Jeffersonville Bancorp

Jeffersonville Bancorp

JFBC
Jeffersonville BancorpUS flagOther OTC
27.75
USD
+0.03
- -
117.51MMarket Cap
Jeffersonville Bancorp
JFBC
(Other OTC)

Recent

price

27.75

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
4.87
5.04
5.02
4.75
4.79
4.79
4.85
4.95
5.38
5.68
5.11
5.41
6.4
6.9
7.34
7.8
7.8
Revenue per Share
0.74
0.92
1.03
1.09
1.65
1.11
1.21
1.01
1.46
1.54
1.14
1.4
2.2
2.64
2.68
2.96
2.96
Basic EPS, GAAP
1.3
1.31
1.58
1.47
0.78
1.13
1.14
1.53
1.68
1.81
1.04
1.88
2.33
2.73
2.77
3.13
- -
Free Cash Flow per Basic Share
0.52
0.52
0.52
0.52
0.53
0.56
0.56
0.57
0.7
0.7
0.6
0.6
0.6
0.7
0.75
1.1
- -
Dividend per Share
10.75
11.16
11.67
12.24
13.36
13.91
14.56
15.1
15.93
16.76
17.3
18.1
19.7
21.59
23.52
25.38
25.38
Book Value per Share
11.22
11.67
12.09
12.52
13.26
13.9
14.3
14.73
15.4
16.57
17.57
18.67
16.24
19.07
21.53
24.81
24.81
Tangible Book Value per Share
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
Basic Weighted Avg Shares
21
21
21
20
20
20
21
21
23
24
22
23
27
29
31
33
33
Sales/Revenue/Turnover
16.53
- -
24.3
28.21
46.76
28.83
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
1
1
- -
1
1
1
1
1
1
1
1
1
1
1
- -
Depreciation Expense
3
4
4
5
7
5
5
4
6
7
5
6
9
11
11
13
13
Net Income, GAAP
8.27
12.44
15.62
18.62
26.31
19.56
19.52
35.04
15.71
16.74
11.63
16.91
19.04
20.76
20.69
20.77
20.77
Effective Tax Rate (%)
15.16
18.29
20.5
22.96
34.46
23.19
24.9
20.48
27.23
27.06
22.24
25.95
34.35
38.24
36.46
37.99
37.99
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
15
15
10
- -
- -
- -
- -
- -
- -
1
1
1
- -
25
- -
3
3
LT Debt
47
49
51
53
56
59
61
62
65
70
74
79
69
81
91
105
105
Total Equity
4.75
- -
6.94
8.09
12.82
8.19
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
6.94
8.42
9.02
9.13
12.91
8.15
8.49
6.83
9.44
9.4
6.67
7.93
11.62
12.78
11.86
12.12
12.12
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Jun'25
Sep'25
Dec'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
3
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
4
4
4
Market Capitalization
90
89
96

Working Capital

FRC

in mil. unless spec.
Jun'25
Sep'25
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
264
276
224
Accounts Receivable, Net
3
3
3
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.29%
7.75%
15.23%
Free Cash Flow
14.56%
27.11%
13.18%
Net Income, GAAP
12.83%
22.48%
10.79%
Sales/Revenue/Turnover
5.21%
8.94%
6.33%
Total Cash Common Dividend
- -
- -
46.58%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
7
7
8
7
29
2024
7
8
8
7
31
2025
8
8
8
8
33

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.63
0.75
0.7
- -
2.64
2024
0.6
0.72
0.73
0.63
2.68
2025
0.64
0.78
0.78
0.77
2.96

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.7
2024
- -
- -
- -
- -
0.75
2025
- -
- -
- -
- -
1.1
Business
Jeffersonville Bancorp (JFBC) operates as the bank holding company for Jeff Bank, a community bank providing retail and commercial banking products and services to individuals, small businesses, and local municipal governments primarily in Sullivan County and Orange County, New York. Jeff Bank offers deposit products including checking accounts, money market accounts, savings accounts, NOW accounts, individual retirement accounts, demand deposits, and time deposits; lending products such as commercial mortgages, farmland loans, construction loans, agricultural loans, residential mortgages, home equity lines of credit, home improvement loans, debt consolidation loans, consumer installment loans, commercial vehicle and equipment loans, real estate loans, auto loans, recreational vehicle loans, motorcycle loans, boat loans, commercial lines of credit, short-term notes, and other financing services; and ancillary services including credit cards, e-statements, bill pay, safe deposit box rentals, teller checks, wire transfers, online banking, and mobile banking. The bank maintains 10 full-service branches in locations including Monticello, Eldred, Callicoon, Jeffersonville, Liberty, Livingston Manor, Port Jervis, White Lake, Wurtsboro, and Anawana Lake Road. Founded in 1913 and headquartered at 4864 State Route 52, PO Box 398, Jeffersonville, New York, the company employs approximately 79 people and focuses on the regional banking sector without notable subsidiaries or parent relationships. No major acquisitions, funding rounds, partnerships, new product launches, strategic shifts, expansions, name changes, or significant operational changes have been reported for Jeffersonville Bancorp in the last 1-2 years.

Company News

APIChatGPT
  • Jeff Bank to Convert to National Charter and Change Name to Jeff Bank, National Association

  • Jeffersonville Bancorp Announces First Quarter Earnings of $3,282,000 or $0.77 per share; Increases Quarterly Dividend by 33.33% to $0.20 from $0.15 per share

  • Jeffersonville Bancorp (OTCMKTS:JFBC) Stock Crosses Above 50-Day Moving Average – Should You Sell?

  • Head-To-Head Comparison: Jeffersonville Bancorp (OTCMKTS:JFBC) and Carter Bankshares (NASDAQ:CARE)

  • Jeffersonville Bancorp (OTCMKTS:JFBC) Shares Pass Below Fifty Day Moving Average – Should You Sell?

  • Jeffersonville Bancorp Announces Special Dividend of $0.25 per share

  • Jeffersonville Bancorp Announces Third Quarter Earnings of $3,293,000 or $0.78 per share and Year to Date Earnings of $9,301,000 or $2.20 per share; Declares Dividend of $0.15

  • Jeffersonville Bancorp Announces Special Dividend of $0.25 per share

  • Jeffersonville Bancorp Announces Second Quarter Earnings of $3,290,000 or $0.78 per share; Declares Dividend of $0.15

  • Jeffersonville Bancorp Announces First Quarter Earnings of $2,718,000 or $0.64 per share; Declares Dividend of $0.15

  • Jeffersonville Bancorp Announces Fourth Quarter and Record Full Year Earnings of $11,330,000 or $2.68 per share; Declares Dividend of $0.15

  • Jeffersonville Bancorp Announces Special Dividend of $0.25 per share

  • Jeffersonville Bancorp Announces Third Quarter Earnings of $3,092,000 or $0.73 per share and Year to Date Earnings of $8,676,000 or $2.05 per share; Declares Dividend of $0.15

  • Jeffersonville Bancorp and Jeff Bank Announce Resignation of Director Philip Coombe, III

  • Jeffersonville Bancorp Announces Second Quarter Earnings of $3,031,000 or $0.72 per share and Year to Date Earnings of $5,584,000 or $1.32 per share; Declares Dividend of $0.15

  • Jeffersonville Bancorp Announces First Quarter Earnings of $2,553,000 or $0.60 per share; Declares Dividend of $0.15

  • Jeffersonville Bancorp Announces Fourth Quarter and Record Full Year Earnings of $11,175,000 or $2.64 per share; Declares Dividend of $0.15

  • Jeffersonville Bancorp Announces Special Dividend of $0.15 per share

  • Jeffersonville Bancorp Announces Third Quarter Earnings of $2,972,000 or $0.70 per share and Year to Date Earnings of $8,828,000 or $2.08 per share; Declares Dividend of $0.15

  • Jeffersonville Bancorp Announces Second Quarter Earnings of $3,196,000 or $0.75 per share and Year to Date Earnings of $5,856,000 or $1.38 per share; Declares Dividend of $0.15