1. France Stocks

  2. •

    Finance

  3. •

    Specialty insurance
Coface SA

Coface SA

15.41
EUR
-0.05
(-0.32%)
2.26BMarket Cap
Nov 03Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
8.32
8.37
8.72
8.27
7.83
8.03
8.6
7.41
8.6
10.56
10.75
11.04
11.14
- -
Basic EPS, GAAP
0.81
0.8
0.8
0.26
0.53
0.79
0.97
0.55
1.5
1.61
1.61
1.75
1.49
- -
Free Cash Flow per Basic Share
0.89
1.59
1.74
0.79
1.23
0.68
1.54
1.07
2.08
2.84
1.8
2.19
1.42
- -
Dividend per Share
0.41
1.46
0.48
0.48
0.13
0.34
0.79
- -
0.55
1.5
1.52
1.3
1.4
- -
Book Value per Share
11.35
10.93
11.22
11.19
11.5
11.94
12.74
13.35
14.96
13.54
13.76
14.69
14.83
14.49
Tangible Book Value per Share
9.82
9.45
9.79
9.81
10.11
10.48
11.28
11.81
13.42
11.94
12.15
13.08
13.06
12.71
Basic Weighted Avg Shares
157
157
157
157
157
154
151
150
149
149
149
149
149
149
Sales/Revenue/Turnover
1,304
1,314
1,369
1,298
1,228
1,237
1,301
1,114
1,282
1,574
1,602
1,649
1,662
- -
Operating Margin (%)
15.1
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
10
21
21
51
-12
-5
43
39
30
41
41
38
34
- -
Net Income, GAAP
127
125
126
42
83
122
147
83
224
240
241
261
222
- -
Effective Tax Rate (%)
34.48
32.41
27.75
53.37
40.12
34.33
27.42
36
23.17
26.53
26.79
28.73
23.65
- -
Profit Margin (%)
9.77
9.51
9.22
3.2
6.77
9.89
11.28
7.44
17.46
15.27
15.02
15.83
13.35
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
1,357
1,930
2,006
1,979
2,025
1,926
2,021
1,903
1,971
2,404
2,555
2,391
2,343
2,063
Total Equity
1,793
1,725
1,767
1,761
1,803
1,806
1,925
1,999
2,230
2,021
2,053
2,196
2,215
2,167
Return on Invested Capital (%)
4.08
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
4.25
3.94
3.73
1.32
2.49
3.53
4.23
2.47
5.93
6.07
5.88
6.35
5.52
- -
Return on Common Equity (%)
7.19
7.15
7.26
2.36
4.68
6.78
7.87
4.23
10.59
11.32
11.82
12.3
10.08
- -

Capital Structure

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
2,275
1,827
1,974
LT Finance Leases
68
69
89
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
149
150
149
Market Capitalization
2,317
2,222
2,259

Working Capital

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,211
3,176
3,147
Accounts Receivable, Net
3,102
3,532
3,570
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.43%
2.33%
0.89%
Free Cash Flow
12.68%
15.95%
-34.98%
Net Income, GAAP
22.77%
34.2%
-14.96%
Sales/Revenue/Turnover
2.43%
8.67%
0.83%
Total Cash Common Dividend
- -
- -
7.58%

Quarterly Revenue

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
411
411
408
419
1,649
2025
419
430
- -
411
1,662
2026
414
425
- -
- -
- -

Quarterly Earnings Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.46
0.49
0.44
0.36
1.75
2025
0.42
0.42
- -
0.31
1.49
2026
0.36
0.36
- -
- -
- -

Quarterly Dividends Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.3
2025
- -
- -
- -
- -
1.4
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Xavier Pascal Durand
Full Time Employees
5,511
Sector
Finance
Industry
Specialty insurance
Address
1, Place Costes et Bellonte Bois-Colombe IDF France 92270
IPO Date
Jun 27, 2014
Website
coface.com
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Business
Coface SA (COFA.PA) provides credit insurance and related risk management services to businesses worldwide. The company offers trade credit insurance to protect against non-payment risks; business information services including reports, credit scores, opinions, sector and country risk assessments; debt collection and receivable management; factoring solutions; and surety bonds through products such as single-buyer insurance and multi-buyer policies tailored for sectors including agri-food, automotive, chemicals, construction, energy, metals, manufacturing, services and trade. Coface operates in over 100 countries across Western Europe, Northern Europe, Central and Eastern Europe, the Mediterranean and Africa, North America, Latin America, and Asia-Pacific, serving more than 100,000 clients with coverage for exposures exceeding EUR715 billion. Founded in 1946 and headquartered in Bois-Colombes, France, Coface recently finalized the acquisition of Cedar Rose Group in July 2025 to strengthen information services in the Middle East and Africa; completed the acquisition of Novertur International SA (business-monitor.ch) in 2025 to enhance business information offerings in Switzerland; created a new Lloyd’s syndicate to provide AA-rated solutions for financial institution clients; appointed Joerg Diewald as Director of Information Services and Partnerships and Thibault Surer to lead a new technology division focused on data, connectivity and product innovation; and expanded leadership in Latin America with new hires to support growth in credit insurance, data management and debt recovery across the region.