Kingstone Companies, Inc.

Kingstone Companies, Inc.

KINS
Kingstone Companies, Inc.US flagNASDAQ Capital Market
14.92
USD
-0.12
- -
216.11MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
9.2
6.87
8.75
10.01
8.93
10.65
13.47
12.25
15.23
12.23
13.41
13.52
15.43
15.82
Basic EPS, GAAP
0.51
0.73
0.95
1.15
0.96
0.29
-0.55
0.09
-0.7
-2.12
-0.57
1.6
2.93
2.19
Free Cash Flow per Basic Share
1.86
2.27
2.61
1.89
2.43
1.83
2.41
-1.26
1.87
-0.51
-1.22
4.84
5.25
4.51
Dividend per Share
0.15
0.18
0.21
0.25
0.31
0.4
0.32
0.18
0.16
0.12
- -
- -
0.1
0.1
Book Value per Share
1.07
1.14
1.87
2.67
2.62
2.48
1.58
1.5
0.66
-1.58
-2.14
-0.4
2.5
1.99
Tangible Book Value per Share
8.3
5.25
5.94
7.15
9.01
8.23
8.14
8.61
7.1
3.35
3.16
5.77
8.78
8.05
Basic Weighted Avg Shares
4
7
7
8
10
11
11
11
11
11
11
11
14
14
Sales/Revenue/Turnover
37
50
64
77
93
114
145
131
161
130
144
155
215
224
Operating Margin (%)
7.8
15.73
16.06
17.33
15.49
4.24
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
1
1
1
1
2
3
3
3
3
3
2
3
3
Net Income, GAAP
2
5
7
9
10
3
-6
1
-7
-23
-6
18
41
31
Effective Tax Rate (%)
27.53
32.34
32.49
33.68
30.21
- -
- -
- -
- -
- -
- -
21.17
20.14
20.17
Profit Margin (%)
5.5
10.65
10.84
11.49
10.76
2.72
-4.11
0.74
-4.58
-17.31
-4.28
11.83
18.97
13.86
Working Capital
60
50
49
48
82
53
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
29
29
29
30
30
25
25
11
4
4
Total Equity
36
41
45
57
95
89
88
93
76
36
35
67
123
115
Return on Invested Capital (%)
7.43
13.66
15.84
17.27
11.07
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
49.81
84.89
63.35
51.83
26.03
- -
- -
- -
- -
- -
- -
479.55
179.75
169.25
Return on Common Equity (%)
56.66
84.89
63.35
51.83
41.68
11.51
-27.41
5.88
-64.1
- -
- -
- -
- -
- -

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
5
4
4
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
14
14
14
Market Capitalization
199
234
206

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
149
301
157
Accounts Receivable, Net
78
80
77
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
8
8
8
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
19.25%
20.41%
83.98%
Free Cash Flow
-81.81%
-144.93%
31.36%
Net Income, GAAP
-143.98%
-200.34%
122.06%
Sales/Revenue/Turnover
14.15%
12.07%
38.5%
Total Cash Common Dividend
- -
- -
10.75%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
36
37
41
42
155
2025
50
52
56
56
215
2026
60
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.13
0.41
0.61
0.44
1.6
2025
0.29
0.81
0.77
1.04
2.93
2026
-0.4
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
0.05
0.1
2026
0.05
- -
- -
- -
- -

Company Description

APIChat
CEO
Meryl S. Golden
Full Time Employees
99
Sector
Financial Services
Industry
Insurance - Property & Casualty
Address
15 Joys Lane Kingston NY United States of America 12401
IPO Date
Oct 26, 1999
Business
Kingstone Companies, Inc. (Nasdaq:KINS) is a Northeast regional property and casualty insurance holding company that, through its principal operating subsidiary Kingstone Insurance Company (KICO), provides a range of personal and commercial insurance products in New York and select other states; personal lines include homeowners, dwelling fire, cooperative/condominium, renters, and personal umbrella policies, while commercial offerings encompass auto insurance, for-hire vehicle physical damage coverage for livery, car service vehicles and taxicabs, and canine legal liability policies, with additional reinsurance products distributed through retail and wholesale independent agents and brokers. Founded in 1886 and headquartered in Kingston, New York, the company targets small and mid-sized businesses as well as individuals primarily in the Northeast U.S. market. Recent developments include a November 2024 partnership with Earnix to enhance pricing capabilities and support growth initiatives; a April 2025 renewal rights transaction to expand its homeowners insurance business in downstate New York; a April 2025 collaboration with Kyber Technologies Inc.; the successful sponsorship of a inaugural $125 million catastrophe bond in May 2025; renewal of its 2025/2026 catastrophe reinsurance placement with $275 million in total limit and reduced retention in June 2025; addition to the Russell 3000 and Russell 2000 Indexes in June 2025; reinstatement of a quarterly cash dividend in July 2025; launch of a Select homeowners product; achievement of record Q2 2025 net income with raised full-year EPS guidance and a five-year goal to reach $500 million in premiums; and reporting 14% growth in direct premiums written alongside 56% net income increase for Q3 2025.

Company News

APIChat
  • Do Options Traders Know Something About Investors in Kingstone Companies Stock We Don't?

  • Kingstone Announces Date for 2026 Annual Meeting of Stockholders

  • Is Kingstone Companies (KINS) Stock Undervalued Right Now?

  • Kingstone Announces Share Repurchase Program of up to 1,000,000 Shares

  • Kingstone Companies Stock Plunges 16% YTD: Time to Buy the Dip?

  • Kingstone: I'm Buying The Drop After A Weather-Driven Miss

  • Kingstone Companies, Inc. (KINS) Q1 2026 Earnings Call Transcript

  • Kingstone Companies Q1 Earnings Call Highlights

  • Kingstone Companies, Inc (KINS) Reports Q1 Loss, Beats Revenue Estimates

  • Kingstone Reports First Quarter 2026 Results

  • Is Kingstone Companies (KINS) a Great Value Stock Right Now?

  • Kingstone Declares Quarterly Dividend

  • Should Value Investors Buy Kingstone Companies (KINS) Stock?

  • Kingstone Extends Employment Agreement with President and CEO Meryl Golden

  • Kingstone Companies (NASDAQ:KINS) Director Sells $243,000.00 in Stock

  • Kingstone Schedules First Quarter 2026 Earnings Release and Conference Call

  • Kingstone Partners with ZestyAI to Strengthen Wildfire Risk Analytics for California Entry

  • Kingstone CEO Meryl Golden Issues Shareholder Letter Following Record 2025 Results, Outlines Measured Expansion into California

  • Kingstone Companies (NASDAQ:KINS) Stock Crosses Below 200 Day Moving Average – Should You Sell?

  • KINS Outpaces Industry, Trades at a Premium: Time to Buy the Stock?