Innovative Payment Solutions, Inc. Financial Ratios — IPSI

Profitability (USD)

	2013 Y	2014 Y	2015 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	10/31/2013	10/31/2014	10/31/2015	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Assets (%)	- -	-149.01	-150.68	-269	-237.79	-318.66	-414.07	-348.19	-856.47	-418.75	-217.14	-328.06	-693.7	-188.66
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	-2.46	3.6	0.69	- -	- -	- -	- -	-496.46	-765.12	- -	- -
EBITDA Margin (%)	- -	- -	- -	-245.83	-156.84	-54.1	- -	- -	- -	- -	-644,248.41	-873,046.1	- -	- -
Operating Margin (%)	- -	- -	- -	-251.85	-159.12	-56.86	- -	- -	- -	- -	-659,879.34	-965,883.66	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	-31.62	- -	- -	- -	- -	- -	-506,023.66	- -
Pretax Margin (%)	- -	- -	- -	-293.43	-175.75	-117.5	- -	- -	- -	- -	-1,209,341.68	-1,194,592.68	- -	- -
Profit Margin (%)	- -	- -	- -	-293.43	-175.75	-117.5	- -	- -	- -	- -	-1,214,658.44	-1,423,356.1	- -	- -
Net Income to Common Margin (%)	- -	- -	- -	-293.43	-175.75	-117.5	- -	- -	- -	- -	-1,214,658.44	-1,423,356.1	- -	- -
Effective Tax Rate (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Credit (USD)

API ChatGPT

	2013 Y	2014 Y	2015 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	10/31/2013	10/31/2014	10/31/2015	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	- -	- -	- -	1	2	2	- -	1	2	3	5	7	8
ST Debt	- -	- -	- -	- -	1	2	2	- -	1	2	3	5	7	8
LT Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBITDA	- -	- -	- -	-0.04	-0.13	-0.91	-1.96	-0.48	-0.7	-0.21	-0.62	-1.38	-3.63	-7.64
Net Debt/EBITDA	- -	0.75	0.16	0.26	-0.11	-0.9	-1.88	-0.48	-0.61	0.32	-0.55	-1.36	-3.63	-7.61
Total Debt/EBIT	- -	- -	- -	-0.04	-0.12	-0.86	-1.76	-0.48	-0.68	-0.21	-0.61	-1.24	-3.63	-7.62
Net Debt/EBIT	- -	0.75	0.16	0.26	-0.11	-0.85	-1.69	-0.48	-0.6	0.32	-0.54	-1.23	-3.63	-7.59
EBITDA to Interest Expense	- -	- -	- -	- -	-77.31	-1.03	-0.29	-0.45	-1.15	-2.64	-11.79	-3	-1.15	-0.83
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	-77.32	-1.04	-0.29	-0.45	-1.18	-2.81	-13.56	-3.03	-1.15	-0.83
EBIT to Interest Expense	- -	- -	- -	- -	-78.43	-1.08	-0.33	-0.45	-1.18	-2.65	-12.07	-3.32	-1.15	-0.84
Interest Expense	- -	- -	- -	- -	- -	2	3	2	1	4	- -	1	2	1
Common Equity/Total Assets	-2.48	-133.31	-1,635.05	-163.72	-574.73	-967.09	-1,734.54	-2,056.79	-14,276.22	-625.8	-1,903.62	-7,232.13	-16,331.65	-1,612.65
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	4.24	- -	- -	- -	- -
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	-0.61	-0.4	-0.33	-0.28	-0.27	-0.25
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	- -	83	2.36	5.96	18.63	39.02	3.51
Total Debt/Equity (%)	- -	- -	- -	4.87	200.72	-43.95	-54.54	-76.04	-26.91	56.81	-85.84	-65	-64.67	-102.29
Total Debt/Capital (%)	- -	- -	- -	-2.64	-6.42	-16.89	-10.48	-2.08	-4.51	-5.31	-6.93	-9.24	-12.24	-12.7
Total Debt/Total Assets (%)	- -	- -	- -	4.21	34.67	139.75	164.47	41.84	616.45	31.53	123.33	611.72	1,780.46	181.75
Net Debt to Equity	-104.69	-101.22	-100	-34.37	183.12	-43.51	-52.32	-75.54	-23.6	-89.25	-76.39	-64.33	-64.66	-101.9
Net Debt/Capital (%)	97.58	42.86	5.76	15.34	-5.82	-16.7	-10.01	-2.06	-3.94	7.34	-6.12	-9.14	-12.23	-12.65
EBITDA	- -	- -	- -	-3	-4	-2	-1	-1	-2	-10	-5	-4	-2	-1
EBITDA-CapEx	- -	- -	- -	-3	-4	-2	-1	-1	-2	-11	-6	-4	-2	-1
Operating Income (Loss)	- -	- -	- -	-3	-4	-2	-1	-1	-2	-10	-6	-4	-2	-1

Liquidity (USD)

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	2013 Y	2014 Y	2015 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	10/31/2013	10/31/2014	10/31/2015	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	22.32	83.24	- -	2.48	0.04	- -	0.02	- -	0.02	1.92	0.06	0.01	- -	- -
Current Ratio	22.32	83.24	- -	5.76	0.88	0.19	0.25	0.03	0.02	1.95	0.2	0.01	0.04	0.01
Quick Ratio	22.32	83.24	- -	4.44	0.38	0.05	0.05	- -	0.02	1.92	0.06	0.01	0.03	- -
CFO/Avg Current Liab	- -	-57.38	-144.21	-15.94	-2.42	-0.54	-0.34	-0.26	-0.41	-0.71	-0.65	-0.19	-0.07	-0.07
Common Equity/Total Assets	-2.48	-133.31	-1,635.05	-163.72	-574.73	-967.09	-1,734.54	-2,056.79	-14,276.22	-625.8	-1,903.62	-7,232.13	-16,331.65	-1,612.65
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	4.24	- -	- -	- -	- -
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	-0.61	-0.4	-0.33	-0.28	-0.27	-0.25
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	- -	83	2.36	5.96	18.63	39.02	3.51
Total Debt/Equity (%)	- -	- -	- -	4.87	200.72	-43.95	-54.54	-76.04	-26.91	56.81	-85.84	-65	-64.67	-102.29
Total Debt/Capital (%)	- -	- -	- -	-2.64	-6.42	-16.89	-10.48	-2.08	-4.51	-5.31	-6.93	-9.24	-12.24	-12.7
Total Debt/Total Assets (%)	- -	- -	- -	4.21	34.67	139.75	164.47	41.84	616.45	31.53	123.33	611.72	1,780.46	181.75
CFO/Total Liabilities	- -	-11,257.96	- -	-796.92	-153.16	-32.98	-40.59	-46.37	-27.17	-87.17	-45.65	-16.9	-5.91	-6.64
CFO/CapEx	- -	- -	- -	-12.17	-4,259.28	-108.77	-5,959.86	- -	-25.13	-4.11	-3.73	-31.91	- -	- -
Altman's Z-Score	1.08	-5.11	- -	-5.33	-4.56	-20.79	-33.59	-33.48	-256.2	-13.1	-72.23	-129.38	-277.37	-26.45

Working Capital (USD)

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	2013 Y	2014 Y	2015 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	10/31/2013	10/31/2014	10/31/2015	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	- -	- -	9.32	16.72	56.48	- -	- -	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	39.17	21.83	6.46	- -	- -	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	5.94	7.02	9.15	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	61.4	51.98	39.87	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	80.5	14.25	10.62	-0.36	-0.8	- -	- -	0.01	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	4.53	25.62	34.38	-1,000.5	-454.43	- -	- -	43,100.89	141,559.54	- -	- -
Cash Conversion Cycle	- -	- -	- -	96.03	48.19	11.95	- -	- -	- -	- -	-43,100.89	-141,559.54	- -	- -
Inventory to Cash Days	- -	- -	- -	-22.23	-30.15	-33.41	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	1	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	1	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API ChatGPT

	2013 Y	2014 Y	2015 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	10/31/2013	10/31/2014	10/31/2015	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	27	13	- -	- -	6	8	4	3	1	4
- Cash & Cash Equivalents	- -	- -	- -	1	- -	- -	- -	- -	- -	5	- -	- -	- -	- -
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	- -	- -	- -	1	2	2	- -	1	2	3	5	7	8
Enterprise Value	- -	- -	- -	-1	28	15	2	- -	7	5	7	8	8	12
Total Capital	- -	- -	- -	-4	-8	-11	-17	-22	-26	-40	-49	-53	-56	-61
Total Debt/Capital (%)	- -	- -	- -	-2.64	-6.42	-16.89	-10.48	-2.08	-4.51	-5.31	-6.93	-9.24	-12.24	-12.7
Total Debt / EV	- -	- -	- -	-0.14	0.02	0.13	1.04	1	0.16	0.45	0.46	0.6	0.88	0.66
EV/Sales	- -	- -	- -	- -	10.38	3.74	- -	- -	- -	- -	8,715.12	20,153.63	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	89.7	1.27	0.35	32.25	3.72	- -	- -	7.82	27.2
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	81.04	1.27	0.35	26.51	2.48	- -	- -	7.82	27.2
Diluted Market Cap	- -	- -	- -	- -	27	13	- -	- -	6	8	4	3	1	4
Diluted Enterprise Value	- -	- -	- -	-1	28	15	2	- -	7	5	7	8	8	12
EV per Share	- -	- -	- -	- -	158.9	79.39	6.44	0.46	1.3	0.43	0.59	0.64	0.52	0.04
TTM Sales	- -	- -	- -	1	3	4	- -	- -	- -	- -	- -	- -	- -	- -
TTM EBITDA	- -	- -	- -	-3	-4	-2	-1	-1	-2	-10	-5	-4	-2	-1
TTM Operating Income	- -	- -	- -	-3	-4	-2	-1	-1	-2	-10	-6	-4	-2	-1
TTM Cash Flow to Firm	- -	- -	- -	-3	-2	- -	1	1	- -	1	-3	- -	1	- -
TTM Free Cash Flow to Firm	- -	- -	- -	-2	-2	- -	1	1	- -	2	-2	- -	1	- -

Multiples (USD)

API ChatGPT

	2013 Y	2014 Y	2015 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	10/31/2013	10/31/2014	10/31/2015	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	- -	-14.23	-6.78	- -	- -	-5.26	-4.07	-1.95	-2.47	-1.43	-5.11
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	- -	-1	28	15	2	- -	7	5	7	8	8	12
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.45	0.21	0.01	0.05	- -
EV/Sales	- -	- -	- -	- -	10.38	3.74	- -	- -	- -	- -	8,715.12	20,153.63	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings Average	- -	- -	- -	- -	-2.25	-3.42	-0.21	- -	-0.7	-1.81	-0.98	-0.76	-0.58	-0.7
Price/Earnings High	- -	- -	- -	- -	-10.46	-6.62	-5.26	-0.01	-2.05	-8.32	-2.13	-2.2	-1.26	-4.51
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	-0.35	-0.26	-0.02	-0.17	-0.06
Price/Book Value	- -	- -	- -	- -	-3.14	-0.96	- -	- -	-0.23	-0.19	-0.08	-0.06	-0.01	-0.06
Price/Book Value Average	- -	- -	- -	- -	-1.22	-1.18	-0.06	- -	-0.14	-0.62	-0.19	-0.08	-0.04	-0.04
Price/Book Value High	- -	- -	- -	- -	-5.65	-2.29	-1.44	- -	-0.4	-2.86	-0.42	-0.22	-0.08	-0.29
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	-0.12	-0.05	- -	-0.01	- -
Price/Tangible Book Value	- -	- -	- -	- -	290.13	-2.83	- -	- -	-1.43	2.59	-0.81	-0.45	-0.09	-0.53
Price/Tangible Book Value Average	- -	- -	- -	- -	112.73	-3.5	-0.33	-0.01	-0.86	8.42	-1.87	-0.58	-0.23	-0.4
Price/Tangible Book Value High	- -	- -	- -	- -	523.05	-6.77	-8.1	-0.04	-2.51	38.78	-4.1	-1.69	-0.49	-2.61
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.63	-0.49	-0.02	-0.07	-0.04
Price/Sales	- -	- -	- -	- -	10.2	3.25	- -	- -	- -	- -	5,146.5	8,262.84	- -	- -
Price/Sales Average	- -	- -	- -	- -	3.96	4.02	- -	- -	- -	- -	11,848.18	10,800.67	- -	- -
Price/Sales High	- -	- -	- -	- -	18.38	7.77	- -	- -	- -	- -	25,926.59	31,328.31	- -	- -
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3,123.06	313.28	- -	- -
Price/Cash Flow	- -	- -	- -	- -	-14.23	-6.72	- -	- -	-5.05	-3.08	-1.42	-2.39	-1.43	-5.11
Price/Cash Flow Average	- -	- -	- -	- -	-5.53	-8.31	-0.62	- -	-3.04	-10.03	-3.28	-3.13	-3.71	-3.9
Price/Cash Flow High	- -	- -	- -	- -	-25.65	-16.06	-15.37	-0.03	-8.87	-46.19	-7.17	-9.07	-8.05	-25.16
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1.94	-0.86	-0.09	-1.09	-0.36
Price/Free Cash Flow Average	- -	- -	- -	- -	-5.53	-8.39	-0.62	- -	-3.17	-13.26	-4.48	-3.23	-3.71	-3.9
Price/Free Cash Flow High	- -	- -	- -	- -	-25.65	-16.21	-15.37	-0.03	-9.24	-61.03	-9.8	-9.36	-8.05	-25.16
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	-2.56	-1.18	-0.09	-1.09	-0.36
EV/Sales Average	- -	- -	- -	- -	4.14	4.51	- -	- -	- -	- -	15,416.81	22,691.46	- -	- -
EV/Sales High	- -	- -	- -	- -	18.56	8.26	- -	- -	- -	- -	29,495.21	43,219.1	- -	- -
EV/Sales Low	- -	- -	- -	- -	0.18	0.49	- -	- -	- -	- -	6,691.68	12,204.07	- -	- -
EV/EBITDA Average	- -	0.75	0.16	0.26	-2.64	-8.33	-3.08	-0.48	-2.88	-2.23	-2.39	-2.6	-4.91	-10.63
EV/EBITDA High	- -	0.75	0.16	0.26	-11.83	-15.27	-31.66	-0.51	-7.17	-11.41	-4.58	-4.95	-6.41	-27.09
EV/EBITDA Low	- -	0.75	0.16	0.26	-0.11	-0.9	-1.88	-0.48	-0.64	-0.17	-1.04	-1.4	-4.01	-7.89
EV/EBIT Average	- -	0.75	0.16	0.26	-2.6	-7.93	-2.77	-0.48	-2.81	-2.22	-2.34	-2.35	-4.91	-10.61
EV/EBIT High	- -	0.75	0.16	0.26	-11.66	-14.53	-28.47	-0.51	-6.98	-11.37	-4.47	-4.47	-6.4	-27.03
EV/EBIT Low	- -	0.75	0.16	0.26	-0.11	-0.85	-1.69	-0.48	-0.63	-0.17	-1.01	-1.26	-4	-7.87
Last Price	- -	- -	- -	- -	156.16	69.07	0.01	- -	1.11	0.72	0.35	0.26	0.06	0.01
High Price	- -	- -	- -	- -	281.53	165.17	102.1	0.03	1.95	10.81	1.77	1	0.35	0.06
Enterprise Value Average	- -	- -	- -	-1	11	18	3	- -	5	23	13	9	9	11
Enterprise Value High	- -	- -	- -	-1	50	33	28	- -	12	117	25	18	12	28
Enterprise Value Low	- -	- -	- -	-1	- -	2	2	- -	1	2	6	5	8	8

Shares Outstanding	- -	- -	- -	- -	- -	- -	- -	4	6	12	13	14	19	711
Diluted Weighted Avg Shares	- -	- -	- -	- -	- -	- -	- -	1	6	11	12	13	15	317
Basic Weighted Avg Shares	- -	- -	- -	- -	- -	- -	- -	1	6	11	12	13	15	317
Revenue per Share	- -	- -	- -	13.17	15.32	21.25	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA per Share	- -	-1.71	-0.82	-32.37	-24.02	-11.49	-3.43	-0.96	-0.3	-0.92	-0.44	-0.28	-0.12	- -
Operating Income per Share	- -	-1.71	-0.82	-33.16	-24.37	-12.08	-3.81	-0.96	-0.31	-0.92	-0.45	-0.31	-0.13	- -
Basic EPS, GAAP	- -	-1.71	-0.82	-38.64	-26.92	-24.96	-19.42	-3.84	-0.95	-1.3	-0.83	-0.45	-0.27	-0.01
Basic EPS from Cont Ops	- -	-1.71	-0.82	-38.64	-26.92	-24.96	-14.06	-4.16	-0.95	-1.3	-0.83	-0.41	-0.27	-0.01
Diluted EPS, GAAP	- -	-1.71	-0.82	-38.64	-26.92	-24.96	-19.42	-3.84	-0.95	-1.3	-0.83	-0.45	-0.27	-0.01
Diluted EPS from Cont Ops	- -	-1.71	-0.82	-38.64	-26.92	-24.96	-14.06	-4.16	-0.95	-1.3	-0.83	-0.41	-0.27	-0.01
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	- -	-1.74	-0.83	-31.23	-10.98	-10.28	-6.64	-0.8	-0.22	-0.23	-0.25	-0.11	-0.04	- -
Free Cash Flow per Basic Share	- -	-1.74	-0.83	-33.8	-10.98	-10.38	-6.65	-0.8	-0.23	-0.29	-0.31	-0.11	-0.04	- -
Cash & Equivalents per Share	- -	1.28	0.13	9.71	0.26	0.1	0.27	- -	0.02	0.49	0.03	- -	- -	- -
Book Value per Share	- -	-1.71	-2.09	-46.95	-49.79	-72.14	-70.71	-22.8	-4.83	-3.78	-4.22	-4.53	-4.16	-0.22
Tangible Book Value per Share	- -	1.27	0.13	22.29	0.54	-24.4	-12.61	-0.61	-0.78	0.28	-0.43	-0.59	-0.7	-0.02

Innovative Payment Solutions, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)