Industrial and Commercial Bank of China Limited

Industrial and Commercial Bank of China Limited

IDCBF
Industrial and Commercial Bank of China LimitedUS flagOther OTC
0.90
USD
+0.02
- -
320.77BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1.68
1.86
1.93
1.86
2
2.12
2.35
2.4
2.56
2.34
2.26
2.19
2.26
2.17
Basic EPS, GAAP
0.75
0.78
0.77
0.77
0.79
0.82
0.86
0.86
0.95
0.97
0.98
0.98
1
0.96
Free Cash Flow per Basic Share
-0.1
0.44
3.05
0.56
2.11
1.85
1.25
4.16
0.92
3.74
3.78
1.46
5.03
3.43
Dividend per Share
0.27
0.29
0.29
0.28
0.29
0.31
0.33
0.35
0.36
0.39
0.46
0.47
0.55
0.6
Book Value per Share
2.47
2.84
3.16
3.59
4.02
4.31
4.75
5.08
5.39
5.72
6.11
6.35
6.88
6.51
Tangible Book Value per Share
3.65
4.25
4.78
5.26
5.69
6.24
7.09
7.54
8.57
9.08
9.81
10.32
11.28
10.54
Basic Weighted Avg Shares
350,199
353,604
359,910
361,362
362,087
363,020
363,051
367,333
366,672
372,301
371,421
373,330
368,562
380,064
Sales/Revenue/Turnover
587,540
656,735
695,317
673,287
723,552
770,700
852,908
881,361
939,893
871,338
838,048
817,284
833,496
823,314
Operating Margin (%)
57.37
54.76
51.71
53.52
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
16,438
18,305
20,344
21,820
20,072
22,654
28,544
29,653
31,319
34,013
34,774
34,538
34,485
34,588
Net Income, GAAP
262,649
275,811
277,131
278,249
286,049
297,676
312,224
315,906
348,338
361,132
363,993
365,863
368,562
363,499
Effective Tax Rate (%)
22.32
23.6
23.54
23.17
21.17
19.79
20.02
18.98
17.58
14.74
13.47
13.01
12.64
13.97
Profit Margin (%)
44.7
42
39.86
41.33
39.53
38.62
36.61
35.84
37.06
41.45
43.43
44.77
44.22
44.15
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
655,179
712,053
784,215
858,044
1,018,888
1,104,091
1,233,128
1,266,743
1,280,715
1,428,764
1,898,250
2,599,150
2,751,358
3,188,186
Total Equity
1,278,463
1,537,304
1,800,519
1,981,163
2,141,056
2,344,883
2,692,003
2,909,515
3,275,258
3,515,419
3,776,588
3,987,266
4,272,024
4,138,876
Return on Invested Capital (%)
14.21
12.71
11.04
9.95
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
33.13
29.54
25.87
22.85
20.8
19.73
18.99
17.59
18.12
17.59
16.56
15.77
15.02
15.14

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
134,614
134,614
134,614
Shares Outstanding
356,406
356,406
356,406
Market Capitalization
1,718,972
1,986,396
2,178,797

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
4,751,029
4,977,864
4,600,852
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.06%
8.01%
7.14%
Free Cash Flow
79.99%
82.56%
240.74%
Net Income, GAAP
2.93%
3.2%
0.74%
Sales/Revenue/Turnover
1.99%
-0.99%
1.98%
Total Cash Common Dividend
7.07%
9.88%
14.38%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
218,893
199,144
204,713
194,534
817,284
2025
211,385
212,682
197,965
- -
833,496
2026
228,664
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.24
- -
0.25
- -
0.98
2025
0.23
- -
- -
- -
1
2026
0.24
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.05
- -
0.33
- -
0.47
2025
0.17
- -
- -
- -
0.55
2026
0.11
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Lin Liao
Full Time Employees
409,758
Sector
Financial Services
Industry
Banks - Diversified
Address
55 Fuxingmennei Avenue Beijing BE People's Republic of China 100140
IPO Date
Dec 18, 2007
Business
Industrial and Commercial Bank of China Limited (ICBC) is the world's largest bank by total assets and a leading provider of comprehensive financial services, including personal banking with deposit-taking, personal loans such as overseas study loans, card business featuring Peony RMB credit cards, and personal wealth management; corporate banking encompassing global cash management, trade finance, corporate loans, investment banking, and supply chain finance; electronic banking via mobile banking, internet banking, and open banking platforms; as well as institutional services, green finance, technology finance, and cross-border RMB products. Founded in 1984 and headquartered at 55 Fuxingmennei Avenue in Beijing's Xicheng District, ICBC operates as a partially state-owned entity with majority control by Central Huijin Investment and the Ministry of Finance, serving over 150 million individual and 2.5 million corporate customers through an extensive domestic branch network and international subsidiaries including ICBC (Asia) in Hong Kong, ICBC (Europe) in Luxembourg, ICBC Turkey, ICBC Argentina, and branches across Asia, Europe, North America, South America, and Oceania in more than 70 countries. The bank targets diverse segments such as manufacturing, strategic emerging industries, small and micro enterprises, pension finance, and Belt and Road Initiative projects, with overseas operations contributing around 12% of total assets. In recent developments, ICBC received regulatory approval in October 2025 to acquire the troubled Bank of Jinzhou Co. Ltd. in a state-led bailout, absorbing its assets, liabilities, branches, and staff to bolster regional stability; launched an 80 billion yuan ($11 billion) technology innovation fund in March 2025 focused on "hard technology" equity investments in semiconductors and advanced manufacturing; initiated the "Chunrong Action 2024" and "Chunrong Action 2025" initiatives, issuing over RMB500 billion in financing for foreign trade and key foreign-funded enterprises; advanced digital transformation with D-ICBC 10.0 and HarmonyOS mobile banking, driving open banking transaction values exceeding RMB375 trillion in 2024; and expanded green and technology lending, with strategic emerging industry loans surpassing RMB3.1 trillion and technology enterprise loans nearing RMB2 trillion by end-2024, while leading in refinancing for equipment renewal and technological innovation.

Company News

APIChatGPT
  • Industrial and Commercial Bank of China Limited (IDCBY) Q1 2026 Earnings Call Transcript