Donegal Group Inc.

Donegal Group Inc.

DGICA
Donegal Group Inc.US flagNASDAQ
18.78
USD
+0.07
- -
688.26MMarket Cap
Donegal Group Inc.
DGICA
(NASDAQ)

Recent

price

18.78

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
16.01
18.5
19.93
20.98
21.94
22.99
25.94
26.94
27.19
28.43
26.56
26.37
26.52
28.06
29.34
26.93
26.45
Revenue per Share
0.45
0.02
0.9
1.01
0.55
0.76
1.16
0.26
-1.16
1.65
1.8
0.82
-0.06
0.13
1.51
2.18
1.79
Basic EPS, GAAP
0.84
0.82
0.95
1.73
1.59
2.46
2.25
2.92
2.25
2.67
3.45
2.48
2.1
0.87
2
1.93
1.76
Free Cash Flow per Basic Share
0.45
0.46
0.48
0.49
0.51
0.52
0.53
0.54
0.55
0.56
0.58
0.62
0.64
0.66
0.67
0.71
0.72
Dividend per Share
8.37
7.82
8.2
8.6
8.38
8.3
9.26
8.66
6.83
7.83
8.83
8.53
7.53
6.6
7.28
8.21
8.45
Book Value per Share
14.63
14.74
15.36
15.05
15.35
14.55
16.31
16.15
13.87
15.56
17.46
16.94
14.91
14.32
15.98
17.45
17.53
Tangible Book Value per Share
26
26
26
26
27
28
26
27
28
29
29
31
32
33
34
36
37
Basic Weighted Avg Shares
409
473
510
544
585
635
687
737
769
812
778
816
848
927
990
978
969
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
3
4
4
3
4
7
7
6
7
6
7
6
5
4
4
3
3
Depreciation Expense
11
- -
23
26
15
21
31
7
-33
47
53
25
-2
4
51
79
66
Net Income, GAAP
- -
- -
17.11
19.53
10.71
23.93
25.47
41.26
- -
17.4
16.53
16.76
- -
12.6
18.41
18.7
18.51
Effective Tax Rate (%)
2.8
0.1
4.52
4.84
2.48
3.3
4.48
0.97
-4.26
5.81
6.79
3.09
-0.23
0.48
5.14
8.11
6.77
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
20
20
20
5
5
5
5
5
5
5
5
- -
- -
- -
- -
- -
- -
LT Debt
380
383
400
397
416
408
439
449
399
451
518
531
484
480
546
640
649
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
8.99
9.72
5.59
7.31
10.1
2.6
- -
18.58
17.58
8.03
- -
1.88
19.35
26.22
20.54
Return on Capital (%)
5.35
0.22
11.27
12.16
6.51
9.27
12.98
2.95
-15.23
22.63
21.9
9.66
-0.78
1.93
21.94
29.19
22.64
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
35
35
35
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
37
37
37
Market Capitalization
693
726
630

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
512
521
511
Accounts Receivable, Net
597
579
615
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
13
12
10
ST Debt
35
35
35
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.04%
4.79%
17.34%
Free Cash Flow
9.94%
9.15%
4.09%
Net Income, GAAP
-20.3%
123.9%
55.99%
Sales/Revenue/Turnover
4.49%
4.75%
-1.17%
Total Cash Common Dividend
6%
8.69%
13.1%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
241
247
252
250
990
2025
245
247
246
240
978
2026
236
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.18
0.12
0.5
0.69
1.51
2025
0.71
0.47
0.55
0.47
2.18
2026
0.31
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.17
0.17
0.17
0.17
0.67
2025
0.17
0.18
0.18
0.18
0.71
2026
0.18
- -
- -
- -
- -
Business
Donegal Group Inc. is an insurance holding company that, through its subsidiaries, offers personal, farm and commercial lines of property and casualty insurance products including private passenger automobile, homeowners, boatowners, personal excess liability or umbrella; businessowners, commercial multi-peril, contractors, commercial package policy, commercial automobile, commercial excess liability or umbrella, auto dealers, workers compensation, employment practices liability, liquor liability, contractors errors and omissions, agriculture and loss control services. The company operates primarily through three segments comprising the investment function, commercial lines of insurance and personal lines of insurance, and markets its products to businesses, individuals, farms and agricultural operations via a network of independent agents in the Mid-Atlantic, Midwestern, New England and Southern regions of the United States. Incorporated in 1986 and headquartered at 1195 River Road, Marietta, Pennsylvania, Donegal Group Inc. functions as a subsidiary of Donegal Mutual Insurance Company, with which its insurance subsidiaries conduct business collectively as the Donegal Insurance Group; the company's Class A common stock trades on Nasdaq under the symbol DGICA and Class B under DGICB. Recent activity includes ongoing share purchases by Donegal Mutual Insurance Company, its majority owner, such as 5,000 shares acquired on November 26, 2025 at $20.2539 per share for approximately $101,000 and additional transactions totaling over 80,000 shares in late November 2025 at average prices around $19 to $20 per share, alongside reports of improved combined ratio and net income growth including 19.9% net income rise in Q3 2025.

Company News

APIChatGPT
  • Donegal Group Inc. Announces Quarterly Dividend

  • ITIC vs DGICA: Which Insurance Stock is the Better Buy?

  • Donegal Group Inc. Announces Release Date for Second Quarter 2026 Results

  • Donegal Group Inc. Announces Release Date for Second Quarter 2026 Results

  • This Under-the-Radar 4.4% Yielding Stock Is a Top Defensive Refuge for Retirees

  • Donegal Group Inc. (DGICA) Q1 2026 Earnings Call Prepared Remarks Transcript

  • Donegal Group Inc. Announces First Quarter 2026 Results

  • Donegal Group Inc. Announces First Quarter 2026 Results

  • Dividend Champion, Contender, And Challenger Highlights: Week Of April 26

  • Donegal Group Inc. Announces Release Date for First Quarter 2026 Results

  • 18 Ideal 'Safe' Buys In March Sustainable Dividend Test

  • 20 March Dogcatcher Favorite Toy Dog Dividend Fetchers

  • 24 Safer Buys From 10 Years Of Dogcatcher Digging

  • Donegal Group Inc. (DGICA) Q4 2025 Earnings Call Prepared Remarks Transcript

  • Donegal Group (NASDAQ:DGICA) Shares Gap Down on Disappointing Earnings

  • Donegal Group (DGICA) Projected to Post Quarterly Earnings on Thursday

  • Head to Head Survey: Donegal Group (NASDAQ:DGICA) vs. First American Financial (NYSE:FAF)

  • Donegal Group Inc. Announces Quarterly Dividend

  • Donegal Group: Margin Growth Shows Some Stabilization (Rating Downgrade)

  • Are Investors Undervaluing Donegal Group (DGICA) Right Now?