FB Financial Corporation

FB Financial Corporation

FBK
FB Financial CorporationUS flagNew York Stock Exchange
51.81
USD
-1.21
- -
2.67BMarket Cap

Income Statement (USD)

APIChat
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Sales/Revenue/Turnover
117
134
183
256
295
335
361
568
576
527
478
456
561
+ Sales & Services Revenue
117
134
183
256
295
335
361
568
576
527
478
456
561
- Cost of Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cost of Goods & Services
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Gross Profit
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Income
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Operating Expenses
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Selling, General & Admin
58
68
94
127
143
150
161
244
262
223
212
191
227
+ Research & Development
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Expense
-58
-68
-94
-127
-143
-150
-161
-244
-262
-223
-212
-191
-227
Operating Income (Loss)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Non-Operating (Income) Loss
-29
-35
-51
-62
-73
-106
-110
-82
-243
-160
-150
-147
-139
+ Interest Expense, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Interest Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Interest Income
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Non-Op (Income) Loss
-29
-35
-51
-62
-73
-106
-110
-82
-243
-160
-150
-147
-139
Pretax Income
29
35
51
62
73
106
110
82
243
160
150
147
139
- Income Tax Expense (Benefit)
2
2
3
22
21
26
26
19
53
35
30
31
16
- (Income) Loss from Affiliates
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Income (Loss) from Cont Ops
27
32
48
41
52
80
84
64
190
125
120
116
123
- Net Extraordinary Losses (Gains)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Discontinued Operations
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Extraord. & Accounting Changes
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Income (Loss) Incl. MI
27
32
48
41
52
80
84
64
190
125
120
116
123
- Minority Interest
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
27
32
48
41
52
80
84
64
190
125
120
116
123
- Preferred Dividends
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Other Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income Avail to Common, GAAP
27
32
48
41
52
80
84
64
190
125
120
116
123
EBIT
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
EBITDA
5
5
8
14
6
8
10
13
14
13
15
15
17
EBITDA Margin (%)
3.99
3.81
4.15
5.65
2.14
2.25
2.63
2.27
2.41
2.39
3.11
3.27
3.09
EBITA
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Gross Margin (%)
100
100
100
100
100
100
100
100
100
100
100
100
100
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
23.02
24.19
26.09
15.88
17.77
23.97
23.19
11.21
33.06
23.63
25.16
25.47
21.85
Sales per Employee
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.47
0.62
1.06
3.62
- -
0.2
0.33
0.38
0.44
0.52
0.6
0.68
0.76
Depreciation Expense
5
5
8
14
6
8
10
13
14
13
15
15
17
Basic Weighted Avg Shares
24
24
24
19
28
31
31
38
47
47
47
47
50
Basic EPS, GAAP
1.12
1.35
2
2.12
1.9
2.62
2.72
1.69
4.01
2.64
2.57
2.48
2.47
Basic EPS from Cont Ops
1.12
1.35
2
2.12
1.9
2.62
2.72
1.69
4.01
2.64
2.57
2.48
2.47
Diluted Weighted Avg Shares
24
24
24
19
28
31
31
38
48
47
47
47
50
Diluted EPS, GAAP
1.12
1.35
2
2.1
1.86
2.56
2.67
1.67
3.97
2.64
2.57
2.48
2.45
Diluted EPS from Cont Ops
1.12
1.35
2
2.1
1.86
2.56
2.67
1.67
3.97
2.64
2.57
2.48
2.45

Balance Sheet (USD)

APIChat
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Total Current Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash, Cash Equivalents & STI
747
694
725
705
590
750
790
2,369
3,348
2,288
1,706
1,743
1,556
+ Cash & Cash Equivalents
62
41
76
123
54
94
102
1,197
1,670
817
728
917
943
+ ST Investments
686
653
649
582
536
656
688
1,172
1,679
1,471
978
827
613
+ Accounts & Notes Receiv
8
14
7
7
17
24
39
70
98
87
95
113
133
+ Accounts Receivable, Net
7
7
7
7
13
15
17
44
39
46
53
50
59
+ Notes Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Loans Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Receivable, Net
2
7
- -
- -
4
9
22
27
60
42
43
63
74
+ Inventories
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Raw Materials
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Work In Process
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Finished Goods
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Inventory Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Inventory
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other ST Assets
-755
-707
-732
-713
-607
-773
-829
-2,440
-3,447
-2,375
-1,801
-1,856
-1,689
+ Misc ST Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Prepaid Expenses
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Assets Held-for-Sale
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Noncurrent Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Property, Plant & Equip, Net
46
48
66
67
82
87
123
195
185
206
210
197
232
+ Property, Plant & Equip
79
83
104
108
127
136
177
256
254
282
262
255
300
- Accumulated Depreciation
33
35
38
41
45
50
55
62
69
76
52
59
68
+ LT Investments & Receivables
686
653
649
582
544
659
692
1,177
1,691
1,497
1,497
1,581
1,509
+ LT Investments
686
653
649
582
544
659
692
1,177
1,691
1,497
1,497
1,581
1,509
+ LT Receivables
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other LT Assets
-732
-701
-715
-649
-626
-746
-814
-1,372
-1,876
-1,703
-1,707
-1,778
-1,741
+ Total Intangible Assets
52
56
83
86
230
239
264
346
376
423
416
412
531
+ Goodwill
47
47
47
47
137
137
169
243
243
243
243
243
350
+ Other Intangible Assets
5
10
36
39
93
102
95
104
133
181
173
169
181
+ LT Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Assets
-784
-757
-799
-735
-856
-985
-1,079
-1,718
-2,252
-2,126
-2,123
-2,190
-2,272
Total Assets
2,258
2,428
2,899
3,277
4,728
5,137
6,125
11,207
12,598
12,848
12,604
13,157
16,300
+ Payables & Accruals
8
9
15
7
13
13
23
43
25
22
37
51
50
+ Accounts Payable
1
1
1
1
2
5
6
7
3
9
19
24
22
+ Accrued Taxes
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Interest & Dividends Payable
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Payables & Accruals
7
8
14
6
11
8
17
36
22
14
18
27
29
+ ST Debt
70
79
18
150
190
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Borrowings
70
79
18
150
190
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Finance Leases
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other ST Liabilities
-78
-88
-33
-157
-203
-13
-23
-43
-25
-22
-37
-51
-50
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc ST Liabilities
-78
-88
-33
-157
-203
-13
-23
-43
-25
-22
-37
-51
-50
Total Current Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Debt
68
65
57
45
348
230
346
300
227
495
360
233
183
+ LT Borrowings
68
65
57
45
348
230
310
245
180
425
292
173
123
+ LT Finance Leases
- -
- -
- -
- -
- -
- -
36
55
46
70
68
60
61
+ Other LT Liabilities
-68
-65
-57
-45
-348
-230
-346
-300
-227
-495
-360
-233
-183
+ Accrued Liabilities
- -
- -
1
4
12
17
20
- -
7
- -
- -
- -
- -
+ Pension Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Liabilities
-68
-65
-57
-49
-359
-247
-366
-300
-233
-495
-360
-233
-183
Total Noncurrent Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Liabilities
2,069
2,213
2,663
2,946
4,131
4,465
5,363
9,916
11,165
11,522
11,150
11,590
14,352
+ Preferred Equity and Hybrid Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Share Capital & APIC
112
112
112
238
449
455
457
946
940
908
911
907
1,134
+ Common Stock
17
17
17
24
31
31
31
47
48
47
47
47
52
+ Additional Paid in Capital
95
95
95
213
419
424
426
899
893
862
864
860
1,082
- Treasury Stock
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Retained Earnings
82
98
122
94
147
221
294
318
487
587
678
762
847
+ Other Equity
-4
5
2
-1
- -
-4
12
28
6
-169
-135
-102
-33
Equity Before Minority Interest
190
215
237
330
597
672
762
1,291
1,433
1,325
1,455
1,568
1,948
+ Minority/Non Controlling Interest
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Equity
190
215
237
330
597
672
762
1,291
1,433
1,326
1,455
1,568
1,948
Total Liabilities & Equity
2,258
2,428
2,899
3,277
4,728
5,137
6,125
11,207
12,598
12,848
12,604
13,157
16,300
Shares Outstanding
23
23
23
24
31
31
31
47
48
47
47
47
52
Number of Employees
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Capital Leases - Total
- -
- -
- -
- -
- -
- -
36
55
46
70
68
60
61
Net Debt
76
103
-1
72
484
136
209
-952
-1,490
-391
-436
-744
-820
Net Debt to Equity
40.19
47.79
-0.62
21.66
81.1
20.31
27.37
-73.74
-103.97
-29.52
-29.94
-47.44
-42.07
Tangible Common Equity Ratio
6.24
6.7
5.45
7.67
8.15
8.84
8.5
8.7
8.65
7.26
8.52
9.07
8.99
Current Ratio
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash Conversion Cycle
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -

Cash Flow Statement (USD)

APIChat
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
+ Net Income
27
32
48
41
52
80
84
64
190
125
120
116
123
+ Depreciation & Amortization
5
5
8
14
6
8
10
13
14
13
15
15
17
+ Non-Cash Items
27
-148
-113
-291
-75
164
2
-335
-108
608
82
29
32
+ Stock-Based Compensation
- -
- -
- -
5
7
7
7
10
10
10
10
9
17
+ Deferred Income Taxes
- -
1
2
9
6
6
-2
-26
31
13
-1
-2
-5
+ Asset Impairment Charge
- -
- -
-3
5
- -
- -
- -
- -
- -
- -
- -
2
1
+ Other Non-Cash Adj
27
-149
-112
-309
-88
150
-3
-320
-149
586
73
19
18
+ Chg in Non-Cash Work Cap
3
5
12
-9
54
-39
-32
-11
-42
54
-6
-21
-16
+ (Inc) Dec in Accts Receiv
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ (Inc) Dec in Inventories
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ (Inc) Dec in Prepaid Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Inc (Dec) in Accts Payable
-2
10
13
15
48
-16
13
44
-100
56
-16
8
-2
+ Inc (Dec) in Other
4
-5
-1
-25
6
-23
-45
-55
58
-2
10
-29
-13
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Operating Activities
61
-106
-46
-245
38
212
64
-270
55
800
211
139
156
+ Change in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp in Fixed & Intang
- -
1
- -
- -
- -
- -
1
- -
- -
1
- -
1
2
+ Disp of Fixed Prod Assets
- -
1
- -
- -
- -
- -
1
- -
- -
1
- -
1
2
+ Disp of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Acq of Fixed & Intang
-6
-5
-6
-5
-5
-10
-7
-6
-6
-11
-20
-7
-9
+ Acq of Fixed Prod Assets
-6
-5
-6
-5
-5
-10
-7
-6
-6
-11
-20
-7
-9
+ Acq of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash (Repurchase) of Equity
- -
- -
- -
116
153
1
1
1
-6
-39
-4
-12
-155
+ Increase in Capital Stock
- -
- -
- -
116
153
1
1
1
1
1
1
1
1
+ Decrease in Capital Stock
- -
- -
- -
- -
- -
- -
- -
- -
-8
-40
-5
-13
-156
+ Net Change in LT Investment
33
44
133
59
97
-128
-14
-58
-542
-47
30
-89
149
+ Dec in LT Investment
158
153
298
376
178
76
138
367
305
206
232
826
571
+ Inc in LT Investment
-125
-110
-165
-316
-81
-204
-151
-425
-847
-253
-202
-915
-421
+ Net Cash From Acq & Div
- -
- -
24
- -
-135
- -
171
248
- -
- -
- -
- -
370
+ Cash from Divestitures
- -
- -
24
- -
- -
- -
171
248
- -
- -
- -
- -
370
+ Cash for Acq of Subs
- -
- -
- -
- -
-135
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash for JVs
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Investing Activities
-101
-68
-203
-87
-224
-449
-334
126
-301
-1,697
-65
-199
-545
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Investing Activities
-74
-30
-52
-33
-267
-587
-183
310
-850
-1,754
-55
-294
-32
+ Dividends Paid
-11
-15
-25
-69
- -
-6
-10
-14
-21
-25
-28
-32
-38
+ Net Cash From Debt
-4
-3
-90
25
54
-121
68
-137
-75
175
-45
-130
-131
+ Cash From Debt
- -
- -
- -
37
54
- -
68
113
- -
175
130
- -
- -
+ Repayments of Debt
-4
-3
-90
-12
- -
-121
- -
-250
-75
- -
-175
-130
-131
+ Other Financing Activities
38
135
260
245
6
505
167
1,195
1,376
72
-295
560
314
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Financing Activities
22
118
145
317
213
380
226
1,045
1,275
184
-372
387
-10
Effect of Foreign Exchange Rates
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Changes in Cash
9
-18
48
39
-17
6
107
1,085
480
-771
-216
232
113
EBITDA
5
5
8
14
6
8
10
13
14
13
15
15
17
EBITDA Margin (%)
3.99
3.81
4.15
5.65
2.14
2.25
2.63
2.27
2.41
2.39
3.11
3.27
3.09
Free Cash Flow
55
-111
-52
-250
33
202
57
-276
49
789
191
132
147
Net Cash Paid for Acquisitions
- -
- -
-24
- -
135
- -
-171
-248
- -
- -
- -
- -
-370
Free Cash Flow to Firm
55
-111
-52
-250
33
202
57
-276
49
789
191
132
147
Free Cash Flow to Equity
- -
-113
-141
-225
87
82
127
-413
-26
965
146
3
18
Free Cash Flow per Basic Share
2.3
-4.63
-2.16
-13.04
1.2
6.59
1.85
-7.33
1.03
16.75
4.08
2.83
2.96
Price/Free Cash Flow
- -
- -
- -
-2.08
28.1
4.93
17.58
-5.01
34.45
2.11
8.07
16.61
16.96
Cash Flow to Net Income
2.27
-3.25
-0.96
-6.04
0.72
2.64
0.76
-4.24
0.29
6.42
1.76
1.2
1.27
Capital Expenditures
-6
-5
-6
-5
-5
-10
-7
-6
-6
-11
-20
-7
-9