Intact Financial Corporation

Intact Financial Corporation

INFFF
Intact Financial CorporationUS flagOther OTC
18.75
USD
- -
- -
3.33BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Sales/Revenue/Turnover
7,449
7,940
8,092
8,511
9,362
10,576
11,349
12,462
17,577
22,539
23,290
24,984
26,073
26,074
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
90
96
110
110
115
158
235
314
461
563
597
726
797
797
Net Income, GAAP
431
782
706
541
792
707
754
1,082
2,067
2,454
1,316
2,297
3,365
3,365
Effective Tax Rate (%)
7.31
18.29
19.31
21.14
15.92
20.2
9.48
20.38
18.69
18.52
26.22
19.74
21.87
21.87
Profit Margin (%)
5.79
9.85
8.72
6.36
8.46
6.68
6.64
8.68
11.76
10.89
5.65
9.19
12.91
12.91
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
1,143
1,143
1,143
1,393
2,181
2,224
2,658
3,278
5,229
1,178
4,683
5,027
4,850
4,850
Total Equity
4,954
5,455
5,724
6,088
7,463
7,810
8,747
9,583
17,203
16,128
16,475
18,148
20,836
20,836
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
8.45
13.67
11.56
8.58
10.42
8.22
8.16
9.97
12.54
11.77
6.61
10.85
14.58
14.58
Return on Common Equity (%)
10.34
17.02
13.92
10
13.17
10.32
10.26
13.7
18.32
16.22
8.23
14.4
19.01
19.27

Capital Structure

FRC

in mil. unless spec.
Jun'25
Sep'25
Dec'25
ST Debt
107
122
402
LT Borrowings
4,643
4,656
4,176
LT Finance Leases
677
679
674
Preferred Equity and Hybrid Capital
1,619
1,619
1,766
Shares Outstanding
178
178
178
Market Capitalization
- -
- -
- -

Working Capital

FRC

in mil. unless spec.
Jun'25
Sep'25
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
19,506
19,737
18,797
Accounts Receivable, Net
94
223
86
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
1,900
2,410
2,199
ST Debt
107
122
402
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
15.55%
20.08%
14.81%
Free Cash Flow
27.36%
26.57%
32.89%
Net Income, GAAP
24.69%
36.89%
46.5%
Sales/Revenue/Turnover
12.95%
16.85%
4.36%
Total Cash Common Dividend
13.17%
15.08%
9.73%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
5,789
5,319
5,518
6,664
23,290
2024
6,008
6,041
6,799
6,137
24,984
2025
6,403
6,330
6,698
6,643
26,073

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Charles J. G. Brindamour
Full Time Employees
30,000
Sector
Financial Services
Industry
Insurance - Property & Casualty
Address
700 University Avenue Toronto ON Canada M5G 0A1
IPO Date
Jan 8, 2020
Business
Intact Financial Corporation (TSX:IFC; OTC:INFFF), headquartered in Toronto, Ontario, Canada, ranks as the largest provider of property and casualty insurance in Canada with roots dating to 1809; the company operates through subsidiaries offering personal auto insurance covering accidents, third-party liability and physical damage; personal property insurance protecting homes and contents from fire, theft, vandalism, water damage and other perils; commercial lines insurance including commercial auto, property and liability coverages; specialty lines insurance encompassing accident and health, technology, ocean and inland marine, builders risk, entertainment, financial services, surety, tuition reimbursement, management liability, cyber and environmental risks; pet insurance; business insurance; affinity and travel insurance; and risk management solutions distributed via brokers, direct-to-consumer channels including belairdirect, and managing general agents under brands such as Intact Insurance, BrokerLink, Intact Insurance Specialty Solutions, Intact Prestige and RSA. Intact conducts its activities across four segments--Canada, United States, United Kingdom and International, and Corporate and Other--generating nearly CAD24 billion in annual direct premiums written and serving individuals, small to midsize businesses and institutions primarily in Canada, the US, UK, Ireland and Europe with a workforce of approximately 31,000 employees across more than 350 offices. The company pursues organic growth complemented by acquisitions, including the 2021 purchase of RSA Insurance Group with Tryg A/S expanding UK, Ireland and European personal, commercial and specialty lines; the 2023 acquisition of Direct Line Insurance Group's brokered commercial lines operations for GBP520 million to bolster RSA's UK platform; full ownership of On Side Restoration in 2020 enhancing claims repair services; and ongoing BrokerLink brokerage acquisitions totaling six in 2025 after 25 in 2024 toward a CAD5 billion direct premiums target.

Company News

APIChatGPT
  • Red-alert heatwaves are becoming Europe's new normal. Investors are paying attention

  • Intact Financial Corporation (IFC:CA) Shareholder/Analyst Call Transcript

  • Intact Financial Corporation (IFC:CA) Q1 2026 Earnings Call Transcript

  • Intact Financial Corporation (IFC:CA) Q4 2025 Earnings Call Transcript

  • Intact Financial Corporation Announces $150 Million Preferred Share Offering