Innovative Payment Solutions, Inc.

Innovative Payment Solutions, Inc.

IPSI
Innovative Payment Solutions, Inc.US flagOther OTC
0.00
USD
- -
- -
1.91MMarket Cap
2014 Y
2015 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
- -
- -
13.17
15.32
21.25
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
-1.71
-0.82
-38.64
-26.92
-24.96
-19.42
-3.84
-0.95
-1.3
-0.83
-0.45
-0.27
-0.01
- -
Free Cash Flow per Basic Share
-1.74
-0.83
-33.8
-10.98
-10.38
-6.65
-0.8
-0.23
-0.29
-0.31
-0.11
-0.04
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
-1.71
-2.09
-46.95
-49.79
-72.14
-70.71
-22.8
-4.83
-3.78
-4.22
-4.53
-4.16
-0.22
-0.15
Tangible Book Value per Share
1.27
0.13
22.29
0.54
-24.4
-12.61
-0.61
-0.78
0.28
-0.43
-0.59
-0.7
-0.02
-0.02
Basic Weighted Avg Shares
- -
- -
- -
- -
- -
- -
1
6
11
12
13
15
317
449
Sales/Revenue/Turnover
- -
- -
1
3
4
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
-251.85
-159.12
-56.86
- -
- -
- -
- -
-659,879.34
-965,883.66
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
- -
- -
-3
-5
-5
-5
-4
-5
-14
-10
-6
-4
-4
-1
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
- -
- -
-293.43
-175.75
-117.5
- -
- -
- -
- -
-1,214,658.44
-1,423,356.1
- -
- -
- -
Working Capital
- -
- -
2
- -
-5
-3
-2
-4
3
-5
-8
-10
-12
-11
LT Debt
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Equity
- -
- -
2
- -
-4
-3
-1
-4
4
-4
-8
-11
-8
-7
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
4.85
Return on Common Equity (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
8
8
8
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
454
711
724
Market Capitalization
5
3
3

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
- -
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
55
12
11
Payables & Accruals
3
3
2
ST Debt
8
8
8
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-160.94%
-57.43%
-28.25%
Free Cash Flow
4.13%
14.3%
21.55%
Net Income, GAAP
14.08%
14.19%
6.5%
Sales/Revenue/Turnover
- -
- -
- -
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.02
-0.06
-0.12
- -
-0.27
2025
-0.11
-0.11
-0.06
- -
-0.01
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
William D. Corbett
Full Time Employees
3
Sector
Technology
Industry
Information Technology Services
Address
56B 5th Street, Lot 1 Carmel-By-The-Sea CA United States of America 93921
IPO Date
Jun 3, 2016
Business
Innovative Payment Solutions, Inc. (OTCQB: IPSI) provides digital payment solutions and services to businesses and consumers primarily in the United States. The company offers lightning-fast payment processing supporting major credit cards, digital wallets, and alternative methods; comprehensive mobile payment solutions including contactless payments, mobile apps, and point-of-sale systems; advanced AI-powered fraud detection; real-time analytics and reporting tools; seamless API integrations; round-the-clock customer support; e-wallets such as IPSIPay for cash-to-digital conversions and remittances; IPSIPayroll and prepaid cards as ACH alternatives; Instant Settlement in RealTime account-to-account applications; omnichannel processing via Payzli and PayzliPlus; real-time bank-to-bank payments through TabaPay connected to 14 networks and 18 banking partners; and the IPSI Crypto Payments Platform for cryptocurrency acceptance with instant fiat conversion. Headquartered in Carmel-by-the-Sea, California, and founded in 2015, the company formerly known as QPAGOS changed its name in November 2019 and operates a joint venture in IPSIPay Express targeting sports betting, online gaming, and entertainment sectors. Recent developments include the October 2025 joint venture with Brant Point Solutions LLC (PayzliPlus) for omnichannel and real-time capabilities; a strategic agreement with TabaPay for high-volume sectors like gaming and digital commerce; the November 2025 launch of a full-spectrum payment portfolio across credit, debit, real-time, and crypto rails with client onboarding underway; expansion into crypto POS and card issuance; a June 2025 shareholder letter announcing a strategic reset for IPSIPay 2.0; and a definitive merger agreement with Business Warrior Corporation (OTC: BZWR) to integrate IPSIPay Express with PayPlan lending, under which BZWR stockholders receive 45% of post-closing IPSI shares.

Company News

APIChat
  • Innovative Payment Solutions (OTCID: IPSI) and FINAP Form FINAP USA to Deliver Next-Generation Payment Technology Infrastructure Targeting Multi-Billion-Dollar North American Markets

  • Innovative Payment Solutions, Inc. (IPSI) Announces First Revenue from Astria Insurance Solutions Inc., Marking Initial Monetization of Insurance Platform Strategy

  • Innovative Payment Solutions, Inc. (IPSI) Forms Astria Insurance Solutions Inc. to Enter Insurance Marketing, Licensing, and Crypto-Enabled Premium Payments

  • WebX 2025 Concludes Successfully, UPCX's Innovative Payment Solutions Emerge as New Focus

  • IPSI Teams Up with Bullet Blockchain to Revolutionize Bitcoin ATM Remittances to Mexico

  • IPSI Letter to Shareholders Unveils 2.0: A Bold Reset for 2025

  • Innovative Payment Solutions Announces Settlement of Legal Dispute, Elimination of Toxic Debt, and Strategic Refocus on Core Business

  • Africa & Middle East Cashback Programs Databook Report 2024: Market to Grow by 13.4% This Year with Focus on Gamification and Engagement, & Innovative Payment Solutions - Forecasts to 2029

  • Innovative Payment Solutions and Business Warrior Corporation Sign Definitive Merger Agreement

  • Elavon and BMO Partner to Bring Innovative Payment Solutions Platform to BMO's U.S. Clients

  • Innovative Payment Solutions Announces Funding of Second $500,000 Capital Contribution to IPSIPay Express

  • Innovative Payment Solutions Provides Update Letter to Shareholders

  • Innovative Payment Solutions Announces 1-for-30 Reverse Stock Split Effective as of Tuesday Morning, August 30, 2023

  • Innovative Payment Solutions Announces Funding of Its Initial $500,000 Contribution to IPSIPay Express

  • Innovative Payment Solutions Provides Update on IPSIPay

  • Innovative Payment Solutions to Present at the LD Micro Main Event XV

  • Innovative Payment Solutions to Present at the LD Micro Main Event Conference

  • Innovative Payment Solutions CEO William Corbett Issues Letter to Shareholders

  • Innovative Payment Solutions, Inc. Announces Participation at the H.C. Wainwright 23rd Annual Global Investment Conference September 13-15, 2021 (Virtual Conference)

  • Innovative Payment Solutions to Present at the H.C. Wainwright 23rd Annual Global Investment Virtual Conference