Kansas City Life Insurance Company

Kansas City Life Insurance Company

KCLI
Kansas City Life Insurance CompanyUS flagOther OTC
32.67
USD
- -
- -
316.36MMarket Cap
Kansas City Life Insurance Company
KCLI
(Other OTC)

Recent

price

32.67

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
37.56
36.72
40.41
43.95
42.58
41.64
46.06
46.63
47.07
52.92
52.59
51.08
49.15
51.1
50.68
50.2
49.69
Revenue per Share
1.94
2.29
3.77
2.73
2.74
2.75
2.3
5.32
1.62
2.52
1.57
1.11
-1.67
4.38
-0.99
-2.14
-3.63
Basic EPS, GAAP
3.04
1.55
1.2
4.99
3.34
1.41
2.06
1.26
4.61
-0.23
0.42
-4.85
-5.67
-5.31
-6.16
-13.51
-11.18
Free Cash Flow per Basic Share
1.08
1.08
1.38
1.08
1.08
1.09
1.08
1.08
1.08
1.08
1.08
1.08
0.69
0.56
0.56
0.56
0.56
Dividend per Share
68.8
70.41
75.85
76.64
78.85
82.84
92.03
96.16
96.82
98.26
98.75
98.77
96.41
101.46
98.37
95.67
97.4
Book Value per Share
59.15
62.23
68.67
65.63
67.97
62.54
70.8
76.13
71.43
83.72
93.84
85.76
50.78
62.93
66.99
68.73
60.16
Tangible Book Value per Share
11
11
11
11
11
11
10
10
10
10
10
10
10
10
10
10
10
Basic Weighted Avg Shares
431
419
442
484
465
442
446
452
456
512
509
495
476
495
491
486
481
Sales/Revenue/Turnover
8.06
- -
13.47
9.19
9.24
9.55
6.96
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
3
3
7
4
5
5
5
6
6
8
9
8
7
6
4
4
4
Depreciation Expense
22
26
41
30
30
29
22
52
16
24
15
11
-16
42
-10
-21
-35
Net Income, GAAP
35.84
34.17
30.83
32.37
30.23
30.74
28.11
- -
8.81
17.06
4.68
17.15
- -
20.69
- -
- -
20.85
Effective Tax Rate (%)
5.17
6.23
9.32
6.21
6.45
6.61
5
11.42
3.44
4.77
2.98
2.16
-3.41
8.56
-1.95
-4.27
-7.31
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
679
711
750
722
743
664
686
737
692
811
909
830
492
609
649
666
583
Total Equity
3.35
- -
5.63
4.08
4.09
4.16
3.31
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
2.84
3.28
5.04
3.6
3.52
3.36
2.52
- -
1.68
2.59
1.59
1.12
- -
4.42
- -
- -
5.91
Return on Capital (%)
2.84
3.28
5.04
3.6
3.52
3.36
2.52
5.66
1.68
2.59
1.59
1.12
-1.72
4.42
-0.99
-2.21
-3.65
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
10
10
10
Market Capitalization
355
317
305

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
274
254
250
Accounts Receivable, Net
381
413
411
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.75%
-3.28%
2.6%
Free Cash Flow
-123.94%
-222.67%
119.21%
Net Income, GAAP
-59.22%
-129.57%
116.94%
Sales/Revenue/Turnover
1.05%
-0.89%
-0.94%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
127
122
125
116
491
2025
118
122
120
- -
486
2026
118
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.16
0.49
0.14
- -
-0.99
2025
0.43
-2.9
- -
- -
-2.14
2026
0.99
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.14
0.14
0.14
- -
0.56
2025
0.14
0.14
- -
- -
0.56
2026
0.18
- -
- -
- -
- -
Business
Kansas City Life Insurance Company (KCLI), founded in 1895 and headquartered in Kansas City, Missouri, operates as a life insurer providing individual life insurance products including term life, return of premium life, whole life, and universal life; annuities; and group insurance encompassing life, short-term disability, long-term disability, dental, vision, accident, and critical illness coverages through three main segments—Individual Insurance, Group Insurance, and Old American Insurance, which focuses on final expense products—marketed via more than 2,500 agents across 49 states and the District of Columbia, with variable products distributed through its wholly owned broker/dealer subsidiary Sunset Financial Services Inc. The company maintains a home office staff exceeding 400 associates supporting its nationwide operations and policyholder base surpassing half a million individuals. In recent developments, Kansas City Life announced a potential nationwide $45 million settlement in July 2025 for consolidated class action litigation alleging cost-of-insurance overcharges, which received preliminary court approval and awaits final approval in December 2025, alongside reporting a Q2 2025 net loss of $28.1 million primarily due to a $35.5 million legal settlement accrual and insurance revenue declines, electing Richard W. Seagraves to its board in January 2025, and declaring a quarterly dividend in July 2025.

Company News

APIChat
  • Kansas City Life Announces First Quarter 2026 Results

  • Kansas City Life Declares Quarterly Dividend

  • Kansas City Life Insurance Co. (OTCMKTS:KCLI) Short Interest Down 35.7% in March

  • Short Interest in Kansas City Life Insurance Co. (OTCMKTS:KCLI) Grows By 52.2%

  • Kansas City Life Announces Fourth Quarter 2025 Results

  • Kansas City Life Declares Quarterly Dividend

  • AM Best Revises Outlooks to Negative for Kansas City Life Insurance Company; Downgrades Credit Ratings of Grange Life Insurance Company; Revises Issuer Credit Rating Outlook to Negative for Old American Insurance Company

  • Kansas City Life Announces Third Quarter 2025 Results

  • Kansas City Life Declares Quarterly Dividend

  • Kansas City Life: Come Fly With KCLI

  • Kansas City Life Announces Second Quarter 2025 Results

  • Kansas City Life Declares Quarterly Dividend

  • KANSAS CITY LIFE ANNOUNCES A POTENTIAL NATIONWIDE SETTLEMENT IN COST OF INSURANCE CLASS ACTION LITIGATION

  • Kansas City Life Announces First Quarter 2025 Results

  • Kansas City Life Declares Quarterly Dividend

  • Kansas City Life Announces Fourth Quarter 2024 Results

  • Kansas City Life Declares Quarterly Dividend

  • Kansas City Life Announces Third Quarter 2024 Results

  • Kansas City Life Declares Quarterly Dividend

  • AM Best Revises Outlooks to Stable for Kansas City Life Insurance Company; Affirms Credit Ratings of Its Subsidiaries