1ST SUMMIT BANCORP of Johnstown, Inc.

FSMK

FSMK1ST SUMMIT BANCORP of Johnstown, Inc. US flag

Other OTC

37.99

USD

-0.39

- -

80.48MMarket Cap

Income Statement (USD)

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	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Sales/Revenue/Turnover	36	35	41	43	33	34	39
+ Sales & Services Revenue	36	35	41	43	33	34	39
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	-23	-25	-27	-29	-31	-32	-32
- Operating Expenses	23	25	27	29	31	32	32
+ Selling, General & Admin	13	14	16	- -	1	2	1
+ Research & Development	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	10	10	11	29	30	30	31
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-13	-9	-13	-13	-2	-3	-6
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-13	-9	-13	-13	-2	-3	-6
Pretax Income	13	9	13	13	2	3	6
- Income Tax Expense (Benefit)	2	1	2	2	-1	-1	- -
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	11	8	11	12	3	3	5
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	11	8	11	12	3	3	5
- Minority Interest	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	11	8	11	12	3	3	5
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	11	8	11	12	3	3	5
EBIT	- -	- -	- -	- -	- -	- -	- -
EBITDA	3	3	4	3	- -	- -	- -
EBITDA Margin (%)	7.98	9.58	10.67	8.04	- -	- -	- -
EBITA	- -	- -	- -	- -	-2	-1	-1
Gross Margin (%)	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	31.11	23.28	27.34	26.92	8.01	9.3	13.84
Sales per Employee	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	1.53	1.61	1.66	1.71	1.72	1.72	1.72
Depreciation Expense	3	3	4	3	2	1	1
Basic Weighted Avg Shares	2	2	2	2	2	2	2
Basic EPS, GAAP	5.11	3.75	5.16	5.26	1.21	1.46	2.51
Basic EPS from Cont Ops	5.11	3.75	5.16	5.26	1.21	1.46	2.51
Diluted Weighted Avg Shares	2	2	2	2	2	2	2
Diluted EPS, GAAP	5.11	3.75	5.16	5.26	1.21	1.46	2.51
Diluted EPS from Cont Ops	5.11	3.75	5.16	5.26	1.21	1.46	2.51

Balance Sheet (USD)

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	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	289	329	351	311	13	18	15
+ Cash & Cash Equivalents	9	12	15	11	13	18	15
+ ST Investments	280	317	336	300	- -	- -	- -
+ Accounts & Notes Receiv	4	5	5	5	5	5	5
+ Accounts Receivable, Net	4	5	5	5	- -	- -	- -
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	5	5	5
+ Inventories	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-293	-334	-355	-316	-18	-23	-20
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	15	16	16	16	18	21	26
+ Property, Plant & Equip	30	32	33	34	37	40	47
- Accumulated Depreciation	15	16	17	18	19	19	21
+ LT Investments & Receivables	500	558	591	560	535	547	545
+ LT Investments	500	558	591	560	535	547	545
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-515	-574	-606	-576	-553	-569	-572
+ Total Intangible Assets	- -	- -	- -	- -	- -	- -	- -
+ Goodwill	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-515	-575	-607	-576	-554	-569	-572
Total Assets	1,121	1,257	1,324	1,362	1,372	1,415	1,517
+ Payables & Accruals	- -	- -	- -	- -	- -	- -	- -
+ Accounts Payable	- -	- -	- -	- -	3	5	4
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	-3	-5	-4
+ ST Debt	13	- -	15	62	- -	- -	- -
+ ST Borrowings	13	- -	15	62	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-13	- -	-15	-62	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-13	- -	-15	-62	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	49	37	50	93	75	106	192
+ LT Borrowings	33	34	32	28	- -	- -	- -
+ LT Finance Leases	3	4	3	3	- -	- -	- -
+ Other LT Liabilities	-49	-37	-50	-93	-75	-106	-192
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-49	-37	-50	-93	-75	-106	-192
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	1,005	1,132	1,195	1,260	1,270	1,321	1,409
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	11	11	11	17	17	17	17
+ Common Stock	6	6	6	11	11	11	11
+ Additional Paid in Capital	6	6	6	6	6	6	6
- Treasury Stock	- -	- -	1	1	1	3	4
+ Retained Earnings	101	106	114	116	114	113	115
+ Other Equity	3	8	5	-31	- -	- -	- -
Equity Before Minority Interest	115	125	129	101	101	94	109
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -
Total Equity	115	125	129	101	101	94	109
Total Liabilities & Equity	1,121	1,257	1,324	1,362	1,372	1,415	1,517
Shares Outstanding	2	2	2	2	2	2	2
Number of Employees	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	3	4	3	3	- -	- -	- -
Net Debt	37	22	32	80	-13	-18	-15
Net Debt to Equity	32.35	17.23	25.12	78.63	-13.15	-19.13	-13.45
Tangible Common Equity Ratio	10.26	9.94	9.73	7.41	7.38	6.62	7.14
Current Ratio	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

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	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
+ Net Income	11	8	11	12	3	3	5
+ Depreciation & Amortization	3	3	4	3	- -	- -	- -
+ Non-Cash Items	-1	2	-1	-1	2	-2	3
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -
+ Deferred Income Taxes	- -	- -	- -	- -	-1	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	-1	3	-1	-1	3	-2	3
+ Chg in Non-Cash Work Cap	- -	-2	- -	- -	2	1	- -
+ (Inc) Dec in Accts Receiv	- -	-1	- -	- -	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	-1	- -	- -	- -	- -
+ Inc (Dec) in Other	- -	- -	- -	- -	2	1	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	13	12	15	14	7	2	8
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	5	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	5	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-3	-2	-1	-2	-3	-1	-7
+ Acq of Fixed Prod Assets	-3	-2	-1	-2	-3	-1	-7
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	- -	- -	-2	-1
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	-2	-1
+ Net Change in LT Investment	- -	-55	-58	-17	26	-19	18
+ Dec in LT Investment	75	144	151	60	37	72	93
+ Inc in LT Investment	-76	-199	-208	-78	-11	-91	-75
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-36	-73	-13	-62	-30	-20	-105
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-39	-130	-72	-81	-6	-35	-94
+ Dividends Paid	-3	-4	-4	-4	-4	-4	-4
+ Net Cash From Debt	5	1	-2	-3	-19	25	87
+ Cash From Debt	14	11	- -	- -	- -	90	220
+ Repayments of Debt	-9	-10	-2	-3	-19	-65	-133
+ Other Financing Activities	21	124	66	69	25	19	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	23	121	60	63	2	37	82
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	-3	3	2	-4	3	5	-3
EBITDA	3	3	4	3	- -	- -	- -
EBITDA Margin (%)	7.98	9.58	10.67	8.04	- -	- -	- -
Free Cash Flow	10	10	13	13	4	1	1
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	10	10	13	13	- -	- -	1
Free Cash Flow to Equity	- -	11	11	10	-15	31	88
Free Cash Flow per Basic Share	4.7	4.61	6.14	5.79	1.73	0.67	0.55
Price/Free Cash Flow	8.21	6.46	9.18	9.27	- -	19.56	5.37
Cash Flow to Net Income	1.2	1.46	1.29	1.26	2.5	0.68	1.59
Capital Expenditures	-3	-2	-1	-2	-3	-1	-7