1. Indonesia Stocks

  2. •

    Finance

  3. •

    Life/Health insurance
PT Capital Financial Indonesia Tbk

PT Capital Financial Indonesia Tbk

IIDX:CASA
1,800.00
IDR
+35.00
(+1.98%)
3.61EPS
765.71P/E
98.06TMarket Cap
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
15.8
25.6
131.5
133.38
195.29
147.75
286.32
222.79
161.68
121.89
105.32
85.9
Basic EPS, GAAP
0.21
1.7
3.01
2.28
1.12
1.15
0.36
0.51
1.52
2.58
2.39
2.35
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
43.14
49.56
54.48
111.11
116.76
120.97
126.69
132.56
128.16
137.04
146.44
150.32
Tangible Book Value per Share
42.08
49.01
53.93
110.84
116.49
120.7
126.41
132.28
127.88
136.76
146.17
150.04
Basic Weighted Avg Shares
14,325
19,820
27,360
54,476
54,476
54,476
54,476
54,476
54,476
54,476
54,476
54,476
Sales/Revenue/Turnover
226,329
507,401
3,597,953
7,265,902
10,638,828
8,048,963
15,597,799
12,136,478
8,807,692
6,639,905
5,737,573
4,679,464
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
260
987
2,227
2,846
3,799
58,759
76,431
78,645
64,532
60,476
62,593
107,126
Net Income, GAAP
3,023
33,781
82,278
124,406
61,175
62,874
19,405
28,010
82,591
140,744
130,389
128,060
Effective Tax Rate (%)
- -
10.35
0.37
2.72
37.9
17.07
29.12
29.64
24.83
19.85
17.74
18.17
Profit Margin (%)
1.34
6.66
2.29
1.71
0.58
0.78
0.12
0.23
0.94
2.12
2.27
2.74
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
1,568,726
690,530
1,710,469
1,541,056
1,252,397
71,226
58,150
47,675
Total Equity
618,044
1,355,486
1,492,988
6,054,723
7,395,822
7,805,735
8,288,059
8,887,733
8,675,536
9,223,162
10,401,953
10,551,383
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
3.43
5.88
3.3
6.26
10.71
10.47
7.23
10.04
9.95
8.22
8.6
Return on Common Equity (%)
- -
3.42
5.78
3.3
0.99
0.97
0.29
0.4
1.16
1.95
1.69
1.63

Capital Structure

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
1,000,000
1,000,000
1,000,000
LT Borrowings
1,000,000
- -
- -
LT Finance Leases
58,150
44,124
47,675
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
54,476
54,476
54,476
Market Capitalization
87,706,794
72,453,439
98,057,286

Working Capital

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
14,997,896
11,533,280
11,106,029
Accounts Receivable, Net
1,831
854
1,975
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
1,000,000
1,000,000
1,000,000
Deferred Revenue
- -
- -
- -

Growth Rates

IDR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
49.28%
6.02%
12.78%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
139.73%
46.62%
-7.36%
Sales/Revenue/Turnover
86.33%
1.19%
-13.59%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,904,134
1,391,430
1,900,678
1,492,935
6,639,905
2025
1,554,310
1,440,327
- -
1,435,908
5,737,573
2026
1,229,490
573,739
- -
- -
- -

Quarterly Earnings Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.07
0.13
0.41
1.42
2.58
2025
0.27
-0.02
- -
1.8
2.39
2026
0.18
0.39
- -
- -
- -

Quarterly Dividends Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Maliana Herutama Malkan
Full Time Employees
998
Sector
Finance
Industry
Life/Health insurance
Address
North Tower Jakarta JK Indonesia 12710
IPO Date
Jul 19, 2016
Website
capitalfinancial.co.id
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Business
PT Capital Financial Indonesia Tbk is an integrated financial services company based in Jakarta, Indonesia, founded in 2009. The company operates through multiple segments including life insurance, sharia life insurance, management consulting services, investment management, venture capital, and banking products and services. Its core offerings include life protection solutions and financial planning through its subsidiary PT Capital Life Indonesia, investment management services via PT Capital Asset Management, and financial technology services aimed at facilitating working capital financing for businesses through its subsidiary PT Toko Modal Mitra Usaha. The company also provides fintech solutions that link lenders and borrowers through an online platform called Tokomodal. Recent major developments include strengthening strategic commitments to sustainable support for physically disabled traders in partnership with Aksesmu in 2025, indicating an increased focus on inclusive financial services and social impact initiatives. PT Capital Financial Indonesia Tbk continues to expand its product offerings and maintain an influential position in Indonesia's insurance and financial services industry. It remains a subsidiary of Capital Strategic Invesco and is listed on the Indonesia Stock Exchange under the ticker CASA.JK. The company's headquarters are located in South Jakarta, Indonesia, emphasizing its regional focus within the Indonesian financial market. The company has approximately 958 employees and reported revenues of around IDR 5.89 trillion with net income of IDR 109.54 billion in recent financial periods. Its diversified portfolio targets both individual and business customers across Indonesia. This broad spectrum of products and services places PT Capital Financial Indonesia Tbk among notable integrated financial players in the Indonesian market, blending traditional insurance products with emerging fintech solutions to meet evolving customer needs. Recent operational changes emphasize expanding digital financial services and strengthening social impact through strategic partnerships and enhanced product innovation.