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    Banks - Regional
Community Bancorp of Santa Maria

Community Bancorp of Santa Maria

CYSM
Community Bancorp of Santa MariaUS flagOther OTC
22.15
USD
- -
- -
47.89MMarket Cap
Community Bancorp of Santa Maria
CYSM
(Other OTC)

Recent

price

22.15

P/E

ratio

- -

div

yld

- -

ROIC.AI

2004
2005
2006
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
2.87
3.06
3.32
3.02
3.36
3.57
3.97
4.32
4.95
4.99
5.85
6.37
6.71
7.19
7.24
8.17
6.52
Revenue per Share
0.51
0.46
0.57
0.33
0.31
0.42
0.51
0.6
1.51
1.14
1.03
1.33
1.67
1.82
1.54
1.9
1.53
Basic EPS, GAAP
0.44
0.67
- -
0.84
0.37
-1.3
0.98
0.84
1.13
1.45
1.8
1.48
1.83
2.16
2.04
2.01
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
0.1
0.15
0.15
0.2
0.2
0.25
0.25
0.31
- -
Dividend per Share
4.89
8.81
7.8
1.51
1.81
2.23
2.73
9.76
11.15
10.37
12.62
13.74
15.22
16.77
18.04
19.11
20
Book Value per Share
4.86
8.79
7.79
7.98
8.42
8.73
9.12
9.66
10.99
10.59
13.16
13.82
10.5
13.41
15.06
17.66
18.53
Tangible Book Value per Share
1
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
Basic Weighted Avg Shares
3
5
6
7
8
9
10
10
12
12
12
14
14
16
16
18
14
Sales/Revenue/Turnover
17.7
21.26
29.09
16.79
13.9
18.87
20.94
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
1
1
1
1
1
1
1
4
3
2
3
4
4
3
4
3
Net Income, GAAP
0.14
29.12
41.5
35.11
34.14
37.3
38.5
47.7
28.29
28.13
27.9
23.92
25.5
24.19
23.7
24.75
24.73
Effective Tax Rate (%)
17.67
15.06
17.02
10.89
9.16
11.83
12.88
13.86
30.43
22.75
17.67
20.84
24.91
25.29
21.2
23.25
23.45
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
5
2
2
4
4
4
4
4
5
LT Debt
6
13
15
19
20
21
22
23
27
25
28
30
23
29
33
38
39
Total Equity
8.11
6.15
7.61
4.61
3.76
4.93
5.74
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
11.11
7.37
7.6
8.44
18.58
20.98
20.65
9.59
14.42
10.53
8.52
10.1
11.57
11.38
8.83
10.19
7.78
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
4
8
5
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2
2
2
Market Capitalization
39
43
43

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
115
9
10
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.04%
7.8%
16.56%
Free Cash Flow
-9.86%
3.49%
-2.07%
Net Income, GAAP
21.9%
14.38%
22.91%
Sales/Revenue/Turnover
7.57%
7.11%
12.09%
Total Cash Common Dividend
- -
16.01%
20.04%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4
4
4
4
16
2025
4
5
- -
5
18
2026
5
5
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.38
0.32
0.38
0.42
1.54
2025
0.37
0.49
- -
0.51
1.9
2026
0.49
0.53
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.25
2025
- -
- -
- -
- -
0.31
2026
- -
- -
- -
- -
- -
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Business
Community Bancorp of Santa Maria (CYSM) operates as the holding company for Community Bank of Santa Maria, a California state-chartered community bank founded in 2001 and headquartered at 2739 Santa Maria Way, Santa Maria, California. The bank provides a comprehensive range of banking products and services to retail and commercial customers primarily in Santa Barbara County through branches in Santa Maria and Lompoc. Deposit products include checking accounts, NOW accounts, money market savings accounts, savings accounts, Seedling accounts, Christmas Club accounts, individual retirement accounts, CDARS, and certificates of deposit; loan products encompass home equity lines of credit, commercial real estate loans, commercial construction loans, multi-family real estate loans, residential construction loans, mortgage loans, personal and vehicle loans, SBA 504 and 7(a) loans, agribusiness loans, commercial equipment loans, commercial revolving lines of credit, and Redi-Credit; additional services comprise credit and debit cards, cash management, digital wallet, remote deposit capture, telephone banking, online banking, and mobile banking. Community Bancorp of Santa Maria was formed in 2017 to serve as the single-bank holding company for Community Bank of Santa Maria. Recent developments include the authorization of a share repurchase program for up to 109,895 shares, or approximately 5% of outstanding common stock, and an annual cash dividend of $0.30 per share in June 2025; the appointment of Claudia Freitas to the boards of directors of both the Bancorp and the Bank in April 2024; recognition of Community Bank of Santa Maria as one of California's top-performing banks in 2024 and 2025; release of quarterly earnings reports reflecting strong performance, including a return on equity of 10.19% for 2024; and a sale-leaseback transaction coupled with Small Business Administration lending growth to support loan portfolio expansion and balance sheet optimization.