Old Republic International Corporation

Old Republic International Corporation

35.83
EUR
+0.51
(+1.44%)
4.00EPS
8.91P/E
8.80BMarket Cap
Jan 28Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
21.14
21.39
22.22
22.74
23.89
21.27
24.86
23.99
30.93
26.85
25.71
31.86
37.31
39.9
Basic EPS, GAAP
1.74
1.58
1.63
1.8
2.14
1.26
3.52
1.87
5.08
2.28
2.12
3.3
3.82
4.67
Free Cash Flow per Basic Share
2.67
-0.7
2.65
2.46
1.73
2.58
3.12
3.97
4.34
3.89
3.12
4.77
4.75
5.26
Dividend per Share
0.72
0.73
0.74
0.75
0.76
1.7
1.79
0.84
3.37
1.93
0.98
1.05
3.2
3.75
Book Value per Share
14.49
15.04
14.81
16.98
17.58
17
19.76
20.34
22.41
20.79
23.03
22.58
24.01
25.15
Tangible Book Value per Share
14.49
15.04
14.81
16.98
17.58
17
19.76
20.34
22.41
20.79
23.03
22.58
24.01
25.15
Basic Weighted Avg Shares
257
259
260
259
262
294
300
299
302
301
282
258
245
243
Sales/Revenue/Turnover
5,443
5,531
5,766
5,900
6,263
6,259
7,460
7,166
9,341
8,083
7,258
8,232
9,136
9,716
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
448
410
422
467
561
371
1,056
559
1,534
686
599
853
935
1,138
Effective Tax Rate (%)
33.44
32.77
33.18
31.92
22.72
15.43
20.11
18.84
20.17
19.93
19.9
20.28
20.45
20.72
Profit Margin (%)
8.23
7.41
7.32
7.91
8.95
5.92
14.16
7.8
16.42
8.49
8.25
10.36
10.24
11.71
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
569
965
953
1,529
1,449
981
577
569
1,589
1,198
1,192
1,589
1,590
1,590
Total Equity
3,775
3,924
3,881
4,461
4,733
5,146
6,000
6,187
6,893
6,173
6,411
5,619
5,928
6,088
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
10.86
9.25
9.26
9.26
10.01
6.6
16.61
8.41
18.34
8.29
8.31
12.02
13.38
14.82
Return on Common Equity (%)
12.15
10.64
10.82
11.19
12.19
7.5
18.96
9.17
23.46
10.51
9.51
14.18
16.22
18.57

Capital Structure

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
694
LT Borrowings
1,590
1,590
1,590
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
246
243
241
Market Capitalization
11,384
9,819
10,054

Working Capital

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,234
2,535
3,942
Accounts Receivable, Net
9,391
9,507
10,073
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
602
553
544
ST Debt
- -
- -
694
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.75%
-0.4%
5.5%
Free Cash Flow
9.09%
1.93%
-5.6%
Net Income, GAAP
29.35%
31.75%
9.7%
Sales/Revenue/Turnover
5.47%
6.22%
10.99%
Total Cash Common Dividend
50.77%
79.69%
187.83%

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,016
1,872
2,341
2,003
8,232
2025
2,114
2,208
2,424
2,390
9,136
2026
2,399
2,503
- -
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.17
0.35
1.35
0.43
3.3
2025
1.01
0.83
1.14
0.84
3.82
2026
1.36
1.34
- -
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.26
0.26
0.26
0.27
1.05
2025
2.34
0.3
0.29
0.29
3.2
2026
2.86
0.32
- -
- -
- -

Company Description

CEO
Craig R. Smiddy
Full Time Employees
9,500
Sector
Finance
Industry
Specialty insurance
Address
307 North Michigan Avenue Chicago IL United States 60601
IPO Date
Sep 19, 1990
Business
Old Republic International Corporation (NYSE: ORI), founded in 1923 and headquartered in Chicago, Illinois, is a holding company that, through its subsidiaries, underwrites and markets specialty property and casualty insurance, title insurance, and related risk management services across the United States, Canada, and certain U.S. territories. The company operates in a decentralized structure emphasizing specialization by insurance coverage type and industry sector, with its largest segment, Old Republic Specialty Insurance Group (ORSIG), comprising 18 underwriting subsidiaries that provide tailored coverages including commercial liability, transportation, construction, and surety products through entities such as BITCO Insurance Companies, Great West Casualty Company, PMA Insurance Group, and Old Republic Surety Company; Old Republic Title Insurance Group (ORTIG) offers title insurance, real estate settlement services, and property rights protection for individuals, businesses, and governments; and a smaller life, health, and run-off business supports its general insurance operations. Old Republic manages its activities through approximately 136 corporate entities, of which 27 are insurance subsidiaries, serving diverse customers including industrial firms, financial institutions, small farmowners, and commercial agricultural operations while maintaining high financial strength ratings from AM Best, Moody's, and S&P. In October 2025, the company entered into a definitive agreement to acquire Everett Cash Mutual Insurance Company following its demutualization, enhancing its specialty footprint in farmowners and commercial agriculture insurance; it also announced the formation of Old Republic Cyber, Inc., a new subsidiary offering cyber and technology errors and omissions insurance products, and entered a strategic technology partnership with Qualia to advance title insurance technology for agents and customers. In 2025, Old Republic marked its 44th consecutive year of increasing its regular cash dividend and reported strong results for the fourth quarter and full year 2024, reflecting sustained growth in its specialty segments.

Company News

  • Old Republic (ORI) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates

  • Old Republic International (ORI) Lags Q3 Earnings Estimates

  • OLD REPUBLIC REPORTS RESULTS FOR THE THIRD QUARTER AND FIRST NINE MONTHS OF 2026

  • Exploring Analyst Estimates for Old Republic (ORI) Q3 Earnings, Beyond Revenue and EPS

  • Head-To-Head Analysis: Old Republic International (NYSE:ORI) & American Coastal Insurance (NASDAQ:ACIC)

  • These 5 Dividend Stocks Are Flying Under Wall Street's Radar

  • OLD REPUBLIC ANNOUNCES THIRD QUARTER 2026 EARNINGS CALL

  • Contrasting Old Republic International (NYSE:ORI) & F&G Annuities & Life (NYSE:FG)

  • Old Republic International Corporation $ORI Position Reduced by Corient Private Wealth LP

  • OLD REPUBLIC ANNOUNCES PARTNERSHIP WITH THE AMERICAN RED CROSS

  • OLD REPUBLIC ANNOUNCES PARTNERSHIP WITH THE AMERICAN RED CROSS

  • OLD REPUBLIC DECLARES THIRD QUARTER REGULAR DIVIDEND OF 31.5 CENTS PER SHARE

  • OLD REPUBLIC ANNOUNCES STRATEGIC HIRE AT OLD REPUBLIC EXCESS & SURPLUS

  • Assetmark Inc. Lowers Position in Old Republic International Corporation $ORI

  • Old Republic International Q2 Earnings Call Highlights

  • Old Republic International Corporation (ORI) Q2 2026 Earnings Call Transcript

  • Old Republic (ORI) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

  • Old Republic International (ORI) Misses Q2 Earnings and Revenue Estimates

  • OLD REPUBLIC REPORTS RESULTS FOR THE SECOND QUARTER AND FIRST HALF 2026

  • Exploring Analyst Estimates for Old Republic (ORI) Q2 Earnings, Beyond Revenue and EPS