Jeju Bank

Jeju Bank

KKRX:006220
8,300.00
KRW
-360.00
(-4.16%)
291.65EPS
24.93P/E
376.10BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
4,004.4
3,841.46
4,500.02
5,464.16
5,321.36
5,278.28
4,098.88
3,669.72
3,947.6
4,624.27
5,240.07
2,828.53
5,277.96
5,241.19
Basic EPS, GAAP
919.3
621.47
870.66
1,128.78
1,101.97
1,071
796
481
514
636
158.77
166
386.65
399.12
Free Cash Flow per Basic Share
7,073.11
-4,712.31
1,897.52
-4,787.3
676.84
-995.96
-474.45
-2,413.15
3,508.97
2,397.93
6,718.21
-2,346.63
432.17
13,312.51
Dividend per Share
49.68
99.26
99.33
99.28
121.27
176.73
159.95
145.09
143
156.21
192.6
132.39
250.2
257.51
Book Value per Share
13,104.32
13,704.86
14,267.44
15,058.38
18,160.67
14,721.76
15,490.91
15,856.22
16,058.66
16,242.57
16,678.23
18,366.96
17,124.2
17,079.01
Tangible Book Value per Share
12,944.16
13,536.44
14,033.08
14,755.33
17,779.24
14,403.91
15,128.71
15,487.11
13,928.32
14,502.67
15,171.39
17,152.29
16,400.94
16,327.92
Basic Weighted Avg Shares
22
22
22
22
23
26
35
36
36
36
32
63
36
37
Sales/Revenue/Turnover
89,222
85,647
100,254
121,794
121,414
135,264
143,842
133,674
141,668
165,921
168,357
177,482
190,153
195,007
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
3,123
4,207
5,099
5,748
6,111
6,848
9,660
9,283
12,320
22,497
23,779
25,042
25,701
26,446
Net Income, GAAP
20,483
13,856
19,397
25,160
25,143
27,446
27,934
17,521
18,446
22,820
5,101
10,416
13,930
14,850
Effective Tax Rate (%)
21.43
22.17
21.98
23.45
24.82
22.05
24.67
23.77
19.29
15.37
7.24
12.02
13.27
14.48
Profit Margin (%)
22.96
16.18
19.35
20.66
20.71
20.29
19.42
13.11
13.02
13.75
3.03
5.87
7.33
7.62
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
164,565
139,916
164,667
255,991
312,421
369,713
342,059
468,033
511,090
493,191
440,375
516,025
694,484
624,728
Total Equity
292,095
305,481
318,021
335,651
404,801
472,992
497,704
509,441
515,945
521,854
535,851
590,108
647,270
645,562
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
4.18
3.07
4.18
4.68
3.84
3.52
3.32
1.93
1.84
2.23
0.51
1
1.14
1.17
Return on Common Equity (%)
7.19
4.64
6.22
7.7
6.79
6.25
5.76
3.48
3.6
4.4
0.96
1.85
2.25
2.29

Capital Structure

KRW

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
38
38
38
Market Capitalization
425,234
446,023
376,096

Working Capital

KRW

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
246,915
253,972
451,400
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

KRW

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.55%
4.99%
9.69%
Free Cash Flow
-74.18%
-80.57%
-110.57%
Net Income, GAAP
9.26%
17.86%
33.74%
Sales/Revenue/Turnover
6.9%
7.43%
7.14%
Total Cash Common Dividend
- -
11.9%
8.51%

Quarterly Revenue

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
44,742
42,328
48,058
42,355
177,482
2025
43,943
47,272
49,417
49,521
190,153
2026
46,881
49,188
- -
- -
- -

Quarterly Earnings Per Share

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
112
12
54
32.31
166
2025
45
106
119.05
43.89
386.65
2026
111.38
126.01
- -
- -
- -

Quarterly Dividends Per Share

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
19.16
30.41
24.55
45.13
132.39
2025
22.48
95.96
40.92
38.36
250.2
2026
38.39
138.37
- -
- -
- -

Company Description

CEO
Hee-Soo Lee
Full Time Employees
480
Sector
Finance
Industry
Major banks
Address
1349, 2do 1-dong Jeju-si JE South Korea
IPO Date
Dec 28, 1972
Business
Jeju Bank (006220.KS), a subsidiary of Shinhan Financial Group Co., Ltd., operates as a regional commercial bank in South Korea, providing deposit products including free account deposits, apartment deposits, excess cash deposits, large-sum arrangement products, tax reduction deposits, internet deposits, and theme products; savings accounts; credit, secured, car, enterprise, private, and petty loans for working classes; credit and check cards; foreign currency exchange, deposits, and remittance services; funds; trust services; retirement pension products; gold and silver bars; insurance; domestic exchange; electronic billing; agency services; and internet and mobile banking platforms such as JBANK Plus. Founded in 1969 and headquartered in Jeju-si, Jeju Special Self-Governing Province, the bank primarily serves customers in the Jeju region while expanding nationally, targeting small and medium-sized enterprises (SMEs) and local businesses through localized management combined with Shinhan Financial Group's advanced systems. In April 2025, Jeju Bank issued 5.7 million new shares valued at 57 billion won to Douzone Bizon Co., Ltd., diluting Shinhan Financial Group's stake from 75.31% to 64.01% and elevating Douzone Bizon to second-largest shareholder with 14.99%, enabling strategic collaboration to launch Korea's first ERP-based banking services for customized SME financing, real-time fund flow analysis, and digital transformation beyond Jeju Island.