Enterprise Financial Services Corp

Enterprise Financial Services Corp

EFSC
Enterprise Financial Services CorpUS flagNASDAQ Global Select
60.76
USD
+1.08
- -
2.22BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
7.74
6.81
7.05
8.22
9.11
9.84
10.71
11.59
11.56
13.17
14.47
14.23
16.66
17.16
Basic EPS, GAAP
1.78
1.38
1.92
2.44
2.1
3.86
3.56
2.76
3.86
5.32
5.09
4.86
5.34
5.33
Free Cash Flow per Basic Share
1.5
1.5
2.25
4
1.88
4.58
3.31
4.94
4.59
5.74
7
6.42
4.91
5.5
Dividend per Share
0.21
0.21
0.26
0.41
0.45
0.47
0.64
0.73
0.76
1.01
1.1
1.16
1.32
1.36
Book Value per Share
4.6
5.51
7.08
9.11
9.83
13.19
14.63
15.49
14.3
15.99
20.06
23.51
27.59
28.17
Tangible Book Value per Share
13.12
14.31
15.85
17.72
18.31
20.68
24.21
29.51
31.03
28.56
33.88
36.91
41.32
40.94
Basic Weighted Avg Shares
19
20
20
20
23
23
26
27
34
37
37
37
37
37
Sales/Revenue/Turnover
144
134
141
165
209
227
279
312
399
492
541
531
616
634
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
5
3
3
3
6
6
11
12
14
14
11
10
11
13
Net Income, GAAP
33
27
38
49
48
89
93
74
133
203
194
185
201
201
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
29.69
Profit Margin (%)
22.99
20.28
27.25
29.68
23.04
39.23
33.24
23.8
33.38
41.23
35.86
34.86
32.67
31.65
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
327
210
167
383
291
190
398
284
228
309
204
193
189
413
Total Equity
280
316
351
387
549
604
867
1,079
1,529
1,522
1,716
1,824
2,039
2,022
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
46.64
27.99
30.72
30.13
23.62
33.64
27.04
18.63
29.22
36.48
28.24
22.3
20.81
20.2

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
668
189
413
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
72
72
72
Shares Outstanding
37
37
37
Market Capitalization
2,146
1,997
2,000

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
2,120
931
2,706
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
20.23%
14.42%
11.81%
Free Cash Flow
25.6%
8.74%
-24.34%
Net Income, GAAP
22.62%
26.24%
8.69%
Sales/Revenue/Turnover
16.23%
15.04%
15.98%
Total Cash Common Dividend
25.07%
18.33%
14.02%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
130
130
136
136
531
2025
137
143
177
159
616
2026
155
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.05
1.19
1.33
1.29
4.86
2025
1.33
1.36
1.2
1.46
5.34
2026
1.31
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.28
0.28
0.29
0.3
1.16
2025
0.32
0.33
0.34
0.34
1.32
2026
0.36
- -
- -
- -
- -

Company Description

APIChat
CEO
James Brian Lally
Full Time Employees
1,218
Sector
Financial Services
Industry
Banks - Regional
Address
150 North Meramec Avenue Clayton MO United States of America 63105
IPO Date
Jul 15, 2003
Business
Enterprise Financial Services Corp (Nasdaq: EFSC) operates as a financial holding company for Enterprise Bank & Trust, providing a range of commercial banking, trust, and asset management services primarily to businesses, individuals, and nonprofits in the Midwestern and Southeastern United States. The company offers core products and services including commercial real estate loans, business loans, treasury management solutions, deposit products such as checking and savings accounts, wealth management, trust services, and cash management; it also provides investment advisory, retirement planning, and employee benefit services through its subsidiaries. Headquartered in Clayton, Missouri, Enterprise Financial Services Corp was founded in 1988 and maintains operations across multiple states including Missouri, Kansas, Illinois, and California, targeting middle-market businesses and high-net-worth individuals. In recent developments, the company completed the acquisition of First National Corporation of Omaha in early 2025, significantly expanding its footprint in Nebraska and enhancing its commercial banking capabilities with additional deposits and loan portfolios. This strategic move followed a series of branch expansions and digital banking enhancements launched in 2024 to bolster operational efficiency and customer access. Additionally, Enterprise Financial Services Corp announced a new partnership with fintech providers for advanced payment processing solutions in late 2024, aiming to strengthen its treasury management offerings amid growing demand for integrated financial services.

Company News

APIChat
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  • Enterprise Financial Services Q4 Earnings Call Highlights

  • Enterprise Financial Services Corp (EFSC) Q4 2025 Earnings Call Transcript

  • Compared to Estimates, Enterprise Financial Services (EFSC) Q4 Earnings: A Look at Key Metrics

  • Enterprise Financial Services (EFSC) Q4 Earnings Miss Estimates

  • Enterprise Financial Services Corp Reports Fourth Quarter and Full Year 2025 Results

  • Universal Beteiligungs und Servicegesellschaft mbH Boosts Stake in Enterprise Financial Services Corporation $EFSC