1. Germany Stocks

  2. •

    Finance

  3. •

    Life/Health insurance
Talanx AG

Talanx AG

125.00
EUR
+0.50
(+0.40%)
15.89EPS
10.73P/E
27.97BMarket Cap
Nov 12Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
107.64
112.35
119.98
119.25
127.81
133.64
149.87
154.82
170.59
157.61
164.95
184.62
187.57
202.53
Basic EPS, GAAP
2.9
3.04
2.9
3.57
2.65
2.78
3.65
2.56
4
2.79
6.21
7.66
9.6
10.09
Free Cash Flow per Basic Share
20.99
21.06
22.26
15.18
17.11
13.58
25.22
22.38
39.08
22.44
31.78
32.65
32.42
- -
Dividend per Share
2.07
2.17
2.58
2.69
2.79
2.9
3.04
3
2.87
3.19
3.69
4.4
5
- -
Book Value per Share
28.19
31.64
32.76
35.75
34.86
34.47
40.15
41.01
34.48
34.1
40.46
45.16
52.16
55.82
Tangible Book Value per Share
18.1
23.35
24.89
28.07
26.97
26.74
32.24
33.58
28.61
28.29
31.19
36.31
43.46
47
Basic Weighted Avg Shares
253
253
253
253
253
253
253
253
253
253
255
258
258
258
Sales/Revenue/Turnover
27,195
28,403
30,330
30,146
32,311
33,784
37,886
39,139
43,129
39,894
42,010
47,674
48,437
52,299
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
122
121
128
94
127
99
77
127
173
87
121
141
141
- -
Net Income, GAAP
732
769
734
903
671
703
923
648
1,011
706
1,581
1,977
2,480
2,606
Effective Tax Rate (%)
19.74
19.95
30.28
27.59
23.37
27
25.32
19.14
24.06
27.78
10.22
29.9
23.37
25.64
Profit Margin (%)
2.69
2.71
2.42
3
2.08
2.08
2.44
1.66
2.34
1.77
3.76
4.15
5.12
4.98
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
4,049
4,010
3,384
3,488
4,168
4,983
6,171
6,109
7,193
9,535
9,105
8,698
8,183
8,897
Total Equity
11,124
12,900
13,431
14,648
14,224
14,261
16,610
17,099
15,123
14,332
16,794
18,495
20,897
22,049
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
3.33
2.71
1.56
2.39
1.34
1.16
1.75
1.47
2.02
-1.53
3.46
3.25
4.44
4.54
Return on Common Equity (%)
10.25
10.17
9.02
10.43
7.52
8.02
9.79
6.32
10.59
8.13
16.57
17.88
19.74
19.84

Capital Structure

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
83
- -
- -
LT Borrowings
7,899
- -
8,897
LT Finance Leases
284
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
258
258
258
Market Capitalization
29,102
27,346
27,966

Working Capital

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
123,715
- -
131,208
Accounts Receivable, Net
345
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
83
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.94%
4.7%
12.99%
Free Cash Flow
11.29%
15.62%
-0.69%
Net Income, GAAP
20.39%
40.06%
25.44%
Sales/Revenue/Turnover
4.96%
4.61%
1.6%
Total Cash Common Dividend
7.32%
11.59%
13.54%

Quarterly Revenue

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
12,315
13,862
11,754
8,988
47,674
2025
11,956
11,900
14,437
10,144
48,437
2026
11,532
16,186
- -
- -
- -

Quarterly Earnings Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.23
2.01
1.94
1.49
7.66
2025
2.34
2.98
2.29
2
9.6
2026
3
2.81
- -
- -
- -

Quarterly Dividends Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
4.4
2025
- -
- -
- -
- -
5
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Torsten Leue
Full Time Employees
29,464
Sector
Finance
Industry
Life/Health insurance
Address
HDI-Platz 1 Hannover NI Germany 30659
IPO Date
Oct 2, 2012
Website
talanx.com
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Business
Talanx AG is a Germany-based multi-brand provider of insurance, reinsurance, and asset management services headquartered in Hannover and founded in 1996 as the parent of the HDI Group, which traces its origins to 1903. The company operates through five primary segments: Retail Germany offering property/casualty and life insurance to private and commercial customers via brands such as HDI, neue leben, and TARGO; Retail International providing tailored retail and commercial insurance solutions in core markets including Poland (Warta, TU Europa), Turkey, Australia, and Latin America through HDI Global and other local brands; Corporate & Specialty (Industrial Lines) delivering specialized coverage for industrial clients including liability, property, aviation, marine, cyber, and parametric risks; Reinsurance encompassing property/casualty and life/health reinsurance via Hannover Re; and financial services through Ampega Investment, which manages institutional assets and provides fund solutions. With active operations in more than 175 countries, Talanx serves retail, commercial, industrial, and institutional clients worldwide as Germany's third-largest insurance group and a leading European player by premium income. Recent strategic developments include the 2024 completion of the acquisition of Liberty Mutual's Latin American operations, positioning Talanx as one of the top insurers in the region, enhancing Retail International's property/casualty market share and contributing significantly to Group net income ahead of schedule. In late 2025, Talanx announced plans to convert its legal form from AG to a European Company (Societas Europaea, SE) by the end of 2026, pending shareholder approval at the 2026 Annual General Meeting, to further emphasize its international orientation with enhanced employee representation structures. The company also agreed to end its strategic partnership with Meiji Yasuda Life Insurance by December 31, 2025, enabling Talanx to acquire the remaining shares in Polish subsidiaries Warta (24.3% stake) and TU Europa (50% minus one share) in early 2026, boosting full consolidation of earnings and dividends; additionally, the Retail Germany partnership with Targobank expires at the end of 2025 amid portfolio optimizations.

Company News

Company News APIChatGPT

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