1. Japan Stocks

  2. •

    Technology services

  3. •

    Packaged software
Money Forward, Inc.

Money Forward, Inc.

38.20
EUR
0.00
(0.00%)
1.32BMarket Cap
Jan 14Next Earn
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
13.25
46.28
85.39
119.3
164.02
243.24
316.13
401.02
562.79
741.66
912.89
- -
Basic EPS, GAAP
-34.27
-26.68
-24.82
-21.17
-58.95
-52.08
-29.97
-176.44
-116.98
-116.32
28.78
- -
Free Cash Flow per Basic Share
-31.62
-22.25
-15
-30.38
-85.63
-49.13
-94.27
-156.7
-54.1
-204.53
-137.81
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
0.77
13.11
25.36
- -
Book Value per Share
58.41
56.62
104.58
85.05
178.79
202.68
759.76
606.95
523.41
685.22
792.54
803.51
Tangible Book Value per Share
58.41
56.5
83.72
61.67
119.24
106.96
645.32
402.79
274.61
373.2
307.47
174.06
Basic Weighted Avg Shares
33
33
34
39
44
47
49
54
54
54
55
55
Sales/Revenue/Turnover
442
1,542
2,900
4,595
7,157
11,318
15,633
21,477
30,381
40,364
50,350
- -
Operating Margin (%)
-253.64
-56.84
-27.5
-17.33
-34.18
-24.78
-6.8
-39.43
-20.83
-11.73
-5.27
- -
Depreciation Expense
5
8
16
142
177
491
868
1,564
2,431
3,552
5,030
- -
Net Income, GAAP
-1,142
-889
-843
-815
-2,572
-2,423
-1,482
-9,450
-6,315
-6,331
1,587
- -
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
35.7
- -
Profit Margin (%)
-258.57
-57.64
-29.07
-17.75
-35.94
-21.41
-9.48
-44
-20.79
-15.68
3.15
- -
Working Capital
1,851
2,284
4,765
3,365
5,473
5,220
31,749
14,850
24,217
26,800
26,802
27,135
LT Debt
- -
540
1,955
2,425
2,810
3,068
2,141
6,367
21,948
20,897
22,995
32,427
Total Equity
1,946
1,887
4,012
3,383
8,030
10,238
42,333
35,083
34,660
44,676
55,865
57,582
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
-1.98
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
1.37
- -
Return on Common Equity (%)
- -
-46.38
-28.58
-22.35
-45.87
-27.55
-5.91
-25.83
-20.72
-19.25
3.91
- -

Capital Structure

JPY

•

in mil. unless spec.
May'24
Feb'26
May'26
ST Debt
9,725
- -
14,863
LT Borrowings
21,330
- -
29,881
LT Finance Leases
- -
- -
2,546
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
55
55
55
Market Capitalization
284,708
175,556
245,077

Working Capital

JPY

•

in mil. unless spec.
May'24
Feb'26
May'26
Total Current Assets
47,577
- -
77,332
Cash, Cash Equivalents & STI
31,286
- -
53,919
Accounts Receivable, Net
5,002
- -
16,907
Inventories
25
- -
244
Total Current Liabilities
29,231
- -
50,198
Payables & Accruals
- -
- -
- -
ST Debt
9,725
- -
14,863
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
60.78%
69.82%
25.05%
Free Cash Flow
61.75%
73.63%
-31.71%
Net Income, GAAP
51.98%
68.14%
-125.07%
Sales/Revenue/Turnover
68.41%
34.91%
24.74%
Total Cash Common Dividend
- -
- -
96.06%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
9,544
10,320
- -
- -
40,364
2025
- -
- -
- -
- -
50,350
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-24.33
-23.5
- -
- -
-116.32
2025
- -
- -
- -
- -
28.78
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
13.11
2025
- -
- -
- -
- -
25.36
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Yosuke Tsuji
Full Time Employees
2,839
Sector
Technology services
Industry
Packaged software
Address
Tamachi Station Tower S Tokyo TY Japan 108-0023
IPO Date
Sep 29, 2017
Website
corp.moneyforward.com
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Business
Money Forward, Inc. provides cloud-based financial technology solutions for individuals and businesses primarily in Japan. Founded in 2012 and headquartered at 21F Tamachi Station Tower S in Tokyo's Minato-ku, the company offers personal financial management services including Money Forward ME for automated household accounting and asset visualization, MONEY PLUS for financial literacy, Money Forward Personal Financial Consulting, Money Forward Mall for comparing financial products such as credit cards and securities accounts, and related apps like Tock pop for coupons; its Money Forward Cloud suite delivers SaaS applications for corporate back-office operations encompassing Accounting, Tax Return, Payroll, Invoice Issuing, Expense, Attendance, Social Insurance, HR Database, Fixed-Assets Management, Payable Management, Project Cost, Consolidated Accounting, Corporate Housing Benefits, AI Contract Review, Aptitude Test, Survey, and AI Tax Return, alongside platforms like Money Forward Kessai for payments, Fintech Platform for institutions, Admina for administration, and Mikatano series for business procedures. Operations extend across Japan via branches in Sapporo, Sendai, Nagoya, Kyoto, Osaka, Hiroshima, and Fukuoka, with development centers in Vietnam and India, and subsidiaries including Money Forward Kessai, R&AC, Shatoku for housing management, Outlook Consulting, Cashmo, michibiku, and Money Forward HOME in partnership with Sumitomo Mitsui Card. Recent developments feature 2024 acquisitions of Shatoku, Inc. and Outlook Consulting Co., Ltd., establishment of Money Forward X and Money Forward Consulting, 2025 additions of Cashmo, Inc., WhippleWood CPAs PC, and michibiku, Inc., new releases including Money Forward Accounting Outsourcing in June, Cloud AI Contract Review in August, Aptitude Test and Survey in October, and AI Tax Return in November, plus unveiling of mascot me:mo.