1. Poland Stocks

  2. •

    Finance

  3. •

    Insurance brokers/Services
Votum S.A.

Votum S.A.

41.50
PLN
-0.40
(-0.95%)
10.09EPS
4.49P/E
532.80MMarket Cap
Nov 24Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
4.81
6.19
7.7
8.2
7.83
8.77
11.81
12.55
16.3
25.18
32.26
33.95
38.53
37.15
Basic EPS, GAAP
0.43
0.79
1.22
1.05
0.26
0.69
1.44
0.72
0.84
7.59
10.99
9.41
11.68
9.9
Free Cash Flow per Basic Share
0.21
1.14
0.97
0.03
-0.3
0.66
0.69
-0.07
-0.08
1.42
3.19
8.48
16.04
13.44
Dividend per Share
0.44
0.51
0.99
0.47
0.68
0.02
0.2
- -
0.35
0.41
2.51
2.9
6.81
2.58
Book Value per Share
1.52
1.81
2.04
2.64
2.2
3.42
4.61
5.34
5.74
12.57
20.24
26.82
31.81
31.56
Tangible Book Value per Share
1.13
1.46
1.67
2.28
1.83
2.9
3.06
3.71
4.16
11.18
19.89
26.46
31.78
31.4
Basic Weighted Avg Shares
12
12
12
12
12
12
12
12
12
12
12
12
12
12
Sales/Revenue/Turnover
58
74
92
98
94
105
142
151
196
302
387
407
462
442
Operating Margin (%)
59.51
64.54
20.98
16.73
6.23
11.22
15.96
7.2
9.3
39.01
40.74
34.74
39.1
35.68
Depreciation Expense
1
1
2
2
2
3
2
2
3
3
3
5
7
7
Net Income, GAAP
5
10
15
13
3
8
17
9
10
91
132
113
140
118
Effective Tax Rate (%)
18.31
22.16
20.88
19.55
28.42
20.85
20.13
23.42
38.28
17.48
19.28
19.47
20.53
20.27
Profit Margin (%)
8.87
12.81
15.83
12.85
3.35
7.87
12.22
5.76
5.15
30.13
34.08
27.71
30.31
26.64
Working Capital
2
6
8
10
8
11
13
17
25
114
184
193
215
200
LT Debt
4
4
4
11
18
19
13
11
13
11
16
14
12
19
Total Equity
18
22
25
32
27
41
56
64
70
152
246
327
388
384
Return on Invested Capital (%)
21.56
39.11
52.19
34.12
7.29
15.72
23.9
9.97
11.56
67.33
57.22
36.25
36.53
30.2
Return on Capital (%)
25.02
39.47
52.91
35.08
7.52
15.24
23.86
11.17
11.08
66.62
58.65
36.05
36.43
29.23
Return on Common Equity (%)
27.96
47.48
63.23
45.01
10.86
24.57
35.96
14.53
15.15
82.85
67
39.97
39.84
31.79

Capital Structure

PLN

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
12
13
10
LT Borrowings
3
7
12
LT Finance Leases
9
8
6
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
12
12
12
Market Capitalization
547
499
533

Working Capital

PLN

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
366
388
336
Cash, Cash Equivalents & STI
170
209
173
Accounts Receivable, Net
23
36
33
Inventories
- -
- -
- -
Total Current Liabilities
150
161
136
Payables & Accruals
- -
- -
- -
ST Debt
12
13
10
Deferred Revenue
- -
- -
- -

Growth Rates

PLN

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
35.84%
48.15%
18.65%
Free Cash Flow
-289.12%
-278.52%
89.06%
Net Income, GAAP
100.82%
174.97%
24.17%
Sales/Revenue/Turnover
18.61%
26.25%
13.51%
Total Cash Common Dividend
1,541.07%
2,916.09%
135.3%

Quarterly Revenue

PLN

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
77
102
89
140
407
2025
123
116
98
125
462
2026
106
112
- -
- -
- -

Quarterly Earnings Per Share

PLN

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.7
1.89
1.59
4.28
9.41
2025
3.69
2.99
2.51
2.6
11.68
2026
2.34
2.45
- -
- -
- -

Quarterly Dividends Per Share

PLN

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
2.87
2.9
2025
- -
- -
-0.88
3.41
6.81
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Bartlomiej Krupa
Full Time Employees
489
Sector
Finance
Industry
Insurance brokers/Services
Address
ul. Wyscigowa 56 i Wroclaw DS Poland 53-012
IPO Date
Dec 20, 2010
Website
votum-sa.pl
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Business
Votum S.A. (VOT.WA) is a Poland-based holding company specializing in legal and financial assistance services for individuals seeking compensation from insurance companies and financial institutions. The company operates through key segments including Personal Damages, which pursues claims for material and non-pecuniary damages from compulsory third-party motor vehicle liability insurance events; Damage to Vehicles; Bank Claims, focusing on abusive clauses in foreign currency-denominated loans (CHF, EUR, USD) and excessive costs in consumer loans such as free-rate credits; Rehabilitation Services providing functional rehabilitation; RES encompassing photovoltaic installations, eco-friendly heating systems, and smart energy management for households and corporates; and Other Services including debt collection and leasing support. Votum S.A. serves over 300,000 customers across Central and Eastern Europe, having facilitated more than PLN 2.4 billion in compensations to date. Founded in 2005 by Adam Gilowski and headquartered in Wroclaw, Poland, at Wyścigowa 56 I, the company targets victims of road accidents, credit borrowers, and those requiring rehabilitation or renewable energy solutions. Recent developments include the approval of an interim dividend advance for 2025 in September 2025, alongside the publication of half-year 2025 consolidated financial statements and activity reports; updates to the company's statute in May 2025; and notifications of insider transactions and directorial dealings in June and September 2025, reflecting ongoing governance and shareholder value initiatives.