9.39
6.41
7.95
8.15
3.68
4.86
7.02
10.42

Capital Structure

FRC

in mil. unless spec.
Jun'07
Sep'07
Dec'07
ST Debt
9
23
21
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2
2
2
Market Capitalization
31
32
30

Working Capital

FRC

in mil. unless spec.
Jun'07
Sep'07
Dec'07
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
5
6
4
Accounts Receivable, Net
1
- -
2
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
9
23
21
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.71%
3.3%
30.73%
Free Cash Flow
- -
30.86%
106.52%
Net Income, GAAP
10.46%
14.76%
52.77%
Sales/Revenue/Turnover
7.75%
3.54%
13.99%
Total Cash Common Dividend
- -
- -
-55.39%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
12
2024
- -
- -
- -
- -
12
2025
- -
- -
- -
- -
14

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.53
2024
- -
- -
- -
- -
0.73
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.25
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
George Karlheim
Full Time Employees
67
Sector
Financial Services
Industry
Banks - Regional
Address
1271 Indian Springs Road Indiana PA United States of America 15701
IPO Date
Apr 3, 2003
Business
Community Bankers' Corporation (CTYP) operates as a bank holding company for Marion Center Bank, a Pennsylvania state-chartered commercial bank headquartered at 1271 Indian Springs Road, Indiana, Pennsylvania 15701; the company was founded in 1985 as the holding entity following the 1905 establishment of Marion Center National Bank, which transitioned to state charter and rebranded as Marion Center Bank in 2005. Marion Center Bank provides a full range of personal and business banking services through eight branches serving Indiana, Armstrong, Jefferson, and Cambria Counties; core deposit products include checking accounts, savings accounts, certificates of deposit, and individual retirement accounts; loan products encompass mortgage loans, construction loans, home equity loans, home equity lines of credit, real estate loans, land loans, term loans, lines of credit, letters of credit, and customized commercial loans. The bank also offers debit cards, ATM cards, credit cards, travel cards, youth cards, gift cards, reloadable cards, merchant services, ACH origination, internet banking, phone banking, safe deposit boxes, and consumer protection services featuring Ultimate ID identity theft protection. Recent developments include quarterly dividend declarations, with payments of $0.02 per share ex-dividend March 14, 2025, and $0.04 per share ex-dividend December 15, 2025, alongside ongoing system enhancements through strategic technology partnerships such as with CSI (Computer Services, Inc.) to advance digital banking capabilities; the bank maintains operations as an independent community-focused institution with no reported acquisitions, funding rounds, or major reorganizations in the past two years.