Itaú Unibanco Holding S.A.

Itaú Unibanco Holding S.A.

ITUB
Itaú Unibanco Holding S.A.US flagNew York Stock Exchange
7.86
USD
+0.07
- -
86.63BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
6.8
7.74
7.83
10.34
9.58
9.09
10.19
9.05
11.03
12.28
13.36
14.3
14.92
14.79
Basic EPS, GAAP
1.46
1.92
2.3
1.95
2.1
2.26
2.46
1.71
2.42
2.63
2.98
3.7
4.05
4.15
Free Cash Flow per Basic Share
2.67
7.52
-3.32
2.18
1.78
2.44
2.8
4.9
4.08
10.91
6.15
-0.03
3.11
8.55
Dividend per Share
0.48
0.56
0.63
0.97
0.98
1.82
2.35
1.04
0.57
0.6
0.93
1.92
4.36
2.87
Book Value per Share
6.42
8.12
9.49
10.9
11.14
11.52
11.51
8.79
8.19
8.17
8.17
8.18
12.36
12.37
Tangible Book Value per Share
6.81
8.23
9.45
10.4
11.31
11.91
11.76
12.41
12.94
13.87
15.82
17.79
17.24
17.51
Basic Weighted Avg Shares
11,233
11,247
11,184
11,086
11,053
11,011
11,036
11,058
11,077
11,102
11,102
11,091
11,078
11,071
Sales/Revenue/Turnover
76,397
87,095
87,582
114,580
105,882
100,126
112,428
100,025
122,185
136,376
148,380
158,568
165,243
163,785
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2,333
2,544
2,828
3,249
3,169
3,567
3,561
3,729
4,233
4,796
5,652
6,440
7,386
7,597
Net Income, GAAP
16,424
21,555
25,740
21,627
23,193
24,907
27,113
18,896
26,760
29,207
33,105
41,085
44,857
45,986
Effective Tax Rate (%)
20.81
24.11
- -
38.29
24.06
16.23
10.98
- -
32.79
17.58
14.67
11.41
8.76
24.05
Profit Margin (%)
21.5
24.75
29.39
18.88
21.9
24.88
24.12
18.89
21.9
21.42
22.31
25.91
27.15
28.08
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
116,158
119,956
154,398
226,406
124,127
147,136
164,364
185,295
195,207
269,803
264,810
281,669
352,477
336,640
Total Equity
84,192
100,617
114,059
132,384
144,356
150,466
149,465
154,525
164,476
177,107
199,050
221,284
215,076
220,017
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
26.38
26.38
26.08
19.06
19.01
19.93
21.36
16.86
28.49
32.19
36.49
45.28
39.41
35.24

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
211,574
211,219
224,235
LT Borrowings
311,602
349,202
333,472
LT Finance Leases
3,165
3,275
3,168
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
11,058
11,027
11,021
Market Capitalization
433,818
436,193
482,686

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
343,557
403,087
352,502
Accounts Receivable, Net
4,977
4,397
4,219
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
28,584
17,663
26,732
ST Debt
211,574
211,219
224,235
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.69%
6.97%
-2.81%
Free Cash Flow
-1,167.65%
-2,323.96%
-11,627.09%
Net Income, GAAP
7.46%
19.48%
9.18%
Sales/Revenue/Turnover
7.27%
10.73%
4.21%
Total Cash Common Dividend
36.17%
49.63%
126.61%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
40,198
40,381
37,971
33,802
158,568
2025
42,592
38,368
42,166
42,119
165,243
2026
41,132
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.88
0.91
0.93
- -
3.7
2025
0.95
1
1.02
- -
4.05
2026
1.06
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.43
0.04
0.42
- -
1.92
2025
1.84
0.04
0.63
- -
4.36
2026
0.35
- -
- -
- -
- -

Company Description

APIChat
CEO
Milton Maluhy Filho
Full Time Employees
99,600
Sector
Financial Services
Industry
Banks - Regional
Address
PraCa Alfredo Egydio de Souza Aranha São Paulo SP Brazil 04344-902
IPO Date
Feb 25, 2002
Business
Itaú Unibanco Holding S.A. operates as Brazil's largest private financial conglomerate, providing comprehensive retail, wholesale, and investment banking services; asset management; insurance; and consumer finance products including checking and savings accounts, personal loans, mortgages, credit cards, payroll loans, vehicle financing, working capital loans, trade finance, cash management, treasury services, underwriting, mergers and acquisitions advisory, mutual funds, private equity, hedge funds, wealth management, life insurance, property and casualty insurance, health insurance, and pension plans to individual, corporate, and institutional clients. Headquartered in São Paulo, Brazil, and founded through the 2008 merger of Banco Itaú and Unibanco, the company maintains extensive operations across Brazil and internationally in countries including Chile, Colombia, Argentina, Paraguay, Uruguay, Panama, the United States, Luxembourg, Portugal, Switzerland, the United Kingdom, China, Hong Kong, Japan, and the United Arab Emirates, serving over 55 million customers through more than 33,000 service points and 4,335 branches primarily in Brazil. Recent developments include the 2024 acquisition of a 44% stake in Resonet S.A. in Uruguay to reach 100% ownership; the launch of Brazil's first international fixed income ETF with currency hedge and a dedicated structure for crypto fund management by Itaú Asset; strengthened digital services with over 70% of transactions via digital channels; an ESG Partner sustainability seal by Itaú BBA; and ongoing expansion in sustainable finance surpassing R$1 trillion in resources.

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