HCI Group, Inc.

HCI Group, Inc.

HCI
HCI Group, Inc.US flagNew York Stock Exchange
160.45
USD
-1.67
- -
2.05BMarket Cap
HCI Group, Inc.
HCI
(New York Stock Exchange)

Recent

price

160.45

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
11.1
15.15
18.84
21.44
25.05
28.26
26.25
28.56
29.36
31.84
37.51
49.75
55.8
63.54
72.18
74.13
75.13
Revenue per Share
0.88
1.49
3.45
5.82
5.9
6.51
2.95
-0.81
2.25
3.51
3.75
0.23
-6.64
9.13
10.59
24.58
24.51
Basic EPS, GAAP
1.39
8.63
12.15
4.63
8.31
4.39
8.89
1.6
3.3
6.75
9.64
11.52
-1.15
25.69
31.57
36.24
34.73
Free Cash Flow per Basic Share
0.3
0.62
0.99
0.97
1.16
1.23
1.26
1.62
1.44
1.72
1.73
1.74
1.73
1.58
1.6
1.59
1.63
Dividend per Share
4.54
5.54
6.45
9.82
15.2
21.31
23.68
22.13
23.22
24.19
27.15
30.5
19.56
27.54
31.96
50.27
55.03
Book Value per Share
7.55
10.38
14.02
14.27
17.19
23.5
24.28
22.08
22.42
23.92
26.88
49.9
27.7
48.02
44.67
91.41
95.17
Tangible Book Value per Share
6
6
9
11
11
10
10
9
8
8
7
8
9
9
10
12
12
Basic Weighted Avg Shares
69
93
163
241
266
286
258
244
231
241
276
403
492
550
749
902
928
Sales/Revenue/Turnover
- -
- -
- -
44.16
37.94
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
1
2
2
5
5
5
10
11
9
9
6
8
8
4
11
11
Depreciation Expense
5
10
30
66
63
66
29
-7
18
27
28
2
-59
79
110
299
303
Net Income, GAAP
36.85
39.26
39.18
38.41
37.93
37.98
38.06
- -
34.11
26.37
25.31
35.53
- -
24.13
26.44
25.37
25.47
Effective Tax Rate (%)
7.9
10.73
18.51
27.19
23.55
23.03
11.24
-2.82
7.66
11.01
10
0.46
-11.89
14.37
14.67
33.16
32.62
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
127
126
129
139
238
250
164
157
46
212
208
185
32
32
LT Debt
47
64
121
161
183
238
244
194
181
186
201
414
255
423
469
1,115
1,178
Total Equity
- -
- -
- -
31.36
21.01
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
20.62
32.12
67.21
46.25
26.36
22.94
10.01
- -
6.24
9.13
9.77
0.14
- -
15.09
18.18
42.78
38.74
Return on Capital (%)
20.62
29.49
66.49
78.77
46.1
34.93
12.94
-3.26
9.52
14.51
14.4
0.83
-27.91
38.47
38.56
63.4
56.22
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
1
36
36
LT Borrowings
32
32
32
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
13
13
13
Market Capitalization
2,157
2,262
1,910

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,185
1,241
1,055
Accounts Receivable, Net
400
347
330
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
72
42
72
ST Debt
1
36
36
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
26.84%
56.42%
137.64%
Free Cash Flow
-204.97%
-457.54%
34.49%
Net Income, GAAP
-385.29%
-673.96%
171.94%
Sales/Revenue/Turnover
13.47%
27.32%
20.32%
Total Cash Common Dividend
5.22%
9.27%
16.21%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
206
206
175
161
749
2025
217
222
216
246
902
2026
243
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4.88
5.39
0.57
0.24
10.59
2025
6.77
5.8
5.25
7.5
24.58
2026
5.88
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.41
0.42
0.42
0.39
1.6
2025
0.42
0.4
0.42
0.4
1.59
2026
0.42
- -
- -
- -
- -
Business
HCI Group, Inc. (NYSE: HCI) is a holding company that, through its subsidiaries, provides property and casualty insurance products and services primarily in the United States. The company offers homeowners insurance, including standard single-family homeowners policies, mobile homeowners and manufactured housing policies, and flood insurance; condominium unit owner coverages; and rental property insurance to owners of single-family homes and condominium unit owners who rent their property on a short-term basis. HCI operates through key subsidiaries such as Greenleaf Services, Inc., which manages call center services for homeowners insurance; Clipper Underwriting Services, Inc., providing policy administration and other services; and HCI Logistics, LLC, handling mail and print services. Founded in 2006 and headquartered in Tampa, Florida, HCI Group focuses on the property insurance segment, targeting residential property owners in states including Florida, Hawaii, Pennsylvania, and others through brands like TypTap Insurance Company and Greenleaf Insurance Company. In recent developments, HCI Group completed the acquisition of certain insurance assets from Frontline Insurance in late 2024, expanding its policy base and market presence in Florida's property insurance market. The company also launched enhancements to its TypTap digital insurance platform in 2025, introducing AI-driven underwriting tools and expanded coverage options for high-risk coastal properties. Additionally, HCI entered a strategic reinsurance partnership with Swiss Re in mid-2025 to bolster catastrophe coverage capacity amid rising climate-related claims. These moves reflect HCI's ongoing expansion in technology-enabled insurance distribution and risk management services across the Southeast U.S. and beyond.

Company News

MCPAPIChat
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  • Brokers Suggest Investing in HCI Group (HCI): Read This Before Placing a Bet

  • HCI Boosts Catastrophe Coverage to $4.06 Billion, Lowers Costs

  • HCI Group Announces Completion of its 2026-2027 Catastrophe Reinsurance Programs

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  • HCI Group, Inc. (HCI) Q1 2026 Earnings Call Transcript

  • HCI Group Reports First Quarter 2026 Results

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  • Implied Volatility Surging for HCI Group Stock Options