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Europejskie Centrum Odszkodowan S.A.

Europejskie Centrum Odszkodowan S.A.

GGPW:EUC
0.51
PLN
0.00
(0.00%)
2.38EPS
0.87P/E
11.65MMarket Cap
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
TTM
Revenue per Share
5.2
8.8
11.04
16.3
15.82
17.55
14.89
13.33
10.7
8.05
0.24
3.62
2.38
2.48
Basic EPS, GAAP
1.38
1.83
2.72
4.04
4.94
2.53
1.92
1.3
1.23
-3.6
-18.67
-0.73
1.82
2.38
Free Cash Flow per Basic Share
0.4
1.79
5.78
1.74
1.58
4.06
-0.16
2.69
1.33
1.1
2.16
0.09
-0.11
-0.06
Dividend per Share
0.48
0.82
1.07
2.84
3.68
1.48
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
4.13
5.62
6.96
8.59
9.75
8.21
7.52
7.97
9.75
6.27
-14.3
-16.42
-14.56
-14.45
Tangible Book Value per Share
4.13
5.61
6.96
6.8
7.95
0.64
-0.03
0.45
2.27
1.65
-14.4
-16.46
-14.56
-14.45
Basic Weighted Avg Shares
6
6
6
6
6
6
6
6
6
6
6
6
6
6
Sales/Revenue/Turnover
29
49
62
91
89
98
83
75
60
45
1
20
13
14
Operating Margin (%)
16.9
20.75
26.54
27.31
27.48
21.7
19.11
15.82
21.08
2.44
-1,493.76
-2.7
93.83
111.92
Depreciation Expense
1
1
1
1
1
3
4
2
2
2
1
1
1
- -
Net Income, GAAP
8
10
15
23
28
14
11
7
7
-20
-105
-4
10
13
Effective Tax Rate (%)
- -
8.21
9.15
13.44
- -
21.03
30.36
18.62
20.3
- -
- -
- -
3.08
3.36
Profit Margin (%)
26.55
20.79
24.66
24.78
31.22
14.4
12.89
9.76
11.47
-44.69
-7,676.95
-20.25
76.55
96.06
Working Capital
14
25
24
31
36
43
45
-1
44
24
-85
-95
-32
-31
LT Debt
- -
- -
1
1
6
55
53
1
37
22
- -
- -
19
19
Total Equity
23
32
41
48
56
47
43
46
56
35
-80
-92
-82
-81
Return on Invested Capital (%)
- -
31.09
33.87
41.19
- -
17.27
12.14
9.32
8.44
- -
- -
- -
- -
- -
Return on Capital (%)
- -
32.26
35.43
42.64
- -
17.18
11.45
9.43
8.47
- -
- -
- -
-19.16
-24.45
Return on Common Equity (%)
36.5
37.52
43.27
51.93
53.86
28.14
24.4
16.79
13.85
-44.9
- -
- -
- -
- -

Capital Structure

PLN

•

in mil. unless spec.
Dec'24
Mar'25
Sep'25
ST Debt
5
5
5
LT Borrowings
19
18
19
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
6
6
6
Market Capitalization
4
11
12

Working Capital

PLN

•

in mil. unless spec.
Dec'24
Mar'25
Sep'25
Total Current Assets
9
8
10
Cash, Cash Equivalents & STI
- -
- -
- -
Accounts Receivable, Net
2
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
40
39
41
Payables & Accruals
- -
- -
- -
ST Debt
5
5
5
Deferred Revenue
- -
- -
- -

Growth Rates

PLN

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-32.26%
-67.52%
-11.31%
Free Cash Flow
-208.02%
-58.09%
-222.29%
Net Income, GAAP
-45.86%
-84.83%
-348.68%
Sales/Revenue/Turnover
124.11%
242.22%
-34.23%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

PLN

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
3
5
5
7
20
2024
4
3
4
2
13
2025
4
- -
4
- -
- -

Quarterly Earnings Per Share

PLN

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.04
0.03
0.03
-0.83
-0.73
2024
-0.22
-0.33
0.07
2.3
1.82
2025
0.06
- -
-0.04
- -
- -

Quarterly Dividends Per Share

PLN

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Renata Sawicz
Full Time Employees
55
Sector
Finance
Industry
Insurance brokers/Services
Address
ul. Sw. M. Kolbe 18 Legnica DS Poland 59-220
IPO Date
Jan 29, 2010
Website
euco.pl
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Business
Europejskie Centrum Odszkodowan S.A. is a Poland-based company specializing in legal and financial services for individuals injured in accidents and their relatives, focusing on securing compensation from insurance companies. The company offers a comprehensive range of services including legal assistance; negotiation with insurance companies; documentation and evidence collection; damage assessment; analysis of insurance agreements; and management of claims related to personal injury, property damage, loss of income, medical cost reimbursement, and travel expenses. Through its subsidiary Eucocar S.A., it also provides replacement vehicles following traffic collisions. Europejskie Centrum Odszkodowan operates primarily in Poland, the Czech Republic, Slovakia, Hungary, and Romania. Founded in 2004 and headquartered in Legnica, Poland, the company serves individual accident victims and their families as well as broader financial and insurance market segments. In the past 1-2 years, Europejskie Centrum Odszkodowan S.A. has entered a new strategic phase emphasizing responsible and sustainable development in response to evolving market demands and the changing role of compensation companies in society. The company continues to focus on expanding its service offerings and regional presence, maintaining robust customer support in claims recovery processes. Recent financial reports and disclosures confirm steady operational activities and ongoing efforts to enhance the quality and scope of client services, including the launch of digital tools aimed at streamlining compensation claims management. The company is publicly traded on the Warsaw Stock Exchange under the ticker EUC.WA. Its core business segments include insurance brokerage services and legal compensation claims recovery within the financial sector. Key operational markets comprise Central and Eastern European countries, supporting clients injured in accidents to obtain compensation efficiently. Europejskie Centrum Odszkodowan S.A. is managed by CEO Krzysztof Lewandowski and employs around 60 staff, continuously adapting its service portfolio to legal and insurance sector developments in the region.