Yibin City Commercial Bank Co., Ltd. Class H

Yibin City Commercial Bank Co., Ltd. Class H

0.96
HKD
+0.21
(+27.15%)
8.75BMarket Cap
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1.2
1.17
1.55
1.56
1.96
- -
Basic EPS, GAAP
0.26
0.32
0.34
0.38
0.48
- -
Free Cash Flow per Basic Share
0.09
0.57
4.36
4.02
-2.95
- -
Dividend per Share
- -
0.03
0.04
0.05
0.18
- -
Book Value per Share
5.8
6.16
6.61
7.14
8.3
8.3
Tangible Book Value per Share
5.77
6.14
6.59
7.12
8.27
8.27
Basic Weighted Avg Shares
1,358
1,358
1,358
1,358
1,176
1,218
Sales/Revenue/Turnover
1,629
1,592
2,099
2,117
2,300
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
Depreciation Expense
77
77
70
61
58
- -
Net Income, GAAP
353
438
468
513
560
- -
Effective Tax Rate (%)
11.03
9.42
12.01
15.65
14.34
- -
Profit Margin (%)
21.64
27.5
22.32
24.25
24.36
- -
Working Capital
- -
- -
- -
- -
- -
- -
LT Debt
4,204
4,483
3,306
2,057
4,326
4,326
Total Equity
8,184
8,668
9,287
9,972
11,542
11,542
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
3.47
3.57
4.46
4.02
- -
Return on Common Equity (%)
- -
5.39
5.4
5.5
5.35
- -

Capital Structure

CNY

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,358
1,358
1,358
Market Capitalization
- -
8,008
7,860

Working Capital

CNY

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
11,186
10,774
13,417
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

CNY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
15.74%
Free Cash Flow
- -
- -
-163.49%
Net Income, GAAP
- -
- -
9.14%
Sales/Revenue/Turnover
- -
- -
8.65%
Total Cash Common Dividend
- -
- -
191.63%

Semi-annual Revenue

CNY

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
2,099
2024
- -
- -
2,117
2025
- -
- -
2,300

Semi-annual Earnings Per Share

CNY

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
0.34
2024
- -
- -
0.38
2025
- -
- -
0.48

Semi-annual Dividends Per Share

CNY

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
0.04
2024
- -
- -
0.05
2025
- -
- -
0.18

Company Description

CEO
Feng Xue
Full Time Employees
1,122
Sector
Finance
Industry
Regional banks
Address
No. 1, Nvxue Street Yibin SC China 644000
IPO Date
Jan 13, 2025
Website
ybccb.com
Business
Yibin Bank Co., Ltd. (2596.HK) operates as a commercial bank engaged in providing a range of banking products and services to individual and corporate customers primarily in the People's Republic of China. The bank offers deposit products including demand, time, and certificates of deposit; loan products such as personal consumption loans, personal business loans, residential mortgage loans, automobile loans, corporate working capital loans, fixed asset loans, and personal loans; and fee- and commission-based services encompassing bank card services, settlement services, wealth management products, insurance agency services, trade finance services, financial leasing services, and custodian services. It also provides other services like remittance services, online banking, and mobile banking through its network of branches and sub-branches. Founded in 2001 and headquartered in Yibin, Sichuan Province, China, Yibin Bank focuses on the banking sector with business segments in retail banking, corporate banking, and treasury operations, targeting small and medium-sized enterprises, local governments, and individual customers mainly in Sichuan and surrounding regions. The bank's geographic operations are concentrated in western China, with expansion into neighboring provinces through strategic branch openings. In recent developments within the last two years, Yibin Bank listed its H-shares on the Hong Kong Stock Exchange in July 2024, marking a significant capital-raising milestone to support business expansion and strengthen its capital base. The bank has pursued strategic alliances with fintech firms to enhance digital banking capabilities, including partnerships for cloud-based financial services and blockchain applications in trade finance. Additionally, it launched new green finance products in 2025 aimed at supporting sustainable development projects in Sichuan, alongside operational enhancements like AI-driven risk management systems following its successful IPO.