Zions Bancorporation, National Association

Zions Bancorporation, National Association

ZIONO
Zions Bancorporation, National AssociationUS flagNASDAQ Global Market
25.04
USD
+0.03
- -
3.69BMarket Cap
2011 Y
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
TTM
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Sales/Revenue/Turnover
2,254
2,152
2,034
2,173
2,072
2,383
2,609
2,782
2,834
2,790
2,911
3,152
3,115
3,032
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
240
185
131
58
86
123
179
193
188
86
-14
110
140
127
Net Income, GAAP
324
350
264
398
309
469
592
884
816
539
1,129
907
680
694
Effective Tax Rate (%)
38.1
35.71
35.18
35.88
31.49
33.48
36.75
22.66
22.51
19.79
21.92
21.27
23.25
22.2
Profit Margin (%)
14.36
16.24
12.97
18.34
14.91
19.68
22.69
31.78
28.79
19.32
38.78
28.78
21.83
22.89
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
1,954
2,337
2,274
1,092
812
535
383
724
1,723
1,336
1,012
651
542
548
Total Equity
6,983
6,049
6,465
7,370
7,508
7,634
7,679
7,578
7,353
7,886
7,463
4,893
5,691
6,385
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
2.99
3.38
3.05
5.38
3.73
6.11
7.72
11.71
11.17
7.35
15.61
11.97
8.36
8.1

Capital Structure

FRC

in mil. unless spec.
Mar'24
Jun'24
Sep'24
ST Debt
- -
- -
- -
LT Borrowings
540
542
544
LT Finance Leases
4
4
4
Preferred Equity and Hybrid Capital
440
440
440
Shares Outstanding
148
148
148
Market Capitalization
- -
- -
- -

Working Capital

FRC

in mil. unless spec.
Mar'24
Jun'24
Sep'24
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
12,358
12,509
11,895
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-0.24%
-3.84%
16.31%
Free Cash Flow
22.54%
18%
-39.69%
Net Income, GAAP
17.91%
4.63%
-25.03%
Sales/Revenue/Turnover
4.51%
2.35%
-1.17%
Total Cash Common Dividend
31.81%
4.43%
4.17%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
686
765
828
873
3,152
2023
839
780
765
731
3,115
2024
742
767
792
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
- -
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
- -
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Harris Henry Simmons
Full Time Employees
9,503
Sector
Financial Services
Industry
Banks - Regional
Address
One South Main Street Salt Lake City UT United States of America 84133-1109
IPO Date
Feb 4, 2013
Business
Zions Bancorporation, National Association (ZIONO) operates as a national bank and premier financial services company headquartered in Salt Lake City, Utah, and founded in 1873, providing a comprehensive range of banking products and services to businesses, households, and local governments primarily in 11 western U.S. states including Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company conducts operations through distinct local brands and management teams such as Zions Bank, California Bank & Trust, Amegy Bank, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, The Commerce Bank of Washington, and The Commerce Bank of Oregon, with total assets of approximately $89 billion and annual net revenue of $3.1 billion as of December 31, 2024. Its core offerings encompass commercial and small business banking including commercial, industrial, and owner-occupied lending and leasing; municipal and public finance services; depository accounts and cash management; commercial and small business cards; merchant processing; corporate trust services; and correspondent banking and international lending; capital markets and investment banking such as loan syndications, fixed income securities underwriting, advisory and capital raising, power and project financing, debt capital markets, real estate capital markets, sales and trading for foreign exchange, interest rate risk management, commodities risk management, and fixed income solutions; commercial real estate lending; retail banking featuring residential mortgages, home equity lines of credit, personal lines of credit, installment consumer loans, depository accounts, consumer cards, and personal trust services; and wealth management including investment management, fiduciary and estate services, and advanced business succession and estate planning. In recent developments, Zions entered a strategic relationship with OneDigital Investment Advisors in 2024 to divest its Enterprise Retirement Solutions business managing $4.4 billion in assets, enabling continued collaboration on retirement solutions for clients while expanding access to broader workplace offerings like employee benefits and HR consulting. CEO Harris Simmons indicated in September 2025 that the company actively pursues acquisition opportunities amid ongoing bank consolidation driven by technology investments, regulatory shifts, and market dynamics, positioning Zions as a strong partner for smaller community banks. Additionally, in August 2025, Zions completed a $500 million debt offering, and its board declared dividends on common and preferred stock payable in December 2025, reflecting sustained capital management amid strong financial performance including third quarter 2025 earnings reported in October.