HomeStreet, Inc.

HomeStreet, Inc.

HMST
HomeStreet, Inc.US flagNASDAQ Global Select
13.87
USD
+0.25
- -
262.43MMarket Cap
HomeStreet, Inc.
HMST
(NASDAQ Global Select)

Recent

price

13.87

P/E

ratio

- -

div

yld

- -

ROIC.AI

2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
TTM
FRC
16.79
24.36
9.61
21.63
17.52
17.96
18.84
20.63
7.34
7.22
9.08
14.34
15.28
13.46
9.52
2.43
2.94
Revenue per Share
-20.41
-6.34
1.12
6.17
1.65
1.5
1.98
2.36
2.57
1.48
0.68
3.5
5.53
3.51
-1.46
-7.65
-7.38
Basic EPS, GAAP
-4.99
-8.02
6.13
-30.3
19.51
-24.9
-0.59
-2.81
4.34
10.24
10.03
-1.26
8.14
11.17
0.22
-2.46
-2.27
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
0.11
- -
- -
- -
- -
- -
0.61
1.02
1.42
0.66
- -
- -
Dividend per Share
17.28
12.15
5.74
12.35
12.73
13.79
11.79
12.33
13.87
15.29
26.41
29.84
33.24
34.95
33.29
25.68
25.21
Book Value per Share
2.5
-5.26
0.64
12.61
6.34
11.28
13.57
14.68
14.78
22.75
21.42
26.2
27.9
22.2
22.6
15.4
15.69
Tangible Book Value per Share
5
5
14
13
14
15
21
25
27
27
26
23
21
19
19
19
19
Basic Weighted Avg Shares
91
132
138
288
253
266
392
508
197
195
232
328
319
255
179
46
56
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
22
4
6
10
15
18
15
16
23
19
18
16
19
18
16
15
14
Depreciation Expense
-110
-34
16
82
24
22
41
58
69
40
18
80
115
67
-28
-144
-139
Net Income, GAAP
- -
- -
- -
20.78
31.57
33.19
27.39
35.94
- -
7.19
16.4
21.5
21.32
21.4
- -
- -
- -
Effective Tax Rate (%)
-121.54
-26.01
11.7
28.53
9.43
8.37
10.53
11.45
34.94
20.56
7.54
24.39
36.17
26.1
-15.39
-314.96
-251.24
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
745
233
120
321
511
659
1,080
994
1,104
1,058
597
126
126
1,224
1,970
1,225
775
LT Debt
92
59
86
264
266
302
465
629
704
740
680
718
715
562
538
397
403
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
-43.08
21.8
66.6
13.69
11.49
18.39
21.19
20.4
10.2
3.22
11.78
16.77
9.82
-4.28
-26.02
-25.61
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
1,000
- -
490
LT Borrowings
1,225
1,225
775
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
19
19
19
Market Capitalization
215
222
247

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
407
252
201
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
1,000
- -
490
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.14%
-9.33%
-26.26%
Free Cash Flow
-184.58%
-415.24%
-1,201.61%
Net Income, GAAP
68.89%
128.42%
424.73%
Sales/Revenue/Turnover
-5.2%
-17.16%
-74.36%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
52
46
42
38
179
2024
34
35
32
-56
46
2025
38
42
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.27
-1.67
0.12
-0.18
-1.46
2024
-0.4
-0.33
-0.39
-6.54
-7.65
2025
-0.24
-0.23
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.36
0.1
0.1
0.1
0.66
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
Business
HomeStreet, Inc. (Nasdaq:HMST) operates as a diversified financial services holding company principally engaged in real estate lending, mortgage banking, commercial banking, and consumer/retail banking, serving consumers, small- and medium-sized businesses, real estate investors, and professional firms primarily in the Western United States and Hawaii. Founded in 1921 and headquartered in Seattle, Washington, the company, through its principal subsidiary HomeStreet Bank, offers a broad range of deposit products including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit; lending products such as commercial business loans, single-family residential mortgages, consumer loans, commercial real estate loans, multifamily loans, residential and commercial construction loans, and SBA loans; mortgage loan origination and sale activities; credit cards; insurance products; treasury management services; private banking; investment services; trust services; and retirement planning solutions, delivered through approximately 56 full-service branches in Washington, Oregon, Northern and Southern California, and Hawaii, as well as loan production offices, ATMs, online, mobile, and telephone banking channels. In March 2025, HomeStreet announced a strategic merger with Mechanics Bank, under which HomeStreet will merge into the Walnut Creek, California-based Mechanics Bank in a transaction valuing HomeStreet at approximately $300 million, with the deal receiving regulatory approvals in August 2025 and expected to close around September 2, 2025 pending shareholder approval, following the termination of a prior merger agreement with FirstSun Capital Bancorp in late 2024; the transaction will expand the combined entity's West Coast footprint to 168 branches and $23 billion in assets, with HomeStreet shareholders owning about 8.3% of the pro forma company.

Company News

APIChat
  • HomeStreet Acquisition Already Paying Dividends For Mechanics Bancorp

  • Mechanics Bank and HomeStreet, Inc. Receive Regulatory Approvals for Pending Strategic Merger

  • HomeStreet (HMST) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates

  • HomeStreet (HMST) Reports Q2 Loss, Tops Revenue Estimates

  • HomeStreet Posts Q2 Loss as Revenue Up

  • HomeStreet Reports Second Quarter 2025 Results

  • HOMESTREET INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Merger of HomeStreet, Inc. - HMST

  • HomeStreet (HMST) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

  • HomeStreet (HMST) Reports Q1 Loss, Tops Revenue Estimates

  • HomeStreet Reports First Quarter 2025 Results

  • HomeStreet: Loan Portfolio Repositioning To Support Profitability, Sustainability, And Upside

  • HOMESTREET INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Merger of HomeStreet, Inc. - HMST

  • HomeStreet (HMST) Surges 26.2%: Is This an Indication of Further Gains?

  • $HAREHOLDER ALERT: The M&A Class Action Firm Investigates the Merger of HomeStreet, Inc. - HMST

  • ALERT: Rowley Law PLLC is Investigating Proposed Acquisition of HomeStreet, Inc.

  • HMST Stock Alert: Halper Sadeh LLC Is Investigating Whether the Merger of HomeStreet, Inc. Is Fair to Shareholders

  • Shareholder Alert: The Ademi Firm Investigates Whether HomeStreet, Inc. Is Obtaining a Fair Price for Its Public Shareholders

  • Mechanics Bank agrees to buy HomeStreet in $300 million deal

  • Mechanics Bank and HomeStreet, Inc. Announce Strategic Merger

  • HomeStreet, Inc. (HMST) Q4 2024 Earnings Call Transcript