ES Bancshares, Inc.

ES Bancshares, Inc.

ESBS
ES Bancshares, Inc.US flagOther OTC
6.10
USD
- -
- -
42.25MMarket Cap
2008 Y
2009 Y
2010 Y
2011 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
2.29
2.9
3.03
2.91
- -
- -
- -
- -
2.88
2.77
2.53
2.24
2.72
2.57
Basic EPS, GAAP
-1.09
-0.64
0.23
0.02
- -
- -
- -
- -
0.7
0.77
0.22
0.16
0.42
0.38
Free Cash Flow per Basic Share
-0.25
-0.02
0.03
-0.85
- -
- -
- -
- -
0.67
0.31
0.22
-0.26
0.93
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
-4.79
-5.02
-4.43
-4.04
- -
- -
- -
- -
0.49
1.26
1.51
1.64
2.04
- -
Tangible Book Value per Share
4.9
4.6
4.9
4.56
- -
- -
- -
- -
5.82
6.4
6.74
6.85
7.26
7.07
Basic Weighted Avg Shares
2
2
2
2
- -
- -
- -
- -
7
7
7
7
7
7
Sales/Revenue/Turnover
4
6
6
7
10
12
12
15
19
19
17
15
19
18
Operating Margin (%)
-47.69
-21.99
5.69
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
1
1
1
2
2
1
2
- -
Net Income, GAAP
-2
-1
- -
- -
1
1
2
1
5
5
1
1
3
3
Effective Tax Rate (%)
- -
- -
- -
- -
56.6
23.63
24.3
23.44
21.74
22.76
23
32.81
25.49
25.8
Profit Margin (%)
-47.69
-21.99
7.76
0.71
10.15
7.43
12.87
7.96
24.16
27.97
8.68
7.18
15.29
14.79
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
10
10
10
9
48
78
54
97
35
86
91
58
43
57
Total Equity
9
9
11
11
20
22
33
35
39
44
46
48
51
49
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
89.09
15.8
10.34
22.7
46.81

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
10
- -
- -
LT Borrowings
52
72
52
LT Finance Leases
6
6
6
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
7
7
7
Market Capitalization
45
45
45

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
42
23
47
Accounts Receivable, Net
3
3
3
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
10
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
18.9%
8%
6.9%
Free Cash Flow
-289.71%
-161.97%
-464.77%
Net Income, GAAP
231.45%
72.18%
160.51%
Sales/Revenue/Turnover
12.87%
5.56%
22.32%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3
4
4
4
15
2025
4
5
5
- -
19
2026
5
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.02
0.02
0.08
- -
0.16
2025
0.08
0.15
- -
- -
0.42
2026
0.16
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Philip A. Guarnieri
Full Time Employees
37
Sector
Financial Services
Industry
Banks - Regional
Address
68 North Plank Road Staten Island NY United States of America 12550
IPO Date
Sep 4, 2007
Website
esbna.com
Business
ES Bancshares, Inc., through its operating entity Empire State Bank, provides an extensive range of commercial banking products and financial services throughout New York. The institution offers a variety of deposit instruments, encompassing personal and business checking and money market accounts, personal and business savings accounts, individual retirement accounts, and certificates of deposit. Its lending activities include Small Business Administration (SBA) loans and lines of credit, commercial term loans, commercial letters of credit, commercial and multi-family real estate loans, commercial business loans, and residential mortgage loans secured by one-to-four-family properties, alongside home equity options. Additionally, the company delivers convenient banking solutions such as debit cards, direct deposit, automated loan payments and transfers, combined statements, remote deposit services, cash and escrow management, insured cash sweep accounts, wire transfers, night depository, and comprehensive online and mobile banking capabilities. ES Bancshares, Inc. was established in 2004 and is currently headquartered in Staten Island, New York.

Company News

APIChat
  • ES Bancshares, Inc. Announces First Quarter 2026 Results; Eighth Consecutive Quarter of Growth in Our Book Value Per Share

  • ES Bancshares, Inc. Announces Fourth Quarter 2025 Results; Seventh Consecutive Quarter of Growth in Our Book Value per Share

  • ES Bancshares, Inc. Announces Second Quarter 2025 Results; Continues Positive Trend of Net Income Growth

  • ES Bancshares, Inc. Announces the Receipt of the First Installment of Its Employee Retention Tax Credit

  • ES Bancshares, Inc. Announces First Quarter 2025 Results; Continues Positive Trend of Net Income and Net Interest Margin Expansion

  • ES Bancshares, Inc. Announces Fourth Quarter 2024 Results; Continues Trend of Net Interest Margin Expansion and Asset Quality

  • ES Bancshares, Inc. Announces Third Quarter 2024 Results; Continues Trend of Net Interest Margin Expansion and Revenue Growth

  • ES Bancshares, Inc. Announces Second Quarter 2024 Results; Reports Double Digit Percent Organic Deposit Growth, Sees Net Interest Margin Expansion

  • CORRECTION - ES Bancshares, Inc. Announces First Quarter 2024 Results; Reports Organic Deposit Inflows, Reduces Wholesale Funding

  • ES Bancshares, Inc. Announces First Quarter 2024 Results; Reports Organic Deposit Inflows, Reduces Wholesale Funding

  • ES Bancshares, Inc. Announces Fourth Quarter and Full-Year 2023 Results; Strong Asset Quality Improves Further in Fourth Quarter

  • ES Bancshares, Inc. and Empire State Bank announce the appointment of an experienced investor to their Boards of Directors

  • ES Bancshares, Inc. Announces Third Quarter Results; Continues Trend of Increasing Tangible Book Value Per Share While Accelerating Cost Savings Program

  • ES Bancshares, Inc. Announces Second Quarter Results; Continues Trend of Increasing Tangible Book Value Per Share While Seeing Continued Organic Growth and a Stabilized Margin

  • Empire State Bank Names Former CEO and President, Ralph Branca as Executive Vice President and Chief Credit Officer

  • ES Bancshares, Inc. Reports Record Return on Average Assets and Equity of 0.82% and 11.59%, Respectively, for the Quarter Ended June 30, 2021 Compared to 0.30% and 4.39% for the 2020 Period

  • ES Bancshares, Inc. Joins the OTCQX® Best Market

  • OTC Markets Group Welcomes ES Bancshares, Inc. to OTCQX

  • ES Bancshares, Inc. Reports March 31, 2021 Quarterly Earnings of $1.0 Million, or $0.15 per Common Share, as Compared to a Loss of $95 Thousand, or $0.01 per Common Share for the Quarter Ended March 31, 2020

  • Empire State Bank's success during the pandemic is down to one thing: Personalized Customer Service