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    Banks - Regional
1ST SUMMIT BANCORP of Johnstown, Inc.

1ST SUMMIT BANCORP of Johnstown, Inc.

FSMK
1ST SUMMIT BANCORP of Johnstown, Inc.US flagOther OTC
37.99
USD
-0.39
- -
80.48MMarket Cap
1ST SUMMIT BANCORP of Johnstown, Inc.
FSMK
(Other OTC)

Recent

price

37.99

P/E

ratio

- -

div

yld

- -

ROIC.AI

2019
2020
2021
2022
2023
2024
2025
TTM
FRC
16.42
16.1
18.88
19.53
15.09
15.73
18.15
17.34
Revenue per Share
5.11
3.75
5.16
5.26
1.21
1.46
2.51
2.5
Basic EPS, GAAP
4.7
4.61
6.14
5.79
1.73
0.67
0.55
- -
Free Cash Flow per Basic Share
1.53
1.61
1.66
1.71
1.72
1.72
1.72
- -
Dividend per Share
48.74
50.87
54.51
58.07
56.97
56.97
59.28
57.21
Book Value per Share
52.38
56.89
58.8
46.08
46.17
42.93
51
45.08
Tangible Book Value per Share
2
2
2
2
2
2
2
2
Basic Weighted Avg Shares
36
35
41
43
33
34
39
38
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
3
3
4
3
2
1
1
- -
Depreciation Expense
11
8
11
12
3
3
5
5
Net Income, GAAP
12.07
8.37
12.2
12.03
- -
- -
3.84
2.55
Effective Tax Rate (%)
31.11
23.28
27.34
26.92
8.01
9.3
13.84
14.4
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
49
37
50
93
75
106
192
150
LT Debt
115
125
129
101
101
94
109
98
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
7.53
9.78
9.34
2.1
2.56
4.27
4.39
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2
2
2
Market Capitalization
57
53
54

Working Capital

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
18
25
24
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
-2.01%
15.67%
Free Cash Flow
- -
-24.96%
-20.29%
Net Income, GAAP
- -
10.01%
67.18%
Sales/Revenue/Turnover
- -
2.78%
12.39%
Total Cash Common Dividend
- -
0.66%
-2.77%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
7
8
8
12
34
2025
9
10
10
- -
39
2026
11
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.28
0.15
0.13
1.48
1.46
2025
0.36
0.55
0.8
- -
2.51
2026
1.07
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.72
2025
- -
- -
- -
- -
1.72
2026
- -
- -
- -
- -
- -
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Business
1ST SUMMIT BANCORP of Johnstown, Inc. (FSMK) operates as the bank holding company for 1st Summit Bank, a community-oriented financial institution providing a range of retail and commercial banking products and services primarily in Pennsylvania; core offerings include checking and savings accounts, money market accounts, certificates of deposit, individual retirement accounts, debit and credit cards, safe deposit boxes, commercial construction and industrial loans, commercial and residential real estate loans, consumer loans, mortgages, wealth management services, and life insurance products. Headquartered in Johnstown, Pennsylvania, and founded in 1924, the company maintains approximately 211 employees and focuses on relationship banking for consumers, businesses, and organizations through its traditional brick-and-mortar branches supplemented by online and mobile platforms. In recent developments, 1st Summit Bancorp reports robust financial performance with net income of $1.2 million for Q2 2025, a 50.8% increase from Q1 2025 and over 250% year-over-year growth, alongside $1.7 million in Q3 2025 earnings up 46% sequentially; it completed strategic realignment efforts including severance and a full transition to a new debit card processing platform, while sustaining a dividend yield around 6.62% with an ex-dividend date in June 2025.

Company News

APIChat

  • businesswire.com

    1st Summit Bancorp of Johnstown Announces First Quarter 2026 Results

  • businesswire.com

    1st Summit Bancorp of Johnstown Reports Fourth Quarter 2025 Results

  • businesswire.com

    1st Summit Bancorp of Johnstown Reports Third Quarter 2025 Results

  • businesswire.com

    1st Summit Bancorp of Johnstown Reports Second Quarter 2025 Financial Results