Enterprise Financial Services Corp

EFSC

EFSCEnterprise Financial Services Corp US flag

NASDAQ Global Select

58.99

USD

-1.77

- -

2.16BMarket Cap

Income Statement (USD)

API Chat

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Sales/Revenue/Turnover	131	151	144	134	141	165	209	227	279	312	399	492	541	531	616
+ Sales & Services Revenue	131	151	144	134	141	165	209	227	279	312	399	492	541	531	616
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	44	50	56	56	56	58	68	72	96	96	131	154	178	196	212
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-44	-50	-56	-56	-56	-58	-68	-72	-96	-96	-131	-154	-178	-196	-212
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-38	-43	-50	-41	-58	-75	-87	-105	-116	-92	-169	-259	-247	-231	-284
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-38	-43	-50	-41	-58	-75	-87	-105	-116	-92	-169	-259	-247	-231	-284
Pretax Income	38	43	50	41	58	75	87	105	116	92	169	259	247	231	284
- Income Tax Expense (Benefit)	13	15	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	25	28	33	27	38	49	48	89	93	74	133	203	194	185	201
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	25	28	33	27	38	49	48	89	93	74	133	203	194	185	201
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	25	28	33	27	38	49	48	89	93	74	133	203	194	185	201
- Preferred Dividends	2	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	4	4	4	4
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	24	27	33	27	38	49	48	89	93	74	133	199	190	182	198
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	4	4	5	3	3	3	6	6	11	12	14	14	11	10	11
EBITDA Margin (%)	2.85	2.91	3.26	2.61	2.21	2.04	2.82	2.65	4.04	3.8	3.55	2.84	2.1	1.9	1.85
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	19.38	18.69	22.99	20.28	27.25	29.68	23.04	39.23	33.24	23.8	33.38	41.23	35.86	34.86	32.67
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	0.32	0.31	0.21	0.21	0.26	0.41	0.45	0.47	0.64	0.73	0.76	1.01	1.1	1.16	1.32
Depreciation Expense	4	4	5	3	3	3	6	6	11	12	14	14	11	10	11
Basic Weighted Avg Shares	17	18	19	20	20	20	23	23	26	27	34	37	37	37	37
Basic EPS, GAAP	1.42	1.51	1.78	1.38	1.92	2.44	2.1	3.86	3.56	2.76	3.86	5.32	5.09	4.86	5.34
Basic EPS from Cont Ops	1.52	1.59	1.78	1.38	1.92	2.44	2.1	3.86	3.56	2.76	3.86	5.43	5.19	4.96	5.44
Diluted Weighted Avg Shares	18	18	19	20	20	20	23	23	26	27	34	37	38	38	37
Diluted EPS, GAAP	1.3	1.46	1.73	1.35	1.89	2.41	2.07	3.83	3.55	2.76	3.86	5.31	5.07	4.83	5.31
Diluted EPS from Cont Ops	1.4	1.54	1.73	1.35	1.89	2.41	2.07	3.83	3.55	2.76	3.86	5.42	5.17	4.93	5.41

Balance Sheet (USD)

API Chat

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	783	758	650	506	547	660	796	919	1,303	1,456	3,393	1,833	2,052	2,623	931
+ Cash & Cash Equivalents	190	117	216	106	95	199	155	198	168	544	2,027	298	434	760	677
+ ST Investments	593	640	435	400	452	461	641	721	1,135	912	1,366	1,536	1,618	1,862	254
+ Accounts & Notes Receiv	9	8	7	8	8	11	14	16	- -	- -	- -	- -	- -	- -	- -
+ Accounts Receivable, Net	9	8	7	8	8	11	14	16	- -	- -	- -	- -	- -	- -	- -
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-792	-766	-658	-514	-555	-671	-810	-935	-1,303	-1,456	-3,393	-1,833	-2,052	-2,623	-931
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	19	21	18	15	15	15	33	32	60	53	48	43	43	45	59
+ Property, Plant & Equip	39	43	39	25	27	29	49	52	85	84	84	82	84	90	110
- Accumulated Depreciation	20	22	21	10	12	14	17	20	25	31	36	39	41	45	51
+ LT Investments & Receivables	608	655	447	463	513	556	742	814	1,355	1,449	1,844	2,295	2,427	2,855	3,802
+ LT Investments	608	655	447	463	513	556	742	814	1,355	1,449	1,844	2,295	2,427	2,855	3,802
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-627	-676	-465	-478	-528	-571	-774	-846	-1,415	-1,502	-1,891	-2,338	-2,470	-2,900	-3,861
+ Total Intangible Assets	40	38	36	34	33	32	128	126	236	284	387	382	377	374	438
+ Goodwill	30	30	30	30	30	30	117	117	210	261	365	365	365	365	417
+ Other Intangible Assets	9	7	5	4	3	2	11	9	26	23	22	17	12	8	21
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-666	-713	-501	-512	-561	-603	-903	-972	-1,651	-1,786	-2,279	-2,721	-2,847	-3,274	-4,299
Total Assets	3,378	3,326	3,170	3,277	3,608	4,081	5,289	5,646	7,334	9,752	13,537	13,054	14,519	15,596	17,301
+ Payables & Accruals	2	1	1	1	1	1	2	2	- -	- -	- -	- -	- -	- -	- -
+ Accounts Payable	2	1	1	1	1	1	2	2	- -	- -	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-2	-1	-1	-1	-1	-1	-2	-2	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-2	-1	-1	-1	-1	-1	-2	-2	- -	- -	- -	- -	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	342	410	327	210	167	383	291	190	398	284	228	309	204	193	189
+ LT Borrowings	342	410	327	210	167	383	291	190	398	284	228	309	204	193	189
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-342	-410	-327	-210	-167	-383	-291	-190	-398	-284	-228	-309	-204	-193	-189
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-342	-410	-327	-210	-167	-383	-291	-190	-398	-284	-228	-309	-204	-193	-189
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Preferred Equity and Hybrid Capital	33	- -	- -	- -	- -	- -	- -	- -	- -	- -	72	72	72	72	72
+ Share Capital & APIC	169	173	200	208	211	213	350	351	527	698	1,019	983	996	991	1,001
+ Common Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	169	173	200	208	211	213	350	351	527	698	1,019	983	995	991	1,001
- Treasury Stock	2	2	2	2	2	7	23	43	58	74	74	- -	- -	- -	- -
+ Retained Earnings	35	56	85	108	142	182	225	305	381	417	493	598	750	878	1,021
+ Other Equity	4	8	-4	2	- -	-2	-4	-9	18	37	19	-130	-101	-117	-55
Equity Before Minority Interest	240	236	280	316	351	387	549	604	867	1,079	1,529	1,522	1,716	1,824	2,039
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	240	236	280	316	351	387	549	604	867	1,079	1,529	1,522	1,716	1,824	2,039
Total Liabilities & Equity	240	236	280	316	351	387	549	604	867	1,079	1,529	1,522	1,716	1,824	2,039
Shares Outstanding	18	18	19	20	20	20	23	23	27	31	38	37	37	37	37
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	152	293	111	104	72	183	136	-8	230	-260	-1,800	11	-230	-568	-488
Net Debt to Equity	63.5	124.22	39.73	33	20.45	47.32	24.81	-1.3	26.53	-24.11	-117.69	0.73	-13.43	-31.12	-23.95
Tangible Common Equity Ratio	4.99	6.02	7.78	8.69	8.88	8.76	8.14	8.66	8.89	8.4	8.13	8.43	8.96	9.05	9.07
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API Chat

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
+ Net Income	25	28	33	27	38	49	48	89	93	74	133	203	194	185	201
+ Depreciation & Amortization	4	4	5	3	3	3	6	6	11	12	14	14	11	10	11
+ Non-Cash Items	7	-9	-8	2	-12	-2	36	14	1	48	31	20	54	29	31
+ Stock-Based Compensation	1	3	5	3	4	3	3	3	4	4	6	8	10	11	13
+ Deferred Income Taxes	-4	-11	-12	2	-8	5	19	- -	3	-15	-2	1	1	-5	-6
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3	- -	- -	- -	- -
+ Other Non-Cash Adj	10	- -	- -	-3	-7	-10	14	10	-6	59	23	11	43	23	24
+ Chg in Non-Cash Work Cap	-9	13	-1	-1	17	32	-44	- -	-13	1	-17	-20	9	23	-50
+ (Inc) Dec in Accts Receiv	- -	1	1	-1	- -	-3	- -	-2	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	3	3	3	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	-1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	-11	10	-4	- -	18	34	-44	2	-13	1	-17	-20	9	23	-50
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	27	37	29	31	47	83	46	109	92	136	161	217	268	247	194
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-1	-5	-1	-2	-2	-2	-3	-3	-6	-2	-2	-2	-7	-7	-12
+ Acq of Fixed Prod Assets	-1	-5	-1	-2	-2	-2	-3	-3	-6	-2	-2	-2	-7	-7	-12
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	33	- -	- -	- -	- -	-5	-17	-19	-16	-15	-61	-33	- -	-30	-14
+ Increase in Capital Stock	33	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	-5	-17	-19	-16	-15	-61	-33	- -	-30	-14
+ Net Change in LT Investment	-178	-44	183	-10	-51	-49	-44	-82	-73	-68	-387	-666	-114	-436	-875
+ Dec in LT Investment	255	243	273	77	137	122	338	142	573	435	402	264	376	392	733
+ Inc in LT Investment	-433	-287	-90	-87	-188	-171	-382	-224	-646	-503	-789	-930	-490	-829	-1,608
+ Net Cash From Acq & Div	164	13	-68	- -	- -	- -	-21	- -	-23	62	213	- -	- -	- -	277
+ Cash from Divestitures	164	13	- -	- -	- -	- -	4	- -	- -	62	213	- -	- -	- -	277
+ Cash for Acq of Subs	- -	- -	-68	- -	- -	- -	-25	- -	-23	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	15	30	62	-201	-284	-306	-245	-247	-276	-694	154	-718	-1,187	-353	-469
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	- -	-6	176	-213	-337	-358	-312	-332	-379	-703	-23	-1,384	-1,308	-797	-1,079
+ Dividends Paid	-5	-5	-4	-4	-5	-8	-10	-11	-17	-20	-26	-38	-41	-43	-49
+ Net Cash From Debt	10	69	-56	120	-4	-55	-79	-30	92	12	3	-80	-26	-17	44
+ Cash From Debt	33	186	765	1,228	946	1,412	10	2	100	102	60	- -	- -	- -	111
+ Repayments of Debt	-23	-117	-821	-1,108	-949	-1,467	-89	-32	-9	-90	-57	-80	-26	-17	-68
+ Other Financing Activities	-38	-63	60	-115	9	68	106	60	-60	23	84	150	67	90	19
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	28	31	205	-181	-290	-276	-267	-223	-286	-567	137	-1,167	-1,040	-549	-885
EBITDA	4	4	5	3	3	3	6	6	11	12	14	14	11	10	11
EBITDA Margin (%)	2.85	2.91	3.26	2.61	2.21	2.04	2.82	2.65	4.04	3.8	3.55	2.84	2.1	1.9	1.85
Free Cash Flow	26	33	28	30	45	80	43	106	86	133	158	215	262	240	182
Net Cash Paid for Acquisitions	-164	-13	68	- -	- -	- -	21	- -	23	-62	-213	- -	- -	- -	-277
Free Cash Flow to Firm	26	33	28	30	45	80	43	106	86	133	158	215	262	240	182
Free Cash Flow to Equity	35	66	-28	149	42	25	-36	76	178	145	233	133	232	219	221
Free Cash Flow per Basic Share	1.57	1.84	1.5	1.5	2.25	4	1.88	4.58	3.31	4.94	4.59	5.74	7	6.42	4.91
Price/Free Cash Flow	9.58	5.7	12.75	11.89	11.7	10.25	21.75	7.84	12.77	6.84	9.95	8.39	6.1	8.32	9.79
Cash Flow to Net Income	1.07	1.32	0.89	1.16	1.23	1.69	0.95	1.22	1	1.82	1.21	1.07	1.38	1.34	0.96
Capital Expenditures	-1	-5	-1	-2	-2	-2	-3	-3	-6	-2	-2	-2	-7	-7	-12