Dacotah Banks, Inc.

Dacotah Banks, Inc.

DBIN
Dacotah Banks, Inc.US flagOther OTC
46.00
USD
-0.01
- -
506.04MMarket Cap
Dacotah Banks, Inc.
DBIN
(Other OTC)

Recent

price

46.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
8.87
9.27
9.63
9.9
10.34
11.38
12.29
12.69
12.7
13.84
17.54
18.2
Revenue per Share
1.92
2.07
1.57
2.51
2.74
2.64
3.36
3.63
2.33
2.66
4.2
4.29
Basic EPS, GAAP
1.94
2.5
2.34
2.83
2.27
3.41
3.32
3.37
1.22
2.83
4.34
4.79
Free Cash Flow per Basic Share
0.36
0.4
0.43
0.47
0.53
0.54
0.6
0.77
0.7
0.6
0.62
0.68
Dividend per Share
22.14
23.74
24.76
26.78
28.9
30.92
33.71
36.56
38.2
40.41
44.15
45.22
Book Value per Share
21.02
22.65
23.79
25.72
28.39
30.32
32.32
30.54
33.13
35.44
40.34
41.23
Tangible Book Value per Share
11
11
11
11
11
11
11
11
11
11
11
11
Basic Weighted Avg Shares
98
103
107
110
116
128
138
142
142
155
195
202
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
5
6
5
5
5
6
8
7
6
5
5
5
Depreciation Expense
21
23
18
28
31
30
38
41
26
30
47
48
Net Income, GAAP
36.74
35.03
51.46
22.97
21.79
23.55
22.52
21.48
15.8
11.18
18
18.08
Effective Tax Rate (%)
21.66
22.33
16.31
25.36
26.49
23.17
27.34
28.59
18.36
19.22
23.94
23.56
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
44
38
32
32
22
17
9
4
- -
- -
- -
- -
LT Debt
241
260
274
296
326
354
377
358
388
411
464
472
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
9.04
6.49
9.74
9.86
8.82
10.39
10.33
6.24
6.76
9.92
18.97
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
11
11
11
Market Capitalization
485
445
471

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
168
175
144
Accounts Receivable, Net
44
44
42
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
10
14
10
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.87%
5.76%
12.84%
Free Cash Flow
19.42%
23.82%
52.81%
Net Income, GAAP
12.09%
14.1%
57.27%
Sales/Revenue/Turnover
7.34%
9.21%
26.26%
Total Cash Common Dividend
6.25%
3.67%
2.7%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
38
41
40
- -
155
2025
45
48
49
52
195
2026
53
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.57
0.69
- -
- -
2.66
2025
1.15
1.03
1.08
- -
4.2
2026
1.24
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
0.3
- -
- -
0.6
2025
0.3
- -
0.32
- -
0.62
2026
0.36
- -
- -
- -
- -
Business
Dacotah Banks, Inc. (DBIN) operates as a one-bank holding company that owns Dacotah Bank, a state-chartered institution providing commercial and retail banking, insurance, mortgage, trust and wealth management services to over 60,000 customers; personal banking products including checking and debit accounts, savings accounts, loans, credit and debit cards, prepaid cards, youth banking, mobile app and online banking; business banking solutions such as agricultural, small business, commercial and corporate banking, treasury management and card solutions; full-service real estate lending with in-house loan servicing supported by over 60 credit professionals; insurance through nearly 50 producers in 13 Trusted Choice agency offices; and trust and wealth management encompassing financial planning, charitable planning and retirement planning served by over a dozen advisors in three major markets. Headquartered in Aberdeen, South Dakota, where it traces its origins to the 1955 chartering of Farmers and Merchants Bank, the company manages $4.6 billion in assets across 33 full-service locations in South Dakota, North Dakota and Minnesota, targeting rural communities, agriculture, small businesses and growing urban centers in its trade area. In recent developments, Dacotah Bank launched a corporate banking services team in February 2023 to support a new growth strategy beyond traditional community banking; opened full-service branches in Fargo, North Dakota in July 2022 and Bismarck, North Dakota in January 2023; and acquired First State Bank of Claremont and Stohr Agency with locations in Groton and Langford, South Dakota in January 2020.

Company News

APIChatGPT
  • Comparing Dacotah Banks (OTCMKTS:DBIN) & OFG Bancorp (NYSE:OFG)

  • Dacotah Banks (OTCMKTS:DBIN) Trading Down 1.2% – Time to Sell?

  • Dacotah Banks (OTCMKTS:DBIN) Trading Down 2.2% – What’s Next?

  • Head-To-Head Comparison: IF Bancorp (NASDAQ:IROQ) vs. Dacotah Banks (OTCMKTS:DBIN)

  • Dacotah Banks (OTCMKTS:DBIN) Stock Price Down 1.3% – Here’s Why