1ST SUMMIT BANCORP of Johnstown, Inc.

FSMK

FSMK1ST SUMMIT BANCORP of Johnstown, Inc. US flag

Other OTC

43.75

USD

+0.86

- -

92.68MMarket Cap

Profitability (USD)

Profitability Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	6.84	8.89	9.99	2.61	3.27	5.27
Return on Assets (%)	- -	0.69	0.88	0.86	0.19	0.23	0.36
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100
EBITDA Margin (%)	7.98	9.58	10.67	8.04	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	35.38	25.41	31.14	30.6	5.38	7.7	14.39
Profit Margin (%)	31.11	23.28	27.34	26.92	8.01	9.3	13.84
Net Income to Common Margin (%)	31.11	23.28	27.34	26.92	8.01	9.3	13.84
Effective Tax Rate (%)	12.07	8.37	12.2	12.03	- -	- -	3.84
Dvd Payout Ratio (%)	29.95	42.95	32.15	32.53	142.4	117.57	68.38
Sustainable Growth Rate (%)	- -	3.9	6.03	6.74	-1.11	-0.57	1.67

Credit (USD)

Credit Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	62	37	65	155	75	106	192
ST Debt	13	- -	15	62	- -	- -	- -
LT Debt	49	37	50	93	75	106	192
Total Debt/EBITDA	21.72	11.06	14.82	45	- -	- -	- -
Net Debt/EBITDA	12.98	6.37	7.35	23.15	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	10.29	9.96	9.75	7.44	7.4	6.64	7.16
Long-Term Debt/Equity (%)	42.73	29.89	38.73	91.74	73.67	112.4	176.75
Long-Term Debt/Capital (%)	27.73	23.01	25.71	36.28	42.42	52.92	63.87
Long-Term Debt/Total Assets (%)	4.4	2.98	3.78	6.82	5.45	7.46	12.66
Total Debt/Equity (%)	54.12	29.89	50.66	152.84	73.67	112.4	176.75
Total Debt/Capital (%)	35.11	23.01	33.62	60.45	42.42	52.92	63.87
Total Debt/Total Assets (%)	5.57	2.98	4.94	11.37	5.45	7.46	12.66
Net Debt to Equity	32.35	17.23	25.12	78.63	-13.15	-19.13	-13.45
Net Debt/Capital (%)	22.1	14.34	18.02	32.45	-8.19	-9.9	-5.11
EBITDA	3	3	4	3	- -	- -	- -
EBITDA-CapEx	- -	1	3	2	-3	-1	-7
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	10.29	9.96	9.75	7.44	7.4	6.64	7.16
Long-Term Debt/Equity (%)	42.73	29.89	38.73	91.74	73.67	112.4	176.75
Long-Term Debt/Capital (%)	27.73	23.01	25.71	36.28	42.42	52.92	63.87
Long-Term Debt/Total Assets (%)	4.4	2.98	3.78	6.82	5.45	7.46	12.66
Total Debt/Equity (%)	54.12	29.89	50.66	152.84	73.67	112.4	176.75
Total Debt/Capital (%)	35.11	23.01	33.62	60.45	42.42	52.92	63.87
Total Debt/Total Assets (%)	5.57	2.98	4.94	11.37	5.45	7.46	12.66
CFO/Total Liabilities	1.34	1.06	1.22	1.15	0.52	0.16	0.6
CFO/CapEx	4.3	6.32	12.36	7.99	2.33	3.03	1.16
Altman's Z-Score	0.24	0.19	0.22	0.22	0.14	0.16	0.17

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	8.11	8.59	9.12	13.75	- -	- -
Days Sales Outstanding	- -	45.02	42.47	40.01	26.54	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	136	90	145	151	- -	56	85
- Cash & Cash Equivalents	9	12	15	11	13	18	15
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	62	37	65	155	75	106	192
Enterprise Value	-90	-201	-140	-5	61	143	262
Total Capital	178	163	195	256	176	200	301
Total Debt/Capital (%)	35.11	23.01	33.62	60.45	42.42	52.92	63.87
Total Debt / EV	-0.69	-0.19	-0.47	-29.92	1.22	0.74	0.73
EV/Sales	- -	- -	- -	- -	1.86	4.17	6.8
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	9.27	65.7	30.85
EV/Free Cash Flow to Firm	- -	- -	- -	- -	6.48	49.38	16.56
Diluted Market Cap	136	90	145	151	- -	57	85
Diluted Enterprise Value	190	115	196	295	61	144	262
EV per Share	- -	- -	- -	- -	28.04	67.04	123.78
TTM Sales	36	35	41	43	33	34	39
TTM EBITDA	3	3	4	3	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	13	12	15	14	7	2	8
TTM Free Cash Flow to Firm	17	14	16	16	9	3	16

Multiples (USD)

Valuation Multiples API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	8.21	6.46	9.18	9.27	- -	19.56	5.37
EV/EBIT	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-90	-201	-140	-5	61	143	262
Low Price	59.5	41	49	69	- -	24.25	20.35
EV/Sales	- -	- -	- -	- -	1.86	4.17	6.8
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	12.14	10.94	12.83	13.12	- -	17.76	15.92
Price/Earnings Average	12.02	10.94	11.16	13.12	- -	24.1	10.93
Price/Earnings High	12.24	10.94	12.83	13.12	- -	51.23	16.02
Price/Earnings Low	11.65	10.94	9.49	13.12	- -	16.56	8.1
Price/Book Value	1.18	0.72	1.12	1.49	- -	0.59	0.78
Price/Book Value Average	1.17	0.72	0.98	1.49	- -	0.8	0.54
Price/Book Value High	1.19	0.72	1.12	1.49	- -	1.7	0.78
Price/Book Value Low	1.13	0.72	0.83	1.49	- -	0.55	0.4
Price/Tangible Book Value	1.18	0.72	1.13	1.5	- -	0.59	0.78
Price/Tangible Book Value Average	1.17	0.72	0.98	1.5	- -	0.8	0.54
Price/Tangible Book Value High	1.19	0.72	1.13	1.5	- -	1.71	0.79
Price/Tangible Book Value Low	1.14	0.72	0.83	1.5	- -	0.55	0.4
Price/Sales	3.78	2.55	3.51	3.53	- -	1.65	2.2
Price/Sales Average	3.74	2.55	3.05	3.53	- -	2.24	1.51
Price/Sales High	3.81	2.55	3.51	3.53	- -	4.77	2.22
Price/Sales Low	3.62	2.55	2.59	3.53	- -	1.54	1.12
Price/Cash Flow	10.12	7.49	9.92	10.43	- -	26.02	10
Price/Cash Flow Average	10.02	7.49	8.63	10.43	- -	35.31	6.87
Price/Cash Flow High	10.2	7.49	9.92	10.43	- -	75.07	10.06
Price/Cash Flow Low	9.71	7.49	7.34	10.43	- -	24.27	5.09
Price/Free Cash Flow Average	8.13	6.46	7.98	9.27	- -	26.54	3.69
Price/Free Cash Flow High	8.28	6.46	9.18	9.27	- -	56.42	5.4
Price/Free Cash Flow Low	7.88	6.46	6.79	9.27	- -	18.24	2.73
EV/Sales Average	5.22	3.26	4.28	6.9	1.86	4.75	6.11
EV/Sales High	5.29	3.26	4.74	6.9	1.86	7.22	6.81
EV/Sales Low	5.11	3.26	3.82	6.9	1.86	4.06	5.72
EV/EBITDA Average	65.49	34.03	40.11	85.84	- -	- -	- -
EV/EBITDA High	66.35	34.03	44.39	85.84	- -	- -	- -
EV/EBITDA Low	64.06	34.03	35.83	85.84	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -
Last Price	62	41	66.25	69	- -	26	40
High Price	62.5	41	66.25	69	- -	75	40.25
Enterprise Value Average	188	115	177	295	61	163	236
Enterprise Value High	191	115	196	295	61	248	263
Enterprise Value Low	184	115	158	295	61	139	221

Profitability (USD)

Profitability Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	6.84	8.89	9.99	2.61	3.27	5.27
Return on Assets (%)	- -	0.69	0.88	0.86	0.19	0.23	0.36
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100
EBITDA Margin (%)	7.98	9.58	10.67	8.04	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	35.38	25.41	31.14	30.6	5.38	7.7	14.39
Profit Margin (%)	31.11	23.28	27.34	26.92	8.01	9.3	13.84
Net Income to Common Margin (%)	31.11	23.28	27.34	26.92	8.01	9.3	13.84
Effective Tax Rate (%)	12.07	8.37	12.2	12.03	- -	- -	3.84
Dvd Payout Ratio (%)	29.95	42.95	32.15	32.53	142.4	117.57	68.38
Sustainable Growth Rate (%)	- -	3.9	6.03	6.74	-1.11	-0.57	1.67

Credit (USD)

Credit Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	62	37	65	155	75	106	192
ST Debt	13	- -	15	62	- -	- -	- -
LT Debt	49	37	50	93	75	106	192
Total Debt/EBITDA	21.72	11.06	14.82	45	- -	- -	- -
Net Debt/EBITDA	12.98	6.37	7.35	23.15	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	10.29	9.96	9.75	7.44	7.4	6.64	7.16
Long-Term Debt/Equity (%)	42.73	29.89	38.73	91.74	73.67	112.4	176.75
Long-Term Debt/Capital (%)	27.73	23.01	25.71	36.28	42.42	52.92	63.87
Long-Term Debt/Total Assets (%)	4.4	2.98	3.78	6.82	5.45	7.46	12.66
Total Debt/Equity (%)	54.12	29.89	50.66	152.84	73.67	112.4	176.75
Total Debt/Capital (%)	35.11	23.01	33.62	60.45	42.42	52.92	63.87
Total Debt/Total Assets (%)	5.57	2.98	4.94	11.37	5.45	7.46	12.66
Net Debt to Equity	32.35	17.23	25.12	78.63	-13.15	-19.13	-13.45
Net Debt/Capital (%)	22.1	14.34	18.02	32.45	-8.19	-9.9	-5.11
EBITDA	3	3	4	3	- -	- -	- -
EBITDA-CapEx	- -	1	3	2	-3	-1	-7
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	10.29	9.96	9.75	7.44	7.4	6.64	7.16
Long-Term Debt/Equity (%)	42.73	29.89	38.73	91.74	73.67	112.4	176.75
Long-Term Debt/Capital (%)	27.73	23.01	25.71	36.28	42.42	52.92	63.87
Long-Term Debt/Total Assets (%)	4.4	2.98	3.78	6.82	5.45	7.46	12.66
Total Debt/Equity (%)	54.12	29.89	50.66	152.84	73.67	112.4	176.75
Total Debt/Capital (%)	35.11	23.01	33.62	60.45	42.42	52.92	63.87
Total Debt/Total Assets (%)	5.57	2.98	4.94	11.37	5.45	7.46	12.66
CFO/Total Liabilities	1.34	1.06	1.22	1.15	0.52	0.16	0.6
CFO/CapEx	4.3	6.32	12.36	7.99	2.33	3.03	1.16
Altman's Z-Score	0.24	0.19	0.22	0.22	0.14	0.16	0.17

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	8.11	8.59	9.12	13.75	- -	- -
Days Sales Outstanding	- -	45.02	42.47	40.01	26.54	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	136	90	145	151	- -	56	85
- Cash & Cash Equivalents	9	12	15	11	13	18	15
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	62	37	65	155	75	106	192
Enterprise Value	-90	-201	-140	-5	61	143	262
Total Capital	178	163	195	256	176	200	301
Total Debt/Capital (%)	35.11	23.01	33.62	60.45	42.42	52.92	63.87
Total Debt / EV	-0.69	-0.19	-0.47	-29.92	1.22	0.74	0.73
EV/Sales	- -	- -	- -	- -	1.86	4.17	6.8
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	9.27	65.7	30.85
EV/Free Cash Flow to Firm	- -	- -	- -	- -	6.48	49.38	16.56
Diluted Market Cap	136	90	145	151	- -	57	85
Diluted Enterprise Value	190	115	196	295	61	144	262
EV per Share	- -	- -	- -	- -	28.04	67.04	123.78
TTM Sales	36	35	41	43	33	34	39
TTM EBITDA	3	3	4	3	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	13	12	15	14	7	2	8
TTM Free Cash Flow to Firm	17	14	16	16	9	3	16

Multiples (USD)

Valuation Multiples API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	8.21	6.46	9.18	9.27	- -	19.56	5.37
EV/EBIT	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-90	-201	-140	-5	61	143	262
Low Price	59.5	41	49	69	- -	24.25	20.35
EV/Sales	- -	- -	- -	- -	1.86	4.17	6.8
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	12.14	10.94	12.83	13.12	- -	17.76	15.92
Price/Earnings Average	12.02	10.94	11.16	13.12	- -	24.1	10.93
Price/Earnings High	12.24	10.94	12.83	13.12	- -	51.23	16.02
Price/Earnings Low	11.65	10.94	9.49	13.12	- -	16.56	8.1
Price/Book Value	1.18	0.72	1.12	1.49	- -	0.59	0.78
Price/Book Value Average	1.17	0.72	0.98	1.49	- -	0.8	0.54
Price/Book Value High	1.19	0.72	1.12	1.49	- -	1.7	0.78
Price/Book Value Low	1.13	0.72	0.83	1.49	- -	0.55	0.4
Price/Tangible Book Value	1.18	0.72	1.13	1.5	- -	0.59	0.78
Price/Tangible Book Value Average	1.17	0.72	0.98	1.5	- -	0.8	0.54
Price/Tangible Book Value High	1.19	0.72	1.13	1.5	- -	1.71	0.79
Price/Tangible Book Value Low	1.14	0.72	0.83	1.5	- -	0.55	0.4
Price/Sales	3.78	2.55	3.51	3.53	- -	1.65	2.2
Price/Sales Average	3.74	2.55	3.05	3.53	- -	2.24	1.51
Price/Sales High	3.81	2.55	3.51	3.53	- -	4.77	2.22
Price/Sales Low	3.62	2.55	2.59	3.53	- -	1.54	1.12
Price/Cash Flow	10.12	7.49	9.92	10.43	- -	26.02	10
Price/Cash Flow Average	10.02	7.49	8.63	10.43	- -	35.31	6.87
Price/Cash Flow High	10.2	7.49	9.92	10.43	- -	75.07	10.06
Price/Cash Flow Low	9.71	7.49	7.34	10.43	- -	24.27	5.09
Price/Free Cash Flow Average	8.13	6.46	7.98	9.27	- -	26.54	3.69
Price/Free Cash Flow High	8.28	6.46	9.18	9.27	- -	56.42	5.4
Price/Free Cash Flow Low	7.88	6.46	6.79	9.27	- -	18.24	2.73
EV/Sales Average	5.22	3.26	4.28	6.9	1.86	4.75	6.11
EV/Sales High	5.29	3.26	4.74	6.9	1.86	7.22	6.81
EV/Sales Low	5.11	3.26	3.82	6.9	1.86	4.06	5.72
EV/EBITDA Average	65.49	34.03	40.11	85.84	- -	- -	- -
EV/EBITDA High	66.35	34.03	44.39	85.84	- -	- -	- -
EV/EBITDA Low	64.06	34.03	35.83	85.84	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -
Last Price	62	41	66.25	69	- -	26	40
High Price	62.5	41	66.25	69	- -	75	40.25
Enterprise Value Average	188	115	177	295	61	163	236
Enterprise Value High	191	115	196	295	61	248	263
Enterprise Value Low	184	115	158	295	61	139	221

Shares Outstanding	2	2	2	2	2	2	2
Diluted Weighted Avg Shares	2	2	2	2	2	2	2
Basic Weighted Avg Shares	2	2	2	2	2	2	2
Revenue per Share	16.42	16.1	18.88	19.53	15.09	15.73	18.15
EBITDA per Share	1.31	1.54	2.02	1.57	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	5.11	3.75	5.16	5.26	1.21	1.46	2.51
Basic EPS from Cont Ops	5.11	3.75	5.16	5.26	1.21	1.46	2.51
Diluted EPS, GAAP	5.11	3.75	5.16	5.26	1.21	1.46	2.51
Diluted EPS from Cont Ops	5.11	3.75	5.16	5.26	1.21	1.46	2.51
Dividend per Share	1.53	1.61	1.66	1.71	1.72	1.72	1.72
Cash Flow per Share	6.12	5.48	6.68	6.62	3.02	1	4
Free Cash Flow per Basic Share	4.7	4.61	6.14	5.79	1.73	0.67	0.55
Cash & Equivalents per Share	131.63	149.81	160.13	142.02	6.09	8.42	6.9
Book Value per Share	52.55	57.07	58.98	46.23	46.33	44	51.31
Tangible Book Value per Share	52.37	56.89	58.81	46.05	46.18	43.84	51.15

1ST SUMMIT BANCORP of Johnstown, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)