Farmers & Merchants Bank of Long Beach

Farmers & Merchants Bank of Long Beach

FMBL
Farmers & Merchants Bank of Long BeachUS flagOther OTC
8,550.00
USD
-25.00
- -
1.03BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1,402.89
1,546.74
1,648.62
1,754.76
1,871.4
1,964.61
2,063.02
2,202.12
2,514.58
2,633.04
2,267.94
2,088.4
2,361.39
2,144.09
Basic EPS, GAAP
474.8
476.67
496.06
546.16
494.65
654.07
661.79
623.42
913.6
876.17
568.23
365.52
559.71
399.39
Free Cash Flow per Basic Share
862.84
583.89
715.8
724.06
795.42
888.88
827.65
1,073.22
1,367.87
1,444.51
742.51
827.57
893.45
- -
Dividend per Share
113.99
113.99
119
119
119
121
122.73
122.8
122.86
126.73
126.99
126.81
132.69
- -
Book Value per Share
5,690.36
5,289.25
5,666.31
6,093.47
6,469.12
7,002.19
7,628.89
8,206.5
9,121.13
9,190.5
9,514.63
9,787.39
10,267.31
9,981.97
Tangible Book Value per Share
5,798.35
6,160.34
6,532.83
6,952.78
7,325.55
7,850.67
8,374.75
8,935.85
9,845.85
10,554.73
10,969.34
11,149.25
11,590.64
11,308.22
Basic Weighted Avg Shares
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Sales/Revenue/Turnover
184
203
216
230
245
257
267
282
317
328
279
256
288
263
Operating Margin (%)
49.3
44.71
43.48
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
5
6
6
7
7
8
9
9
9
9
9
10
9
- -
Net Income, GAAP
62
62
65
72
65
86
86
80
115
109
70
45
68
49
Effective Tax Rate (%)
31.35
31.07
30.8
24.13
28.56
21.16
16.74
17.04
20.29
19.42
14.55
29.21
26.12
27.31
Profit Margin (%)
33.84
30.82
30.09
31.12
26.43
33.29
32.08
28.31
36.33
33.28
25.05
17.5
23.7
18.63
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
100
- -
30
- -
- -
- -
700
1,000
500
300
300
Total Equity
759
807
855
910
959
1,028
1,083
1,144
1,242
1,313
1,351
1,369
1,606
1,388
Return on Invested Capital (%)
8.42
7.97
7.82
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
8.62
8.68
9.06
9.29
7.88
9.71
8.99
7.84
10.47
9.51
6.05
3.78
5.57
4.04

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
500
400
300
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
- -
- -
Market Capitalization
700
706
678

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,288
1,270
1,282
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.58%
7.17%
17.34%
Free Cash Flow
4.22%
-0.18%
7.38%
Net Income, GAAP
4.57%
3.93%
52.3%
Sales/Revenue/Turnover
3.28%
1.07%
12.46%
Total Cash Common Dividend
0.4%
0.63%
4.07%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
66
68
65
59
256
2025
68
71
79
- -
288
2026
82
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
105.9
111.12
115.98
32.46
365.52
2025
137.52
113.74
159.97
- -
559.71
2026
180.31
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
126.81
2025
- -
- -
- -
- -
132.69
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
W. Henry Walker
Full Time Employees
815
Sector
Financial Services
Industry
Banks - Regional
Address
302 Pine Avenue Long Beach CA United States of America 90802
IPO Date
May 1, 2007
Website
fmb.com
Business
Farmers & Merchants Bank of Long Beach (OTCQX: FMBL) operates as a California state-chartered community bank providing commercial, small business, and consumer banking services to individuals, professionals, and small to medium-sized businesses primarily in Los Angeles, Orange, and Santa Barbara counties; the bank maintains 27 branches from San Clemente to Santa Barbara and delivers services through online and mobile banking platforms. Founded in 1907 by C.J. Walker and headquartered at 302 Pine Avenue in Long Beach, California, the bank offers personal banking products including checking accounts, savings accounts, Christmas club savings, health savings accounts, market rate savings, money market accounts, certificates of deposit, youth accounts, individual retirement accounts, personal credit and debit cards, home loans for single-family and multifamily residential properties, and escrow services; business banking encompasses business checking, business savings, business credit cards, merchant card services, payroll services, deposit lockbox, remote deposit capture, treasury management services with account management, receivables and payables, and risk management features; lending products comprise small business administration loans, commercial real estate loans, real estate and construction loans, commercial and industrial loans, equipment loans, lines of credit secured by inventory and receivables, nonprofit loans, church loans, and faith-based and healthcare banking services; digital banking includes cash management, send money, automated clearing house, direct connect, credit score monitoring, and bank-by-text capabilities. In October 2025, the bank closed a $200 million equity investment from a large financial services company through the sale of 16,261 shares of non-voting Series A Preferred Stock economically equivalent to common stock, advised by Piper Sandler & Co. and Paul Hastings LLP; the board also authorized a new $10 million stock repurchase program following third-quarter 2025 results. Deposits remain insured by the Federal Deposit Insurance Corporation, and the bank employs approximately 815 people while upholding conservative banking practices as a fourth-generation family-led institution.

Company News

APIChat
  • Farmers & Merchants Bank of Long Beach Reports 2026 First Quarter Results

  • Farmers & Merchants Bank of Long Beach (OTCMKTS:FMBL) versus Cathay General Bancorp (NASDAQ:CATY) Head-To-Head Analysis

  • Farmers & Merchants Bank of Long Beach Declares First-Quarter Cash Dividend Payment of $28 Per Share

  • Farmers & Merchants Bank of Long Beach Declares Fourth-Quarter Cash Dividend Payment of $28 Per Share; Also Declares Special Christmas Dividend of $15 Per Share

  • Farmers & Merchants Bank of Long Beach Appoints Heather Carrillo to Board of Directors

  • Reviewing RBB Bancorp (NASDAQ:RBB) and Farmers & Merchants Bank of Long Beach (OTCMKTS:FMBL)

  • Farmers & Merchants Bank of Long Beach Reports 2025 Third Quarter and Year-to-Date Results

  • Farmers & Merchants Bank of Long Beach Closes Equity Investment

  • Farmers & Merchants Bank of Long Beach Declares Third-quarter Cash Dividend Payment of $28 Per Share

  • Farmers & Merchants Bank of Long Beach Reports 2025 Second Quarter Results

  • Farmers & Merchants Bank of Long Beach Names Mark E. Harrison to Board of Directors

  • Farmers & Merchants Bank of Long Beach Declares Second-Quarter Cash Dividend Payment of $28 Per Share

  • Farmers & Merchants Bank of Long Beach Reports 2025 First Quarter Results

  • Farmers & Merchants Bank of Long Beach Declares First-Quarter Cash Dividend Payment of $28 Per Share

  • Farmers & Merchants Bank of Long Beach Invests $2 million in Clearinghouse CDFI

  • Farmers & Merchants Bank of Long Beach Reports 2024 Fourth Quarter and Full Year Results

  • Kenneth G. Walker, Founding Family Member and Third Generation CEO of Farmers & Merchants Bank of Long Beach, Has Died at 97

  • Farmers & Merchants Bank of Long Beach Declares Fourth-quarter Cash Dividend Payment of $28 Per Share; Also Declares Special Christmas Dividend of $15 Per Share

  • Farmers & Merchants Bank of Long Beach Declares Second-Quarter Cash Dividend Payment of $28 Per Share

  • Farmers & Merchants Bank of Long Beach Reports 2024 First Quarter Results