NN Group N.V.

NN Group N.V.

76.42
EUR
-0.10
(-0.13%)
9.28BMarket Cap
Feb 10Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
32.98
39.19
41.73
43.53
54.51
59.03
61.03
57.56
61.83
-2.35
39.59
40.96
32.35
- -
Basic EPS, GAAP
0.92
1.68
4.61
3.66
6.37
3.33
5.94
6.06
10.61
5.53
4.23
5.83
4.48
- -
Free Cash Flow per Basic Share
-23.16
-12.71
-20.16
-6.62
-16.14
-7.54
11.49
22.14
-8.55
-27.6
0.22
-1.48
-8.85
- -
Dividend per Share
2.52
0.53
0.8
0.92
1.12
1.25
1.24
1.27
1.44
1.81
1.54
2.55
3.54
0.49
Book Value per Share
40.18
60.97
64.51
73.08
73.27
73.58
101.01
124.02
76.54
74.73
76.83
80.65
80.33
118.3
Tangible Book Value per Share
39.06
59.95
63.45
72.02
67.76
71
97.92
120.59
73.49
70.18
72.19
76.05
75.8
114.8
Basic Weighted Avg Shares
350
350
340
325
331
336
331
314
309
296
277
272
265
325
Sales/Revenue/Turnover
11,542
13,715
14,170
14,159
18,049
19,804
20,170
18,081
19,098
-694
10,978
11,130
8,574
- -
Operating Margin (%)
-0.45
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
144
92
48
44
157
195
146
157
150
146
152
157
139
- -
Net Income, GAAP
322
588
1,565
1,189
2,110
1,117
1,962
1,904
3,278
1,634
1,172
1,583
1,188
- -
Effective Tax Rate (%)
14.84
17.72
9.43
18.66
15.53
31.62
18.28
17.53
17.46
16.67
22.72
17.25
20.68
- -
Profit Margin (%)
2.79
4.29
11.04
8.4
11.69
5.64
9.73
10.53
17.16
-235.45
10.68
14.22
13.86
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
7,709
8,164
9,672
10,532
10,500
10,152
12,360
11,954
11,949
15,401
14,100
11,758
13,689
11,469
Total Equity
14,130
21,417
21,464
23,693
24,799
24,848
32,792
38,772
23,632
21,101
21,119
21,652
21,155
37,138
Return on Invested Capital (%)
-0.28
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
2.71
3.59
6.89
4.49
6.82
4.06
5.9
4.8
8.55
5.91
5.46
7.71
6.24
- -
Return on Common Equity (%)
1.61
3.32
7.31
5.27
8.76
4.55
6.87
5.36
10.59
7.36
5.57
7.43
5.57
- -

Capital Structure

EUR

•

in mil. unless spec.
Sep'19
Dec'19
Jun'20
ST Debt
- -
- -
- -
LT Borrowings
11,486
12,015
11,116
LT Finance Leases
280
345
353
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
335
322
312
Market Capitalization
10,861
11,028
9,278

Working Capital

EUR

•

in mil. unless spec.
Sep'19
Dec'19
Jun'20
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
132,914
16,065
130,590
Accounts Receivable, Net
1,128
824
928
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.6%
-9.89%
-2.3%
Free Cash Flow
-43.17%
-58.32%
485.04%
Net Income, GAAP
8.29%
0.77%
-24.95%
Sales/Revenue/Turnover
-177.28%
-360.29%
-22.96%
Total Cash Common Dividend
15.17%
21.78%
35.5%

Semi-annual Revenue

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
11,130
2025
- -
- -
8,574
2026
- -
- -
- -

Semi-annual Earnings Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
5.83
2025
- -
- -
4.48
2026
- -
- -
- -

Semi-annual Dividends Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
2.55
2025
- -
- -
3.54
2026
- -
- -
- -

Company Description

CEO
David Knibbe
Full Time Employees
16,188
Sector
Finance
Industry
Life/Health insurance
Address
Schenkkade 65 The Hague ZH Netherlands 2595 AS
IPO Date
Jul 2, 2014
Business
NN Group N.V. operates as a prominent financial services institution, delivering a broad array of offerings across the Netherlands and internationally. The company organizes its operations through segments like Netherlands Life, Netherlands Non-life, Insurance Europe, Japan Life, and Banking. Its product portfolio encompasses a comprehensive suite of life insurance solutions, including both group and individual policies, various pension schemes, and specialized corporate-owned life insurance. Beyond life coverage, NN Group provides a full spectrum of non-life insurance products, covering aspects such as automotive, property, liability, transportation, travel, and health, alongside provisions for employee benefits and disability. In addition to its extensive insurance and pension activities, the company extends banking services, offering mortgage lending, online savings facilities, structured bank annuities, and consumer finance options, complementing these with diverse retail investment products. It also delivers crucial administration and management services, alongside internal reinsurance capabilities and a variety of retirement-focused solutions. NN Group connects with its diverse clientele, ranging from individuals and small to medium-sized enterprises to larger corporate and institutional clients, utilizing multiple distribution avenues, including direct sales, dedicated agents, partnerships with banks, and broker networks. Recently, NN Group has prioritized digital transformation through its 'Future Ready' initiative, emphasizing artificial intelligence, standardization, and automation to enhance customer experience and operational efficiency, targeting significant annual benefits by 2027. The company has also expanded its digital sales leads in Europe and increased its active AI applications. Further demonstrating its commitment to responsible business, NN Group updated its sustainability frameworks, including new biodiversity and climate action plans, and increased investments in climate solutions. Notable recent events include the finalization of a settlement regarding unit-linked insurance products in October 2025 and strategic appointments within its banking leadership. The organization traces its origins back to 1845 in The Hague, Netherlands, and was formally renamed NN Group N.V. in March 2014, evolving from its earlier identity as ING Insurance Topholding N.V. Today, NN Group operates in 10 countries, serving approximately 19 million customers.

Company News

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  • NN Group N.V. (NNGPF) Q2 2025 Earnings Call Transcript